Elizabeth, Indiana mortgage lenders include First Harrison BankFirst Harrison Bank735 Hwy 62, Charlestown, IN 47111A+5.0 ★Texas Ratio: 3.57%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company275 N Highway 31, Austin, IN 47102A+5.0 ★Texas Ratio: 1.99%, and PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elizabeth, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elizabeth are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Elizabeth, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
735 Hwy 62, Charlestown, IN 47111 A+5.0 ★Texas Ratio: 3.57% |
Conventional, FHA, HELOC | 11 +6 HELOCs |
12.5% | 91.7% | $136,818 | View |
|
11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 3 +4 HELOCs |
3.4% | 100% | $105,000 | View |
|
29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 2.3% | 100% | $175,000 | View |
|
2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
FHA, HELOC | 1 +2 HELOCs |
1.1% | 100% | $285,000 | View |
|
104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $485,000 | View |
|
104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
|
630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
|
275 N Highway 31, Austin, IN 47102 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Bank
|
Conventional, HELOC | 5 +7 HELOCs |
5.7% | 83.3% | $117,000 | |
Ruoff Mortgage Company
|
Conventional, USDA | 2 | 2.3% | 100% | $190,000 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 10.2% | 81.8% | $185,000 | |
Meade County Bank
|
Conventional | 8 | 9.1% | 100% | $243,750 | |
United Wholesale Mortgage
|
Conventional, FHA | 4 | 4.5% | 100% | $210,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 3.4% | 100% | $261,666 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 3.4% | 75% | $98,333 | View |
Farm Credit Mid-America, Aca
|
Conventional | 3 | 3.4% | 100% | $301,666 | |
|
A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 2 +2 HELOCs |
2.3% | 100% | $105,000 | View |
loanDepot.com LLC
|
VA, HELOC | 2 +1 HELOCs |
2.3% | 100% | $290,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
2.3% | 100% | $300,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 2.3% | 66.7% | $75,000 | |
Stockton Mortgage Corporation
|
Conventional, VA | 2 | 2.3% | 100% | $415,000 | |
New American Funding, LLC.
|
FHA | 2 | 2.3% | 100% | $230,000 | |
American Financial Resources LLC
|
Conventional | 1 | 1.1% | 100% | $205,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.1% | 100% | $165,000 | |
Countryplace Mortgage, Ltd.
|
Conventional | 1 | 1.1% | 100% | $135,000 | |
Newrez LLC
|
Conventional | 1 | 1.1% | 100% | $85,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.1% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $185,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.1% | 100% | $415,000 | |
Resicentral LLC
|
Conventional | 1 | 1.1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1.1% | 100% | $505,000 | View |
Commonwealth Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $425,000 | |
Park Community Credit Union
|
Conventional | 1 | 1.1% | 100% | $255,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 66.7% | $245,000 | |
Lake Michigan Credit Union
|
Conventional | 1 | 1.1% | 100% | $375,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.1% | 33.3% | $325,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.1% | 100% | $475,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 1.1% | 100% | $145,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Elizabeth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elizabeth in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Elizabeth, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 47.7 percent of home loans in Elizabeth, Indiana in 2025, banks 38.6 percent and credit unions 13.6 percent. Ruoff Mortgage Company was the largest mortgage company, First Harrison Bank the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, First Harrison Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, First Harrison Bank was the largest mortgage lender in Elizabeth, Indiana with 11 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Elizabeth, Indiana in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by loanDepot.com LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 8 credit unions closed home loans in Elizabeth, Indiana in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elizabeth, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elizabeth, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elizabeth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.