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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Woodbine, Georgia

Woodbine, Georgia mortgage lenders include Pineland BankPineland Bank501 W 12th St, Alma, GA 31510A+5.0 ★Texas Ratio: 0.73%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA, Rocket Mortgage, Navy Federal Credit UnionNavy Federal Credit UnionA5.0 ★Texas Ratio: 8.14%, and Pennymac Loan Services LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Woodbine, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodbine are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Woodbine, Georgia

Market share is the lender's share of all home loans closed in Woodbine, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 5 stars, 1 review
501 W 12th St, Alma, GA 31510
A+5.0 ★Texas Ratio: 0.73%
Conventional 4 6.6% 100% $222,500 View
301 W 4th St, Adel, GA 31620
A+5.0 ★Texas Ratio: 4.72%
Conventional 2 3.3% 66.7% $430,000 View
3334 Cobb Pkwy Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 1.6% 50% $115,000 View
7400 Adairsville Hwy, Adairsville, GA 30103
A+5.0 ★Texas Ratio: 2.97%
Conventional 1 1.6% 100% $425,000 View
4460 Cobb Parkway North Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
★ 4 stars, 1 review
5895 Jeff Davis Ln Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 1.82%
HELOC 0
+1 HELOCs
0% n/a View
Equity Prime Mortgage LLC
FHA 1 1.6% 100% $535,000
Rocket Mortgage
Conventional, FHA, VA 11 18% 84.6% $272,272
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 5
+3 HELOCs
8.2% 45.5% $191,000
Pennymac Loan Services LLC
Conventional, FHA, VA 5 8.2% 100% $287,000
Everett Financial, Inc.
Conventional, FHA 4 6.6% 100% $97,500
VyStar Credit Union
Conventional 4 6.6% 100% $122,500
United Wholesale Mortgage
FHA, VA 3 4.9% 100% $381,666
Cornerstone First Mortgage, LLC
Conventional, FHA 3 4.9% 100% $148,333
Lakeview Loan Servicing, LLC
Conventional, FHA 2 3.3% 100% $165,000
Freedom Mortgage Corporation
VA 2 3.3% 100% $310,000
Nationstar Mortgage
Conventional 2 3.3% 100% $55,000
EMM Loans LLC
FHA 1 1.6% 100% $95,000
Guaranteed Rate, Inc.
VA 1 1.6% 100% $245,000
A-4.9 ★Texas Ratio: 16.48%
Conventional 1 1.6% 100% $235,000 View
Newrez LLC
VA 1 1.6% 100% $165,000
Nbkc Bank
Conventional 1 1.6% 100% $515,000
A+5.0 ★Texas Ratio: 5.29%
Conventional 1 1.6% 100% $465,000 View
Intercoastal Mortgage, LLC
Conventional 1 1.6% 100% $345,000
Union Home Mortgage Corp.
Conventional 1 1.6% 100% $235,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 1.6% 100% $45,000 View
Fairway Independent Mort Corp
VA 1 1.6% 100% $445,000
Spring Eq, LLC
Conventional 1 1.6% 100% $75,000
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
A-4.8 ★Texas Ratio: 12.33%
HELOC 0
+1 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Woodbine, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Woodbine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodbine in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Woodbine, GA

Use these to narrow the list above. Each category shows how many Woodbine, GA lenders fit and what that kind of lender is usually best for.

Who Lends in Woodbine, GA

Independent mortgage companies closed 65.6 percent of home loans in Woodbine, Georgia in 2025, banks 19.7 percent and credit unions 14.8 percent. Equity Prime Mortgage LLC was the largest mortgage company, Pineland Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, Pineland Bank led with 4 loans.

65.6%
Mortgage companies
19.7%
Banks
14.8%
Credit unions
15%
FHA loans
23%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Woodbine, GA

Who is the largest mortgage lender in Woodbine, GA?

By home loans closed in 2025, Pineland Bank was the largest mortgage lender in Woodbine, Georgia with 4 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Woodbine, GA mortgage lenders offer FHA, VA and USDA loans?

8 lenders closed FHA loans in Woodbine, Georgia in 2025, led by Everett Financial, Inc. with 2. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Woodbine, GA lender list?

Yes. 12 banks and 2 credit unions closed home loans in Woodbine, Georgia in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Woodbine, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Woodbine, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodbine, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodbine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.