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Mortgage Lenders and Brokers in Stonecrest, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Stonecrest, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, and Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Stonecrest, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stonecrest are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Stonecrest, Georgia

Market share is the lender's share of all home loans closed in Stonecrest, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	23	1.7%	92.6%	$240,217	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	19 +1 HELOCs	1.4%	80%	$187,105	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA	19	1.4%	95%	$207,631	View
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	17 +8 HELOCs	1.3%	89.5%	$266,764	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, VA	16	1.2%	100%	$200,000	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1.1%	75%	$193,666	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	13	1%	52%	$201,153	View
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, HELOC	6 +4 HELOCs	0.5%	54.5%	$300,000	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional	6	0.5%	33.3%	$225,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional	6	0.5%	46.2%	$175,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	4 +44 HELOCs	0.3%	80%	$117,500	View
Pinnacle Bank 2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04%	Conventional	4	0.3%	100%	$77,500	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	3 +3 HELOCs	0.2%	37.5%	$61,666	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$178,333
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, VA	3	0.2%	40%	$245,000	View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.2%	100%	$250,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	FHA	2	0.2%	66.7%	$205,000
Guardian Bank 82 Railroad Ave E, Pearson, GA 31642 A+5.0 ★Texas Ratio: 5.47%	Conventional	2	0.2%	100%	$235,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +4 HELOCs	0.1%	37.5%	$55,000	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$65,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$255,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$345,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional	1	0.1%	50%	$35,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	Conventional	1	0.1%	50%	$165,000
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	FHA	1	0.1%	50%	$245,000	View
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +2 HELOCs	0%	0%		View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	HELOC	0 +2 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA	10	0.8%	19.6%	$122,000
First Option Mortgage, LLC	Conventional, FHA	8	0.6%	100%	$200,000
Equity Prime Mortgage LLC	FHA, VA	7	0.5%	69.2%	$280,714
Loanunited.Com, LLC	FHA, VA	7	0.5%	100%	$277,857
Mortgage Assurance Inc	FHA	3	0.2%	100%	$255,000
Milend, Inc	Conventional, FHA	3	0.2%	57.1%	$228,333
Acu	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$135,000
BoxCar Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$205,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	HELOC	0 +1 HELOCs	0%	0%		View
Rocket Mortgage	Conventional, FHA, VA	155	11.6%	70.9%	$177,709
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	116 +1 HELOCs	8.7%	69.4%	$267,413
DHI Mortgage Company, LTD.	Conventional, FHA, VA	68	5.1%	77.2%	$374,264
New American Funding, LLC.	Conventional, FHA, VA, HELOC	52 +2 HELOCs	3.9%	78.8%	$202,307
Inspire Home Loans Inc.	Conventional, FHA, VA	46	3.5%	91.1%	$368,043
Everett Financial, Inc.	Conventional, FHA, VA	42	3.2%	76.4%	$170,238
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	34 +20 HELOCs	2.6%	54.7%	$187,058
Pennymac Loan Services LLC	Conventional, FHA, VA	34	2.6%	69.2%	$200,882
Freedom Mortgage Corporation	FHA, VA	33	2.5%	81.2%	$296,818
Newrez LLC	Conventional, FHA, VA	22	1.7%	41.5%	$187,727
Guild Mortgage Company	Conventional, FHA, VA	22	1.7%	86.2%	$212,272
Mortgage Research Center	FHA, VA	22	1.7%	61.1%	$258,181
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	19 +1 HELOCs	1.4%	90.9%	$263,947
loanDepot.com LLC	Conventional, FHA, VA, HELOC	19 +1 HELOCs	1.4%	52.6%	$193,947
Nationstar Mortgage	Conventional, FHA, VA	19	1.4%	67.9%	$177,631
American Financial Network, Inc.	Conventional, FHA, VA	15	1.1%	88.2%	$217,666
Movement Mortgage, LLC	Conventional, FHA, HELOC	13 +1 HELOCs	1%	86.7%	$236,538
American Financing Corporation	Conventional, FHA, VA	13	1%	27.5%	$201,153
Zillow Home Loans, LLC	Conventional, FHA, VA	13	1%	92.9%	$255,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	13	1%	43.3%	$179,615
Village Capital & Investment	FHA, VA	13	1%	65.5%	$312,692
Click n' Close, Inc.	Conventional, FHA	11	0.8%	84.6%	$124,090
Homeowners Financial Group, LLC	Conventional, FHA, VA	11	0.8%	91.7%	$178,636
Acopia, LLC	Conventional, FHA	10	0.8%	100%	$176,000
Goodleap, LLC	Conventional, FHA, VA, HELOC	9 +2 HELOCs	0.7%	71.4%	$209,444
Guaranteed Rate, Inc.	Conventional, FHA, VA	9	0.7%	81.8%	$289,444
Paramount Residential Mortgage	Conventional, FHA, VA	9	0.7%	90%	$259,444
Primelending	Conventional, FHA, VA	8	0.6%	88.9%	$242,500
Diamond Residential Mtg Corp	Conventional, FHA, VA	8	0.6%	100%	$115,000
Securitynational Mortgage Company	Conventional, FHA	8	0.6%	88.9%	$228,750
Atlantic Bay Mortgage Group	Conventional, FHA, VA	8	0.6%	100%	$210,000
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.6%	100%	$191,250
PHH Mortgage Corporation	FHA, VA	7	0.5%	87.5%	$262,142
Nfm, Inc	Conventional, FHA	7	0.5%	100%	$245,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	7	0.5%	63.6%	$306,428
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	7	0.5%	100%	$237,857
Cornerstone First Mortgage, LLC	Conventional, FHA	6	0.5%	75%	$161,666
Lower, LLC	Conventional, FHA	6	0.5%	70%	$228,333
Cadence Bank	Conventional, FHA, HELOC	5 +1 HELOCs	0.4%	55.6%	$239,000
Kind Lending, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.4%	54.5%	$175,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	5	0.4%	100%	$197,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.4%	26.9%	$137,000
AdvantageFirst Lending Inc	FHA	5	0.4%	83.3%	$251,000
Geneva Financial LLC	Conventional, FHA	5	0.4%	83.3%	$251,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.4%	71.4%	$237,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	4	0.3%	83.3%	$305,000
AmeriHome Mortgage Company, LLC	FHA	4	0.3%	100%	$285,000
Success Mortgage Partners, Inc	Conventional, FHA	4	0.3%	100%	$322,500
First Colony Mortgage Corporat	Conventional, FHA	4	0.3%	100%	$187,500
New Day Financial, LLC.	VA	4	0.3%	40%	$280,000
Planet Home Lending, LLC	FHA, VA	4	0.3%	44.4%	$172,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	80%	$82,500	View
Plaza Home Mortgage, Inc	Conventional, FHA, Jumbo	4	0.3%	66.7%	$495,000
Top Flite Financial, Inc.	Conventional, FHA	4	0.3%	66.7%	$235,000
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.2%	16.7%	$91,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	3	0.2%	100%	$291,666	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$198,333
Cardinal Financial Company, Li	Conventional, FHA	3	0.2%	50%	$245,000
Calcon Mutual Mortgage LLC	Conventional, FHA	3	0.2%	75%	$221,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	75%	$238,333	View
Intelliloan, Inc.	FHA	3	0.2%	60%	$301,666
Nations Lending Corporation	FHA	3	0.2%	100%	$188,333
Saygo Home Loans, LLC	Conventional, FHA	3	0.2%	75%	$271,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	75%	$281,666	View
Loan Simple, Inc.	FHA	3	0.2%	100%	$245,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +7 HELOCs	0.2%	40%	$345,000
The Loan Store, Inc	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	100%	$265,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, VA	2	0.2%	50%	$225,000	View
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$70,000
Canopy Mortgage, LLC	Conventional, FHA	2	0.2%	66.7%	$130,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	2	0.2%	100%	$145,000	View
Shelter Home Mortgage, LLC	FHA, VA	2	0.2%	100%	$260,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0.2%	100%	$170,000	View
Cmg Mortgage Inc	FHA	2	0.2%	60%	$245,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	2	0.2%	100%	$140,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	2	0.2%	66.7%	$235,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	2	0.2%	50%	$305,000	View
Towne Mortgage Company	FHA, VA	2	0.2%	66.7%	$430,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	50%	$205,000	View
Mortgage Solutions of Colorado	VA	2	0.2%	66.7%	$245,000
Citadel Servicing Corporation	Conventional	2	0.2%	100%	$200,000
Nations Direct Mortgage, LLC	Conventional, VA	2	0.2%	66.7%	$190,000
Summit Funding.Inc	Conventional, FHA	2	0.2%	66.7%	$120,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$260,000	View
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	2	0.2%	75%	$175,000
Ark-La-Tex Financial Services LLC	VA	2	0.2%	66.7%	$310,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$360,000
JMAC Lending, Inc.	FHA	2	0.2%	100%	$265,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	25%	$205,000
First Technology Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$35,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$335,000	View
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$405,000
Premier Mortgage Resources, LLC	FHA	1	0.1%	100%	$255,000
Cliffco, Inc.	Conventional	1	0.1%	100%	$195,000
Success Lending, LLC	FHA	1	0.1%	50%	$215,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$215,000	View
Sage Home Loans Corporation	FHA	1	0.1%	100%	$265,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$405,000
Hancock Whitney Bank ★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41%	FHA	1	0.1%	100%	$255,000	View
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$195,000
Fair Way Lending, LLC	FHA	1	0.1%	100%	$285,000
Princeton Mortgage Corporation	FHA	1	0.1%	100%	$345,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	FHA	1	0.1%	100%	$215,000	View
Onward Home Mortgage, LLC	FHA	1	0.1%	100%	$275,000
Obsidian Financial Services	FHA	1	0.1%	100%	$425,000
Bayshore Mortgage Funding	FHA	1	0.1%	100%	$195,000
Sun West Mortgage Company, Inc	VA	1	0.1%	50%	$405,000
Extra Credit Union	Conventional	1	0.1%	100%	$335,000
Credit Union 1	Conventional	1	0.1%	100%	$45,000
ClearPath Lending	VA	1	0.1%	100%	$475,000
Flat Branch Mortgage, Inc.	VA	1	0.1%	100%	$205,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$295,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$295,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$225,000
All In Credit Union	Conventional	1	0.1%	100%	$195,000
CityWorth Mortgage LLC	FHA	1	0.1%	100%	$265,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$295,000	View
Loanleaders of America, Inc	FHA	1	0.1%	100%	$205,000
Beeline Loans, Inc.	Conventional	1	0.1%	50%	$205,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$275,000
T2 Financial LLC	VA	1	0.1%	100%	$285,000
Hometown Equity Mortgage, LLC	FHA	1	0.1%	100%	$315,000
Gardner Financial Services	Conventional	1	0.1%	100%	$365,000
Proponent FCU	Conventional	1	0.1%	100%	$65,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$225,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	VA	1	0.1%	100%	$205,000	View
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$305,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	VA	1	0.1%	100%	$385,000	View
Better Mortgage Corporation	Conventional	1	0.1%	25%	$245,000
Genway Home Mortgage, Inc.	VA	1	0.1%	100%	$325,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	33.3%	$215,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$265,000	View
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$135,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$275,000	View
Mason-McDuffie Mortgage Corporation	FHA	1	0.1%	100%	$205,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$215,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$325,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Chartway FCU	HELOC	0 +1 HELOCs	0%	n/a
Southern Energy Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Stonecrest Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Stonecrest, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Stonecrest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stonecrest in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Stonecrest, GA

Use these to narrow the list above. Each category shows how many Stonecrest, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 120 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 110 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 60 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 22 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Stonecrest, GA

Independent mortgage companies closed 81.8 percent of home loans in Stonecrest, Georgia in 2025, banks 13.5 percent and credit unions 4.7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 23 loans.

81.8%

Mortgage companies

13.5%

Banks

4.7%

Credit unions

41%

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Stonecrest, GA

Who is the largest mortgage lender in Stonecrest, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Stonecrest, Georgia with 23 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Stonecrest, GA have the highest approval rates?

Among lenders with meaningful volume in Stonecrest, Georgia, New American Funding, LLC. approved the highest share of completed applications in 2025 at 78.8 percent, against a 68.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Stonecrest, GA mortgage lenders offer FHA, VA and USDA loans?

110 lenders closed FHA loans in Stonecrest, Georgia in 2025, led by United Wholesale Mortgage with 62. 60 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Stonecrest, GA lender list?

Yes. 42 banks and 23 credit unions closed home loans in Stonecrest, Georgia in 2025, alongside 120 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Stonecrest, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Stonecrest, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stonecrest, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stonecrest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.