Mortgage Lenders and Brokers in Austin, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Austin, Indiana mortgage lenders include Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company275 N Highway 31, Austin, IN 47102A+5.0 ★Texas Ratio: 1.99%, Centra Credit UnionCentra Credit Union11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559A+5.0 ★Texas Ratio: 5.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.701 Highlander Point Dr, Floyds Knobs, IN 47119A+5.0 ★Texas Ratio: 3.87%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, The Friendship State BankThe Friendship State Bank1362 State Road 46 E, Batesville, IN 47006A+5.0 ★Texas Ratio: 2.97%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, and Gvc Mortgage, Inc.Gvc Mortgage, Inc.Suite 200, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Austin, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Austin are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Austin, Indiana
Market share is the lender's share of all home loans closed in Austin, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Austin 275 N Highway 31, Austin, IN 47102 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 4 +3 HELOCs |
1.9% | 50% | $117,500 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 39 +30 HELOCs |
18.1% | 85.1% | $118,846 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.4% | 100% | $178,333 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 2 | 0.9% | 100% | $320,000 | View |
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701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 50% | $155,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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1362 State Road 46 E, Batesville, IN 47006 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 10 | 4.7% | 91.7% | $145,000 | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 6 | 2.8% | 100% | $246,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 8.4% | 94.7% | $161,666 | |
Equity Prime Mortgage LLC
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FHA, USDA | 12 | 5.6% | 85.7% | $170,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 4.2% | 83.3% | $221,666 | |
Direct Mortgage Loans, LLC
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FHA, USDA | 9 | 4.2% | 100% | $196,111 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA, USDA | 8 | 3.7% | 88.9% | $162,500 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 7 | 3.3% | 87.5% | $150,714 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA, USDA | 7 | 3.3% | 100% | $180,714 | View |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.3% | 100% | $149,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 1.9% | 71.4% | $210,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 4 | 1.9% | 100% | $142,500 | View |
Pennymac Loan Services LLC
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FHA | 3 | 1.4% | 100% | $208,333 | |
Pike Creek Mortgage Services, Inc.
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FHA, USDA | 3 | 1.4% | 100% | $165,000 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 1.4% | 100% | $331,666 | |
Paramount Residential Mortgage
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FHA, USDA | 3 | 1.4% | 100% | $165,000 | |
Leaderone Financial Corp.
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FHA, USDA | 3 | 1.4% | 100% | $191,666 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.9% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.9% | 100% | $270,000 | |
Success Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $80,000 | |
Kind Lending, LLC
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USDA | 2 | 0.9% | 66.7% | $195,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.9% | 100% | $190,000 | |
Fair Way Lending, LLC
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FHA, USDA | 2 | 0.9% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.91% |
Conventional | 2 | 0.9% | 100% | $250,000 | View |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $155,000 | |
Wolfe Financial Inc
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Conventional, USDA | 2 | 0.9% | 100% | $215,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 50% | $165,000 | |
21St Mortgage
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Conventional | 2 | 0.9% | 66.7% | $250,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.9% | 66.7% | $130,000 | |
Texana Bank
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FHA, USDA | 2 | 0.9% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
USDA | 1 | 0.5% | 100% | $185,000 | View |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.5% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 33.3% | $115,000 | |
ALCOVA Mortgage, LLC
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USDA | 1 | 0.5% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $85,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 50% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $145,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 50% | $185,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.5% | 100% | $195,000 | |
Nfm, Inc
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USDA | 1 | 0.5% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $185,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Farmers Bank of Milton
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Conventional | 1 | 0.5% | 100% | $105,000 | |
American Pacific Mortgage Corporation
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USDA | 1 | 0.5% | 50% | $195,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $145,000 | |
Towne Mortgage Company
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USDA | 1 | 0.5% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.5% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 50% | $175,000 | |
The Loan Store, Inc
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FHA | 1 | 0.5% | 100% | $185,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.5% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.5% | 100% | $195,000 | View |
Austin Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Austin, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Austin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Austin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Austin, IN
Use these to narrow the list above. Each category shows how many Austin, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Austin, IN
Independent mortgage companies closed 66 percent of home loans in Austin, Indiana in 2025, banks 14 percent and credit unions 20 percent. Ruoff Mortgage Company was the largest mortgage company, Stock Yards Bank & Trust Company the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, Centra Credit Union led with 39 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Austin, IN
By home loans closed in 2025, Stock Yards Bank & Trust Company was the largest mortgage lender in Austin, Indiana with 4 loans, about 1.9 percent of the market. The largest lender headquartered in Indiana was Centra Credit Union with 39 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Austin, Indiana in 2025, led by Equity Prime Mortgage LLC with 9. 12 lenders closed VA loans, led by Rocket Mortgage, and 21 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Austin, Indiana in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Austin, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Austin, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Austin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
