Yonah, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, MyGeorgia Credit UnionMyGeorgia Credit Union205 Collins Industrial Blvd, Athens, GA 30601A+5.0 ★Texas Ratio: 2.90%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Yonah, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yonah are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Yonah, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, VA, Jumbo, HELOC | 13 +31 HELOCs |
8.3% | 81.2% | $384,230 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +5 HELOCs |
1.9% | 37.5% | $81,666 | View |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, Jumbo | 3 | 1.9% | 100% | $585,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 66.7% | $135,000 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.3% | 66.7% | $295,000 | View |
|
1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 2 | 1.3% | 100% | $440,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 1.3% | 100% | $335,000 | View |
|
205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $105,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.6% | 50% | $305,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 33.3% | $435,000 | View |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.3% | 50% | $95,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.6% | 100% | $245,000 | |
Credit Union Financial Services, LLC
|
Conventional | 1 | 0.6% | 100% | $395,000 | |
Mortgage Assurance Inc
|
FHA | 1 | 0.6% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 18 | 11.5% | 95% | $355,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 16 | 10.3% | 77.3% | $258,750 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 5.1% | 100% | $272,500 | |
Homeowners Financial Group, LLC
|
Conventional, FHA | 5 | 3.2% | 100% | $273,000 | |
Lower, LLC
|
Conventional, VA | 5 | 3.2% | 100% | $243,000 | |
Sente Mortgage, Inc.
|
Conventional, USDA | 4 | 2.6% | 100% | $297,500 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 4 | 2.6% | 100% | $420,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 1.9% | 75% | $335,000 | |
Guild Mortgage Company
|
Conventional | 3 | 1.9% | 75% | $298,333 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 1.9% | 100% | $215,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $280,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 2 | 1.3% | 100% | $110,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 2 | 1.3% | 100% | $205,000 | View |
Freedom Mortgage Corporation
|
VA | 2 | 1.3% | 66.7% | $330,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 1.3% | 100% | $360,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.3% | 100% | $205,000 | |
Assurance Financial Group, L.L.C.
|
Conventional, VA | 2 | 1.3% | 100% | $440,000 | |
Mortgage Research Center
|
VA | 2 | 1.3% | 50% | $420,000 | |
Stockton Mortgage Corporation
|
Conventional | 2 | 1.3% | 66.7% | $180,000 | |
New American Funding, LLC.
|
Conventional, FHA, Jumbo | 2 | 1.3% | 66.7% | $605,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 1.3% | 100% | $585,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $75,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.6% | 60% | $345,000 | |
Newrez LLC
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.6% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 4.27% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
|
A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.6% | 100% | $395,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.6% | 100% | $235,000 | |
Guaranty Mortgage Services, LLC
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
American Financing Corporation
|
Conventional | 1 | 0.6% | 100% | $115,000 | |
ClearPath Lending
|
VA | 1 | 0.6% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
New Day Financial, LLC.
|
VA | 1 | 0.6% | 50% | $275,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.6% | 50% | $1,165,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 66.7% | $455,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.6% | 100% | $575,000 | |
21St Mortgage
|
Conventional | 1 | 0.6% | 100% | $145,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.6% | 100% | $365,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Yonah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yonah in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Yonah, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.8 percent of home loans in Yonah, Georgia in 2025, banks 25 percent and credit unions 3.2 percent. Amerisave Mortgage Company was the largest mortgage company, United Community Bank the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, Capital City Home Loans, LLC led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Yonah, Georgia with 13 loans, about 8.3 percent of the market. The largest lender headquartered in Georgia was Capital City Home Loans, LLC with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Yonah, Georgia in 2025, led by Rocket Mortgage with 4. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Yonah, Georgia in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Yonah, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yonah, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yonah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.