Mortgage Lenders and Brokers in Zebulon, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Zebulon, Georgia mortgage lenders include United BankUnited Bank685 Griffin St, Zebulon, GA 30295A+5.0 ★Texas Ratio: 2.15%, First Bank of PikeFirst Bank of Pike15 Jackson St, Zebulon, GA 30295A+5.0 ★Texas Ratio: 5.09%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, First National Bank of GriffinFirst National Bank of Griffin1475 W Mcintosh Rd, Griffin, GA 30223, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, The Peoples Bank of GeorgiaThe Peoples Bank of Georgia103 N Broad St, Buena Vista, GA 31803A+5.0 ★Texas Ratio: 3.41%, and Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zebulon, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zebulon are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Zebulon, Georgia
Market share is the lender's share of all home loans closed in Zebulon, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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685 Griffin St, Zebulon, GA 30295 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 7 +21 HELOCs |
4.5% | 77.8% | $245,000 | View |
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15 Jackson St, Zebulon, GA 30295 A+5.0 ★Texas Ratio: 5.09% |
Conventional | 4 | 2.6% | 100% | $152,500 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
3.2% | 83.3% | $405,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 5 | 3.2% | 100% | $379,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.3% | 100% | $195,000 | View |
First National Bank of Griffin
1475 W Mcintosh Rd, Griffin, GA 30223 |
Conventional | 2 | 1.3% | 100% | $260,000 | |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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103 N Broad St, Buena Vista, GA 31803 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
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8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 2.6% | 44.4% | $202,500 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $445,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.6% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, FHA | 25 | 16.1% | 87.1% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 7.7% | 92.3% | $363,333 | |
Top Flite Financial, Inc.
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Conventional, FHA, USDA | 9 | 5.8% | 100% | $317,222 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 4.5% | 100% | $413,571 | |
New American Funding, LLC.
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FHA, HELOC | 5 +1 HELOCs |
3.2% | 100% | $237,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 3.2% | 71.4% | $311,000 | |
Mortgage Research Center
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VA | 4 | 2.6% | 100% | $475,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.9% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 3 | 1.9% | 100% | $415,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 3 | 1.9% | 100% | $448,333 | View |
Kind Lending, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.3% | 100% | $470,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.3% | 50% | $140,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.3% | 100% | $210,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.3% | 100% | $385,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $120,000 | |
Nfm, Inc
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Conventional, VA | 2 | 1.3% | 100% | $320,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1.3% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $445,000 | |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.6% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.6% | 100% | $445,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.6% | 100% | $395,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $55,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $415,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 25% | $85,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.6% | 100% | $305,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.6% | 100% | $365,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.6% | 100% | $175,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.6% | 50% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $445,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $475,000 | View |
Lower, LLC
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FHA | 1 | 0.6% | 100% | $145,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $475,000 | View |
21St Mortgage
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Conventional | 1 | 0.6% | 50% | $245,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $595,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.6% | 100% | $425,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $75,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $385,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Everett Financial, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Zebulon Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Zebulon, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Zebulon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zebulon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Zebulon, GA
Use these to narrow the list above. Each category shows how many Zebulon, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Zebulon, GA
Independent mortgage companies closed 74.2 percent of home loans in Zebulon, Georgia in 2025, banks 21.9 percent and credit unions 3.9 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, United Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Zebulon, GA
By home loans closed in 2025, United Bank was the largest mortgage lender in Zebulon, Georgia with 7 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Zebulon, Georgia in 2025, led by Top Flite Financial, Inc. with 5. 12 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 8 credit unions closed home loans in Zebulon, Georgia in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zebulon, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zebulon, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zebulon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
