Mortgage Lenders and Brokers in Hardinsburg, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hardinsburg, Indiana mortgage lenders include First Harrison BankFirst Harrison Bank735 Hwy 62, Charlestown, IN 47111A+5.0 ★Texas Ratio: 3.57%, Beacon Credit UnionBeacon Credit Union136 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 2.46%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, Royal United Mortgage LLCRoyal United Mortgage LLCIndianapolis, IN, and First Savings BankFirst Savings BankJeffersonville, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hardinsburg, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hardinsburg are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hardinsburg, Indiana
Market share is the lender's share of all home loans closed in Hardinsburg, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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735 Hwy 62, Charlestown, IN 47111 A+5.0 ★Texas Ratio: 3.57% |
Conventional, FHA, HELOC | 10 +10 HELOCs |
17.5% | 83.3% | $159,000 | View |
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136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 4 +1 HELOCs |
7% | 83.3% | $345,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 3 +11 HELOCs |
5.3% | 100% | $155,000 | View |
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630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional, HELOC | 3 +4 HELOCs |
5.3% | 75% | $111,666 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.8% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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FHA | 1 | 1.8% | 66.7% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.8% | 100% | $75,000 | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 4 | 7% | 100% | $207,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 5.3% | 60% | $261,666 | |
Meade County Bank
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Conventional | 2 | 3.5% | 100% | $280,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 3.5% | 50% | $95,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1.8% | 100% | $215,000 | View |
American Financial Resources LLC
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FHA | 1 | 1.8% | 100% | $305,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $245,000 | |
Newrez LLC
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Conventional | 1 | 1.8% | 100% | $435,000 | |
Kind Lending, LLC
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FHA | 1 | 1.8% | 50% | $395,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.8% | 100% | $65,000 | |
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A+4.9 ★Texas Ratio: 2.62% |
Conventional | 1 | 1.8% | 100% | $125,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.8% | 100% | $275,000 | View |
Success Mortgage Partners, Inc
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USDA | 1 | 1.8% | 100% | $235,000 | |
Discover Bank
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Conventional | 1 | 1.8% | 33.3% | $95,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 1.8% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.8% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 1.8% | 100% | $225,000 | View |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 1.8% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.8% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.8% | 100% | $315,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 1.8% | 100% | $245,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.8% | 100% | $255,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 1.8% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.8% | 20% | $75,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1.8% | 100% | $195,000 | |
Village Capital & Investment
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VA | 1 | 1.8% | 100% | $415,000 |
Hardinsburg Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hardinsburg, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Hardinsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hardinsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hardinsburg, IN
Use these to narrow the list above. Each category shows how many Hardinsburg, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Hardinsburg, IN
Independent mortgage companies closed 50.9 percent of home loans in Hardinsburg, Indiana in 2025, banks 29.8 percent and credit unions 19.3 percent. Ruoff Mortgage Company was the largest mortgage company, First Harrison Bank the largest bank and Beacon Credit Union the largest credit union. Among lenders headquartered in Indiana, First Harrison Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hardinsburg, IN
By home loans closed in 2025, First Harrison Bank was the largest mortgage lender in Hardinsburg, Indiana with 10 loans, about 17.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Hardinsburg, Indiana in 2025, led by First Harrison Bank with 2. 4 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Hardinsburg, Indiana in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hardinsburg, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hardinsburg, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hardinsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
