Mortgage Lenders and Brokers in Waverly, Georgia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Waverly, Georgia mortgage lenders include Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Interstate Credit UnionInterstate Credit Union665 W Parker St, Baxley, GA 31513A+5.0 ★Texas Ratio: 2.66%, PrimeSouth BankPrimeSouth Bank3473 Us Highway 84, Blackshear, GA 31516A5.0 ★Texas Ratio: 8.84%, Southeastern BankSoutheastern Bank15 Trade St, Brunswick, GA 31525A+5.0 ★Texas Ratio: 2.15%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Pineland BankPineland Bank501 W 12th St, Alma, GA 31510A+5.0 ★Texas Ratio: 0.73%, and United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waverly, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waverly are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waverly, Georgia
Market share is the lender's share of all home loans closed in Waverly, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 2.6% | 75% | $308,333 | View |
|
665 W Parker St, Baxley, GA 31513 A+5.0 ★Texas Ratio: 2.66% |
Conventional | 2 | 1.7% | 100% | $50,000 | View |
|
3473 Us Highway 84, Blackshear, GA 31516 A5.0 ★Texas Ratio: 8.84% |
Conventional | 2 | 1.7% | 100% | $560,000 | View |
|
15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.7% | 100% | $345,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $405,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.9% | 100% | $515,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
|
★ 5 stars, 1 review 501 W 12th St, Alma, GA 31510 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 1 | 0.9% | 33.3% | $885,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.9% | 100% | $585,000 | View |
|
400 W Shotwell St, Bainbridge, GA 39819 A5.0 ★Texas Ratio: 8.16% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
|
1500 Newcastle St, Brunswick, GA 31520 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.9% | 50% | $275,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 33.3% | $445,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.9% | 100% | $65,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 25 | 21.7% | 86.2% | $281,400 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
10.4% | 100% | $444,166 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 5.2% | 100% | $303,333 | |
Landmark 24 Mortgage, LLC
|
Conventional, VA | 5 | 4.3% | 100% | $409,000 | |
21St Mortgage
|
Conventional | 4 | 3.5% | 50% | $210,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
2.6% | 75% | $181,666 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 3 | 2.6% | 100% | $338,333 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 3 | 2.6% | 100% | $368,333 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 2 | 1.7% | 66.7% | $555,000 | View |
Newrez LLC
|
Conventional | 2 | 1.7% | 66.7% | $80,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 1.7% | 100% | $370,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 1.7% | 33.3% | $120,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 1.7% | 100% | $660,000 | View |
Village Capital & Investment
|
VA | 2 | 1.7% | 100% | $450,000 | |
Premier Mortgage Resources, LLC
|
VA | 1 | 0.9% | 100% | $325,000 | |
Radifi Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $565,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.9% | 100% | $345,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.9% | 50% | $305,000 | |
Loansteady LLC
|
VA | 1 | 0.9% | 100% | $435,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.9% | 100% | $265,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.9% | 100% | $175,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.9% | 100% | $185,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.9% | 100% | $355,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.9% | 100% | $335,000 | |
Towne Mortgage Company
|
VA | 1 | 0.9% | 100% | $225,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.9% | 100% | $505,000 | |
First Continental Mortgage, Ltd.
|
VA | 1 | 0.9% | 100% | $515,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.9% | 50% | $285,000 | |
Lower, LLC
|
VA | 1 | 0.9% | 100% | $265,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 0.9% | 100% | $235,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.9% | 100% | $405,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.9% | 100% | $105,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
Five Star Credit Union
|
Conventional | 1 | 0.9% | 100% | $555,000 | |
State Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Waverly Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waverly, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Waverly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waverly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waverly, GA
Use these to narrow the list above. Each category shows how many Waverly, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Waverly, GA
Independent mortgage companies closed 72.2 percent of home loans in Waverly, Georgia in 2025, banks 21.7 percent and credit unions 6.1 percent. Amerisave Mortgage Company was the largest mortgage company, Capital City Home Loans, LLC the largest bank and Interstate Credit Union the largest credit union. Among lenders headquartered in Georgia, Capital City Home Loans, LLC led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waverly, GA
By home loans closed in 2025, Capital City Home Loans, LLC was the largest mortgage lender in Waverly, Georgia with 3 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Waverly, Georgia in 2025, led by Rocket Mortgage with 2. 14 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Waverly, Georgia in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waverly, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waverly, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waverly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
