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Mortgage Lenders and Brokers in Villa Rica, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Villa Rica, Georgia mortgage lenders include Truist BankTruist Bank640 W Bankhead Hwy, Villa Rica, GA 30180A+5.0 ★Texas Ratio: 2.87%, United Community BankUnited Community Bank485 W Bankhead Hwy, Villa Rica, GA 30180A+5.0 ★Texas Ratio: 2.97%, Wells Fargo Bank NAWells Fargo Bank NA1997 Mirror Lake Blvd, Villa Rica, GA 30180A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank1 Community Square Blvd, Villa Rica, GA 30180A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA372 Mirror Lake Blvd, Villa Rica, GA 30180A+5.0 ★Texas Ratio: 3.68%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Synovus BankSynovus Bank588 Highway 61, Villa Rica, GA 30180, and Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Villa Rica, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Villa Rica are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Villa Rica, Georgia

Market share is the lender's share of all home loans closed in Villa Rica, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 1 office in Villa Rica 640 W Bankhead Hwy, Villa Rica, GA 30180 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	9 +12 HELOCs	1%	81.8%	$286,111	View
United Community Bank 1 office in Villa Rica 485 W Bankhead Hwy, Villa Rica, GA 30180 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	8 +2 HELOCs	0.9%	72.7%	$445,000	View
Wells Fargo Bank NA 1 office in Villa Rica 1997 Mirror Lake Blvd, Villa Rica, GA 30180 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	7	0.8%	63.6%	$345,000	View
Regions Bank 1 office in Villa Rica 1 Community Square Blvd, Villa Rica, GA 30180 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	6 +8 HELOCs	0.7%	50%	$163,333	View
JPMorgan Chase Bank, NA 1 office in Villa Rica 372 Mirror Lake Blvd, Villa Rica, GA 30180 A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.3%	75%	$248,333	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	9	1%	90%	$269,444	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	6 +5 HELOCs	0.7%	75%	$186,666	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA	6	0.7%	100%	$245,000
Synovus Bank 588 Highway 61, Villa Rica, GA 30180	Conventional, FHA, HELOC	5 +8 HELOCs	0.6%	83.3%	$311,000
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +4 HELOCs	0.3%	100%	$268,333	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	3	0.3%	100%	$365,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	FHA	3	0.3%	100%	$258,333	View
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	3	0.3%	75%	$161,666	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	2 +2 HELOCs	0.2%	75%	$390,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	1 +3 HELOCs	0.1%	75%	$135,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	FHA	1	0.1%	100%	$385,000	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	FHA	1	0.1%	100%	$515,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	FHA	1	0.1%	100%	$305,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	HELOC	0 +2 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA, VA	7	0.8%	47.4%	$187,857
Direct Lenders, LLC.	Conventional, FHA, VA, USDA	6	0.7%	85.7%	$323,333
BoxCar Mortgage, LLC	Conventional, FHA, VA	3	0.3%	100%	$361,666
Milend, Inc	Conventional, FHA, VA	3	0.3%	75%	$285,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.2%	100%	$290,000	View
First Option Mortgage, LLC	Conventional, USDA	2	0.2%	100%	$365,000
Acu	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$305,000
Equity Prime Mortgage LLC	FHA	1	0.1%	50%	$245,000
Loanunited.Com, LLC	VA	1	0.1%	50%	$285,000
Credit Union Financial Services, LLC	USDA	1	0.1%	100%	$245,000
Mortgage Assurance Inc	FHA	1	0.1%	100%	$555,000
Rocket Mortgage	Conventional, FHA, VA	82	9.5%	80.6%	$203,536
United Wholesale Mortgage	Conventional, FHA, VA	60	6.9%	83.3%	$338,833
loanDepot.com LLC	Conventional, FHA, VA, HELOC	44 +1 HELOCs	5.1%	63.8%	$273,409
Trailblazer Mortgage L.L.C.	FHA, VA, USDA	42	4.8%	91.3%	$237,142
Guild Mortgage Company	Conventional, FHA, VA, USDA	38	4.4%	88.6%	$257,631
Movement Mortgage, LLC	Conventional, FHA, VA	31	3.6%	100%	$245,967
Pennymac Loan Services LLC	Conventional, FHA, VA	24	2.8%	86.7%	$222,083
New American Funding, LLC.	Conventional, FHA, VA, USDA, HELOC	22 +1 HELOCs	2.5%	95.7%	$240,454
Freedom Mortgage Corporation	FHA, VA	21	2.4%	75%	$361,190
Mortgage Research Center	Conventional, FHA, VA	20	2.3%	69%	$307,000
Canopy Mortgage, LLC	Conventional, FHA, VA	19	2.2%	100%	$265,000
Everett Financial, Inc.	Conventional, FHA	15	1.7%	93.8%	$197,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	14 +2 HELOCs	1.6%	100%	$292,857
Pulte Mortgage LLC	Conventional, FHA, VA	14	1.6%	87.5%	$363,571
Newrez LLC	Conventional, FHA, VA	13	1.5%	46.4%	$321,153
Jet HomeLoans, LP	Conventional, FHA, VA	13	1.5%	82.4%	$377,307
Nationstar Mortgage	Conventional, FHA, VA	12	1.4%	72.2%	$166,666
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA	12	1.4%	85.7%	$277,500	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	12	1.4%	72.2%	$259,166
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	11 +7 HELOCs	1.3%	47.8%	$218,636
SWBC Mortgage Corporation	Conventional, FHA, VA	11	1.3%	100%	$245,909
DHI Mortgage Company, LTD.	Conventional, FHA, VA	11	1.3%	63.2%	$373,181
Guaranteed Rate, Inc.	Conventional, FHA	8	0.9%	100%	$325,000
Fairway Independent Mort Corp	Conventional, FHA	8	0.9%	80%	$297,500
Carrington Mortgage Services LLC	Conventional, FHA, VA	8	0.9%	52.9%	$198,750
Kind Lending, LLC	Conventional, FHA, USDA	7	0.8%	63.6%	$287,857
American Financial Network, Inc.	Conventional, FHA	7	0.8%	100%	$217,857
Das Acquisition Company, LLC	Conventional, FHA, VA	6	0.7%	100%	$271,666
Planet Home Lending, LLC	FHA, VA	6	0.7%	85.7%	$288,333
American Pacific Mortgage Corporation	Conventional, FHA, VA	6	0.7%	100%	$293,333
American Financial Resources LLC	Conventional, FHA, USDA	5	0.6%	100%	$287,000
Homeowners Financial Group, LLC	Conventional, FHA, VA	5	0.6%	83.3%	$331,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.6%	100%	$341,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.6%	71.4%	$283,000
Village Capital & Investment	VA	5	0.6%	60%	$343,000
Lakeview Loan Servicing, LLC	FHA	4	0.5%	50%	$342,500
Paramount Residential Mortgage	Conventional, FHA	4	0.5%	100%	$375,000
Premier Mortgage Resources, LLC	Conventional, FHA	3	0.3%	100%	$255,000
Goodleap, LLC	Conventional, FHA, VA	3	0.3%	75%	$241,666
Filo Mortgage, LLC	Conventional	3	0.3%	100%	$328,333
Cmg Mortgage Inc	Conventional	3	0.3%	100%	$325,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional, FHA	3	0.3%	100%	$375,000	View
American Financing Corporation	Conventional, FHA, VA	3	0.3%	23.1%	$238,333
Cardinal Financial Company, Li	Conventional, FHA	3	0.3%	100%	$131,666
New Day Financial, LLC.	VA, Jumbo	3	0.3%	42.9%	$501,666
Acopia, LLC	Conventional, USDA	3	0.3%	100%	$268,333
The Loan Store, Inc	Conventional, FHA, VA	3	0.3%	100%	$271,666
Lower, LLC	Conventional, FHA	3	0.3%	75%	$178,333
Geneva Financial LLC	Conventional, FHA	3	0.3%	100%	$135,000
JMAC Lending, Inc.	Conventional, FHA	3	0.3%	100%	$278,333
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	2	0.2%	66.7%	$185,000	View
Liberty Federal Credit Union	Conventional	2	0.2%	100%	$370,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$305,000
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.2%	100%	$230,000
AmWest Funding Corp	Conventional	2	0.2%	66.7%	$290,000
ClearPath Lending	VA	2	0.2%	100%	$290,000
SIRVA Mortgage, Inc.	Conventional	2	0.2%	100%	$325,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.2%	66.7%	$290,000
Nfm, Inc	Conventional, FHA	2	0.2%	100%	$130,000
Atlantic Bay Mortgage Group	Conventional, FHA	2	0.2%	100%	$290,000
T2 Financial LLC	Conventional, FHA	2	0.2%	66.7%	$235,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	2	0.2%	75%	$260,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA, USDA	2	0.2%	100%	$360,000	View
Geo-Corp, Inc.	FHA	2	0.2%	100%	$265,000
Summit Funding.Inc	Conventional	2	0.2%	100%	$330,000
Liberty Home Mortgage Corp	Conventional, FHA	2	0.2%	100%	$345,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	100%	$80,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA, USDA	2	0.2%	66.7%	$285,000	View
Ark-La-Tex Financial Services LLC	FHA	2	0.2%	100%	$280,000
Leaderone Financial Corp.	Conventional, FHA	2	0.2%	100%	$165,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.2%	100%	$245,000
Bank Ozk	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$145,000
Union Home Mortgage Corp.	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$155,000
Cadence Bank	FHA	1	0.1%	50%	$275,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$265,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$285,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$485,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$165,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$105,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$125,000	View
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$245,000
Nbkc Bank	VA	1	0.1%	100%	$365,000
Acrisure Mortgage, LLC	FHA	1	0.1%	100%	$375,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$185,000
Liberty Bank	FHA	1	0.1%	100%	$325,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$145,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$255,000	View
Acre Mortgage & Financial, Inc.	Conventional	1	0.1%	100%	$415,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$115,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	60%	$245,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	FHA	1	0.1%	100%	$295,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$525,000
Success Mortgage Partners, Inc	VA	1	0.1%	100%	$395,000
Discover Bank	Conventional	1	0.1%	20%	$155,000
Securitynational Mortgage Company	FHA	1	0.1%	100%	$275,000
Highlands Residential Mortgage, Ltd.	FHA	1	0.1%	100%	$355,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	50%	$265,000
Servis One, Inc	Conventional	1	0.1%	100%	$65,000
Loanleaders of America, Inc	FHA	1	0.1%	100%	$295,000
Churchill Mortgage Corporation	VA	1	0.1%	100%	$645,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$445,000
Embrace Home Loans, Inc.	FHA	1	0.1%	100%	$145,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$505,000	View
First Federal Bank A+5.0 ★Texas Ratio: 2.80%	Conventional	1	0.1%	100%	$375,000	View
Saygo Home Loans, LLC	VA	1	0.1%	100%	$255,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$55,000
Towne Mortgage Company	FHA	1	0.1%	100%	$255,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$345,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$535,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$535,000	View
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$255,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$485,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	100%	$65,000	View
Right Start Mortgage, Inc	VA	1	0.1%	100%	$335,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	50%	$355,000	View
Mortgage Investors Group	VA	1	0.1%	100%	$435,000
21St Mortgage	Conventional	1	0.1%	100%	$185,000
Spring Eq, LLC	Conventional	1	0.1%	11.1%	$55,000
Plaza Home Mortgage, Inc	USDA	1	0.1%	33.3%	$185,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$305,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Family Savings Credit Union	HELOC	0 +2 HELOCs	0%	n/a
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Inova Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union D2.1 ★Texas Ratio: 14.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Villa Rica Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Villa Rica, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Villa Rica? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Villa Rica in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Villa Rica, GA

Use these to narrow the list above. Each category shows how many Villa Rica, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 89 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 13 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 21 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Villa Rica, GA

Independent mortgage companies closed 85.2 percent of home loans in Villa Rica, Georgia in 2025, banks 11.6 percent and credit unions 3.1 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Truist Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 9 loans.

85.2%

Mortgage companies

11.6%

Banks

3.1%

Credit unions

43%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Villa Rica, GA

Who is the largest mortgage lender in Villa Rica, GA?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Villa Rica, Georgia with 9 loans, about 1 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Villa Rica, GA have the highest approval rates?

Among lenders with meaningful volume in Villa Rica, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 83.3 percent, against a 78.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Villa Rica, GA mortgage lenders offer FHA, VA and USDA loans?

89 lenders closed FHA loans in Villa Rica, Georgia in 2025, led by Trailblazer Mortgage L.L.C. with 39. 47 lenders closed VA loans, led by Mortgage Research Center, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Villa Rica, GA lender list?

Yes. 38 banks and 18 credit unions closed home loans in Villa Rica, Georgia in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Villa Rica, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Villa Rica, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Villa Rica, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Villa Rica. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.