Mortgage Lenders and Brokers in Frankfort, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Frankfort, Indiana mortgage lenders include Regions BankRegions Bank2361 E Wabash St, Frankfort, IN 46041A+5.0 ★Texas Ratio: 4.37%, First Merchants BankFirst Merchants Bank60 S Main St, Frankfort, IN 46041A+5.0 ★Texas Ratio: 4.12%, The Farmers BankThe Farmers BankFrankfort, INA+5.0 ★Texas Ratio: 4.32%, Encompass Federal Credit UnionEncompass Federal Credit Union2115 W Holiday Rd, Frankfort, IN 46041 9100A5.0 ★Texas Ratio: 11.86%, Security Federal Savings BankSecurity Federal Savings Bank1260 S Washington St, Delphi, IN 46923A+5.0 ★Texas Ratio: 2.60%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, The Fountain Trust CompanyThe Fountain Trust Company427 E Main St, Attica, IN 47918A+5.0 ★Texas Ratio: 3.40%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, and 1St Source Bank1St Source Bank518 N Michigan St, Argos, IN 46501A+5.0 ★Texas Ratio: 5.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Frankfort, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Frankfort are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Frankfort, Indiana
Market share is the lender's share of all home loans closed in Frankfort, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Frankfort 2361 E Wabash St, Frankfort, IN 46041 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, USDA, HELOC | 28 +17 HELOCs |
9.1% | 68.2% | $162,142 | View |
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1 office in Frankfort 60 S Main St, Frankfort, IN 46041 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 7 +13 HELOCs |
2.3% | 70% | $133,571 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 56 | 18.2% | 81.9% | $114,821 | View |
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2115 W Holiday Rd, Frankfort, IN 46041 9100 A5.0 ★Texas Ratio: 11.86% |
Conventional | 16 | 5.2% | 100% | $53,125 | View |
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1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 100% | $138,333 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1% | 75% | $178,333 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.7% | 100% | $210,000 | View |
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427 E Main St, Attica, IN 47918 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 2 | 0.7% | 66.7% | $150,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $55,000 | View |
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518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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101 W Montgomery St, Francesville, IN 47946 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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9 W Kentucky St, Clayton, IN 46118 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 47 | 15.3% | 94.9% | $187,765 | |
Industrial Federal C. U.
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Conventional | 11 | 3.6% | 68.8% | $64,090 | |
Purdue Federal Cu
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Conventional | 4 | 1.3% | 80% | $155,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 21 | 6.8% | 91.7% | $151,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2.3% | 100% | $187,857 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 7 | 2.3% | 77.8% | $293,571 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 2% | 46.2% | $113,333 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.3% | 83.3% | $182,500 | |
Newrez LLC
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Conventional, FHA | 4 | 1.3% | 66.7% | $97,500 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.3% | 100% | $175,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 4 | 1.3% | 100% | $205,000 | |
Mortgage Research Center
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VA | 4 | 1.3% | 57.1% | $267,500 | |
Primelending
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Conventional, FHA | 3 | 1% | 100% | $111,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1% | 100% | $88,333 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1% | 60% | $181,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 1% | 100% | $158,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1% | 100% | $115,000 | |
Carrington Mortgage Services LLC
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Conventional | 3 | 1% | 66.7% | $88,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 28.6% | $120,000 | |
Goodleap, LLC
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FHA | 2 | 0.7% | 100% | $130,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.7% | 100% | $155,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 66.7% | $45,000 | |
ClearPath Lending
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VA | 2 | 0.7% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $90,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA, USDA | 2 | 0.7% | 100% | $190,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.7% | 66.7% | $155,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.7% | 66.7% | $125,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 0.7% | 100% | $180,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.7% | 100% | $135,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $165,000 | |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.3% | 100% | $105,000 | |
Greenstate Credit Union
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FHA | 1 | 0.3% | 100% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.3% | 100% | $195,000 | |
Servion
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $105,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
United Trust Bank
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VA | 1 | 0.3% | 100% | $255,000 | |
Milestone Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $135,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Calcon Mutual Mortgage LLC
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USDA | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Wolfe Financial Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $145,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Frankfort Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Frankfort, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Frankfort? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Frankfort in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Frankfort, IN
Use these to narrow the list above. Each category shows how many Frankfort, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Frankfort, IN
Independent mortgage companies closed 51.1 percent of home loans in Frankfort, Indiana in 2025, banks 38.4 percent and credit unions 10.4 percent. Ruoff Mortgage Company was the largest mortgage company, Regions Bank the largest bank and Encompass Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Frankfort, IN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Frankfort, Indiana with 28 loans, about 9.1 percent of the market. The largest lender headquartered in Indiana was First Merchants Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Frankfort, Indiana, The Farmers Bank approved the highest share of completed applications in 2025 at 81.9 percent, against a 82 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Frankfort, Indiana in 2025, led by Ruoff Mortgage Company with 12. 11 lenders closed VA loans, led by Rocket Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 5 credit unions closed home loans in Frankfort, Indiana in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Frankfort, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Frankfort, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Frankfort. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
