Mortgage Lenders and Brokers in St. Marys, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
St. Marys, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, Southeastern BankSoutheastern Bank15 Trade St, Brunswick, GA 31525A+5.0 ★Texas Ratio: 2.15%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 3.22%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, PrimeSouth BankPrimeSouth Bank3473 Us Highway 84, Blackshear, GA 31516A5.0 ★Texas Ratio: 8.84%, Pineland BankPineland Bank501 W 12th St, Alma, GA 31510A+5.0 ★Texas Ratio: 0.73%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, and Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Marys, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Marys are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in St. Marys, Georgia
Market share is the lender's share of all home loans closed in St. Marys, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA, Jumbo, HELOC | 9 +6 HELOCs |
1.3% | 100% | $440,555 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 6 +4 HELOCs |
0.8% | 66.7% | $145,000 | View |
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15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 5 | 0.7% | 100% | $225,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 0.4% | 100% | $181,666 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.3% | 66.7% | $370,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
FHA, USDA | 2 | 0.3% | 66.7% | $250,000 | View |
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3473 Us Highway 84, Blackshear, GA 31516 A5.0 ★Texas Ratio: 8.84% |
Conventional, Jumbo | 2 | 0.3% | 100% | $560,000 | View |
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★ 5 stars, 1 review 501 W 12th St, Alma, GA 31510 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 2 | 0.3% | 100% | $200,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
FHA, HELOC | 1 +4 HELOCs |
0.1% | 100% | $315,000 | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $255,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $555,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 50% | $95,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional | 1 | 0.1% | 100% | $165,000 | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional, VA | 5 | 0.7% | 55.6% | $105,000 | |
Loanunited.Com, LLC
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FHA, VA | 3 | 0.4% | 75% | $245,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.3% | 100% | $285,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 194 | 27.3% | 89.8% | $282,731 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 74 +16 HELOCs |
10.4% | 84.4% | $189,459 | |
Mortgage Research Center
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Conventional, VA | 43 | 6% | 60.6% | $289,651 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 36 +1 HELOCs |
5.1% | 88.9% | $290,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 21 | 3% | 85.2% | $263,095 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 18 | 2.5% | 94.7% | $292,222 | View |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 16 | 2.3% | 94.1% | $364,375 | |
Freedom Mortgage Corporation
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FHA, VA | 15 | 2.1% | 82.6% | $281,000 | |
Kind Lending, LLC
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Conventional, VA, USDA | 14 | 2% | 93.3% | $276,428 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 13 | 1.8% | 100% | $338,846 | |
DHI Mortgage Company, LTD.
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FHA, VA | 12 | 1.7% | 92.3% | $211,666 | |
Newrez LLC
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Conventional, FHA, VA | 11 | 1.5% | 78.6% | $264,090 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 1.5% | 100% | $315,909 | |
EMM Loans LLC
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Conventional, FHA, VA | 10 | 1.4% | 91.7% | $288,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 10 | 1.4% | 100% | $141,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 10 | 1.4% | 90.9% | $151,000 | |
Taylor Morrison Home Funding, Inc.
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Conventional, FHA, VA | 9 | 1.3% | 100% | $423,888 | |
Towne Mortgage Company
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Conventional, VA, USDA | 8 | 1.1% | 100% | $337,500 | |
Lower, LLC
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Conventional, FHA, VA | 8 | 1.1% | 100% | $246,250 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 8 | 1.1% | 47.1% | $316,250 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 6 +1 HELOCs |
0.8% | 60% | $168,333 | |
Planet Home Lending, LLC
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FHA, VA | 6 | 0.8% | 85.7% | $296,666 | |
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A+5.0 ★Texas Ratio: 5.08% |
Conventional, FHA, VA | 6 | 0.8% | 100% | $293,333 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 0.8% | 100% | $296,666 | |
Guaranteed Rate, Inc.
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FHA, VA | 4 | 0.6% | 80% | $267,500 | |
Royal United Mortgage LLC
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Conventional | 4 | 0.6% | 100% | $142,500 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.6% | 54.5% | $175,000 | |
Nbkc Bank
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Conventional, VA | 4 | 0.6% | 100% | $247,500 | |
New Day Financial, LLC.
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VA | 4 | 0.6% | 55.6% | $380,000 | |
New American Funding, LLC.
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Conventional, VA | 4 | 0.6% | 100% | $240,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.6% | 100% | $290,000 | |
MortgageOne, Inc
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VA | 3 | 0.4% | 100% | $288,333 | |
Mortgage Solutions of Colorado
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VA | 3 | 0.4% | 100% | $335,000 | |
Village Capital & Investment
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VA | 3 | 0.4% | 100% | $321,666 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $190,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 0.3% | 100% | $275,000 | |
Radifi Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $140,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $320,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.3% | 100% | $225,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
ClearPath Lending
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VA | 2 | 0.3% | 100% | $270,000 | |
Credence Funding Corporation
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VA | 2 | 0.3% | 100% | $315,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.3% | 100% | $395,000 | View |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 66.7% | $350,000 | |
Landmark 24 Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $400,000 | |
Zillow Home Loans, LLC
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FHA, VA | 2 | 0.3% | 100% | $265,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +3 HELOCs |
0.1% | 50% | $305,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.1% | 100% | $365,000 | View |
Premier Mortgage Resources, LLC
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USDA | 1 | 0.1% | 100% | $245,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.1% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.1% | 100% | $415,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $225,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $255,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
VA | 1 | 0.1% | 100% | $205,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 33.3% | $175,000 | |
AAFMAA Mortgage Services LLC
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 33.3% | $95,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 100% | $165,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.1% | 100% | $515,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $255,000 | View |
Community First Credit Union of FLorida
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
First Continental Mortgage, Ltd.
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VA | 1 | 0.1% | 100% | $395,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.1% | 100% | $265,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
VyStar Credit Union
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Conventional | 1 | 0.1% | 20% | $75,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $315,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
St. Marys Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in St. Marys, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in St. Marys? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Marys in 2025, with lenders based there listed first.
Types of Mortgage Lenders in St. Marys, GA
Use these to narrow the list above. Each category shows how many St. Marys, GA lenders fit and what that kind of lender is usually best for.
Who Lends in St. Marys, GA
Independent mortgage companies closed 77.9 percent of home loans in St. Marys, Georgia in 2025, banks 9.4 percent and credit unions 12.7 percent. Amerisave Mortgage Company was the largest mortgage company, Ameris Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in St. Marys, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in St. Marys, Georgia with 9 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in St. Marys, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.8 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in St. Marys, Georgia in 2025, led by Rocket Mortgage with 33. 54 lenders closed VA loans, led by Rocket Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 13 credit unions closed home loans in St. Marys, Georgia in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Marys, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Marys, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Marys. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
