Mortgage Lenders and Brokers in Stone Mountain, Georgia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Stone Mountain, Georgia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA6063 Memorial Dr, Stone Mountain, GA 30083A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA933 N Hairston Rd, Stone Mountain, GA 30083A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank3850 Rockbridge Rd, Stone Mountain, GA 30083A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA5330 Stone Mountain Hwy, Stone Mountain, GA 30087A+5.0 ★Texas Ratio: 4.14%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stone Mountain, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stone Mountain are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stone Mountain, Georgia
Market share is the lender's share of all home loans closed in Stone Mountain, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in Stone Mountain 6063 Memorial Dr, Stone Mountain, GA 30083 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 5 | 2.7% | 62.5% | $319,000 | View |
|
2 offices in Stone Mountain 933 N Hairston Rd, Stone Mountain, GA 30083 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.2% | 80% | $185,000 | View |
|
★ 1 stars, 1 review 2 offices in Stone Mountain 3850 Rockbridge Rd, Stone Mountain, GA 30083 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
1.6% | 100% | $348,333 | View |
|
1 office in Stone Mountain 5330 Stone Mountain Hwy, Stone Mountain, GA 30087 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1.6% | 75% | $235,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 8 | 4.3% | 88.9% | $230,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 5 | 2.7% | 100% | $127,000 | View |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 100% | $145,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.1% | 100% | $275,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 2 | 1.1% | 100% | $420,000 | |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 1.1% | 100% | $180,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 2 | 1.1% | 100% | $110,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
FHA | 1 | 0.5% | 100% | $315,000 | |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
|
2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
|
123 Broad Street, Crawfordville, GA 30631 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
|
Conventional, FHA | 5 | 2.7% | 100% | $223,000 | |
Acu
|
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $70,000 | |
Mortgage Assurance Inc
|
Conventional, FHA | 2 | 1.1% | 100% | $245,000 | |
BoxCar Mortgage, LLC
|
Conventional, FHA | 2 | 1.1% | 100% | $270,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 12% | 68.8% | $262,272 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 11 | 6% | 64.7% | $264,090 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 3.8% | 100% | $253,571 | |
Everett Financial, Inc.
|
Conventional, FHA | 6 | 3.3% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +4 HELOCs |
2.7% | 83.3% | $99,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 4 | 2.2% | 100% | $127,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 2.2% | 100% | $252,500 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 1.6% | 100% | $178,333 | |
Fair Way Lending, LLC
|
Conventional, FHA | 3 | 1.6% | 100% | $201,666 | |
Shelter Home Mortgage, LLC
|
Conventional | 3 | 1.6% | 100% | $171,666 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 1.6% | 100% | $168,333 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 1.6% | 75% | $185,000 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1.6% | 100% | $205,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $140,000 | |
Newrez LLC
|
Conventional | 2 | 1.1% | 50% | $190,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 1.1% | 100% | $350,000 | |
American Financing Corporation
|
Conventional, FHA | 2 | 1.1% | 50% | $155,000 | |
Mortgage Research Center
|
Conventional, VA | 2 | 1.1% | 66.7% | $225,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 1.1% | 100% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 2 | 1.1% | 100% | $245,000 | |
Carrington Mortgage Services LLC
|
FHA, VA | 2 | 1.1% | 18.2% | $330,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $155,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
Guild Mortgage Company
|
FHA | 1 | 0.5% | 50% | $245,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.5% | 100% | $245,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
Onward Home Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $345,000 | |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.5% | 100% | $315,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.5% | 100% | $455,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.5% | 20% | $275,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $195,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.5% | 33.3% | $275,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $285,000 | |
Saygo Home Loans, LLC
|
FHA | 1 | 0.5% | 100% | $225,000 | |
Iserve Residential Lending
|
FHA | 1 | 0.5% | 100% | $305,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $225,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.5% | 100% | $365,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $55,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.5% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.5% | 100% | $275,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.5% | 100% | $235,000 |
Stone Mountain Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stone Mountain, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Stone Mountain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stone Mountain in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stone Mountain, GA
Use these to narrow the list above. Each category shows how many Stone Mountain, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Stone Mountain, GA
Independent mortgage companies closed 70.1 percent of home loans in Stone Mountain, Georgia in 2025, banks 23.9 percent and credit unions 6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stone Mountain, GA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Stone Mountain, Georgia with 5 loans, about 2.7 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Stone Mountain, Georgia in 2025, led by Rocket Mortgage with 5. 14 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 4 credit unions closed home loans in Stone Mountain, Georgia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stone Mountain, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stone Mountain, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stone Mountain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
