Mortgage Lenders and Brokers in Summerville, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Summerville, Georgia mortgage lenders include United Community BankUnited Community Bank9699 Rome Blvd, Summerville, GA 30747A+5.0 ★Texas Ratio: 2.97%, Southeast First National BankSoutheast First National Bank10144 Commerce St, Summerville, GA 30747A+5.0 ★Texas Ratio: 0.13%, Regions BankRegions Bank69 E Washington St, Summerville, GA 30747A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank9861 Rome Blvd, Summerville, GA 30747A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Peach State Federal Credit UnionPeach State Federal Credit Union155 Hawthorne Park, Athens, GA 30606A+5.0 ★Texas Ratio: 2.27%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, Amerisave Mortgage CompanyAmerisave Mortgage CompanySandy Springs, GA, and US Bank, N.A.US Bank, N.A.A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Summerville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Summerville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Summerville, Georgia
Market share is the lender's share of all home loans closed in Summerville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Summerville 9699 Rome Blvd, Summerville, GA 30747 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, USDA, HELOC | 16 +18 HELOCs |
13.6% | 84.2% | $105,625 | View |
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1 office in Summerville 10144 Commerce St, Summerville, GA 30747 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 5 | 4.2% | 100% | $67,000 | View |
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1 office in Summerville 69 E Washington St, Summerville, GA 30747 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 4 | 3.4% | 57.1% | $52,500 | View |
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★ 1 stars, 1 review 1 office in Summerville 9861 Rome Blvd, Summerville, GA 30747 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
1.7% | 100% | $145,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 0.8% | 50% | $225,000 | View |
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155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.7% | 25% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $185,000 | |
Direct Lenders, LLC.
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Conventional | 1 | 0.8% | 100% | $205,000 | |
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D2.1 ★Texas Ratio: 14.02% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
Milend, Inc
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FHA | 1 | 0.8% | 100% | $125,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 14.4% | 78.3% | $254,411 | |
Union Home Mortgage Corp.
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FHA, VA, USDA | 6 | 5.1% | 85.7% | $211,666 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 3.4% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 2.5% | 100% | $181,666 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 2.5% | 100% | $171,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 3 | 2.5% | 100% | $335,000 | |
Planet Home Lending, LLC
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FHA | 3 | 2.5% | 66.7% | $168,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.5% | 16.7% | $78,333 | |
Ark-La-Tex Financial Services LLC
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VA, USDA | 3 | 2.5% | 100% | $218,333 | |
Tennessee Valley Federal C U
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Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $290,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1.7% | 100% | $195,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.7% | 50% | $180,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.7% | 66.7% | $140,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.7% | 100% | $95,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 40% | $375,000 | |
Tjc Mortgage Inc
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VA | 2 | 1.7% | 100% | $365,000 | |
Summit Funding.Inc
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USDA | 2 | 1.7% | 100% | $205,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 1.7% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $675,000 | |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $195,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Success Lending, LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $235,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
Wolfe Financial Inc
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FHA | 1 | 0.8% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $185,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.8% | 100% | $195,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Summerville Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Summerville, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Summerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Summerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Summerville, GA
Use these to narrow the list above. Each category shows how many Summerville, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Summerville, GA
Independent mortgage companies closed 70.3 percent of home loans in Summerville, Georgia in 2025, banks 27.1 percent and credit unions 2.5 percent. Amerisave Mortgage Company was the largest mortgage company, United Community Bank the largest bank and Peach State Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, Southeast First National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Summerville, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Summerville, Georgia with 16 loans, about 13.6 percent of the market. The largest lender headquartered in Georgia was Southeast First National Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Summerville, Georgia in 2025, led by Rocket Mortgage with 7. 13 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 4 credit unions closed home loans in Summerville, Georgia in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Summerville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Summerville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Summerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
