Mortgage Lenders and Brokers in Thomaston, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thomaston, Georgia mortgage lenders include The Peoples Bank of GeorgiaThe Peoples Bank of Georgia943 N Church St, Thomaston, GA 30286A+5.0 ★Texas Ratio: 3.41%, Colony BankColony Bank108 S Church St, Thomaston, GA 30286A+5.0 ★Texas Ratio: 4.01%, United BankUnited Bank215 N Center St, Thomaston, GA 30286A+5.0 ★Texas Ratio: 2.15%, First Bank of PikeFirst Bank of Pike9700 Highway 18 W, Concord, GA 30206A+5.0 ★Texas Ratio: 5.09%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA, and Credit Union Financial Services, LLCCredit Union Financial Services, LLCDecatur, GA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thomaston, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thomaston are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thomaston, Georgia
Market share is the lender's share of all home loans closed in Thomaston, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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943 N Church St, Thomaston, GA 30286 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 27 | 20% | 96.4% | $140,925 | View |
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1 office in Thomaston 108 S Church St, Thomaston, GA 30286 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 3 | 2.2% | 100% | $31,666 | View |
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215 N Center St, Thomaston, GA 30286 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 4 +12 HELOCs |
3% | 57.1% | $170,000 | View |
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9700 Highway 18 W, Concord, GA 30206 A+5.0 ★Texas Ratio: 5.09% |
Conventional | 3 | 2.2% | 100% | $25,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 2.2% | 100% | $211,666 | |
Credit Union Financial Services, LLC
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Milend, Inc
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VA | 1 | 0.7% | 100% | $145,000 | |
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 9.6% | 100% | $219,615 | |
Rocket Mortgage
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Conventional, FHA | 12 | 8.9% | 72.2% | $212,500 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 5.9% | 100% | $130,000 | |
Top Flite Financial, Inc.
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Conventional, FHA, USDA | 6 | 4.4% | 100% | $150,000 | |
Mortgage Research Center
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VA | 5 | 3.7% | 71.4% | $269,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 4 | 3% | 100% | $90,000 | |
Radius Financial Group Inc
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FHA, VA, USDA | 4 | 3% | 80% | $190,000 | |
Planet Home Lending, LLC
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Conventional, FHA, USDA | 3 | 2.2% | 100% | $138,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.2% | 100% | $105,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 2.2% | 100% | $255,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 1.5% | 100% | $125,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.5% | 100% | $130,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $135,000 | |
Kind Lending, LLC
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FHA | 2 | 1.5% | 100% | $245,000 | |
Fourleaf Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $65,000 | |
Guaranteed Rate, Inc.
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USDA | 1 | 0.7% | 100% | $225,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.7% | 100% | $165,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $245,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $225,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $325,000 | |
Guild Mortgage Company
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USDA | 1 | 0.7% | 100% | $185,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.7% | 100% | $185,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 50% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.7% | 100% | $155,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.7% | 100% | $265,000 | |
Lower, LLC
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FHA | 1 | 0.7% | 50% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 33.3% | $125,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $65,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.7% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Thomaston Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thomaston, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Thomaston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thomaston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thomaston, GA
Use these to narrow the list above. Each category shows how many Thomaston, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Thomaston, GA
Independent mortgage companies closed 64.4 percent of home loans in Thomaston, Georgia in 2025, banks 33.3 percent and credit unions 2.2 percent. Equity Prime Mortgage LLC was the largest mortgage company, The Peoples Bank of Georgia the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, The Peoples Bank of Georgia led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thomaston, GA
By home loans closed in 2025, The Peoples Bank of Georgia was the largest mortgage lender in Thomaston, Georgia with 27 loans, about 20 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Thomaston, Georgia in 2025, led by United Wholesale Mortgage with 8. 9 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Thomaston, Georgia in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thomaston, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thomaston, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thomaston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
