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Mortgage Lenders and Brokers in Sandy Springs, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sandy Springs, Georgia mortgage lenders include Ameris BankAmeris Bank225 Sandy Springs Cir, Sandy Springs, GA 30328A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6180 Roswell Rd, Sandy Springs, GA 30328A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Pinnacle BankPinnacle Bank280 Sandy Springs Cir, Sandy Springs, GA 30328A+5.0 ★Texas Ratio: 3.04%, First Community BankFirst Community Bank6065 Roswell Rd, Sandy Springs, GA 30328A+5.0 ★Texas Ratio: 0.38%, Amerisave Mortgage CompanyAmerisave Mortgage CompanySandy Springs, GA, Truist BankTruist Bank8725 Roswell Rd, Sandy Springs, GA 30350A+5.0 ★Texas Ratio: 2.87%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Delta Community Credit UnionDelta Community Credit Union1100 Hammond Dr Ste 100, Sandy Springs, GA 30328 8153A+5.0 ★Texas Ratio: 1.24%, and Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sandy Springs, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandy Springs are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sandy Springs, Georgia

Market share is the lender's share of all home loans closed in Sandy Springs, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Sandy Springs 225 Sandy Springs Cir, Sandy Springs, GA 30328 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	74 +15 HELOCs	5.6%	88.1%	$521,081	View
JPMorgan Chase Bank, NA 1 office in Sandy Springs 6180 Roswell Rd, Sandy Springs, GA 30328 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	24 +6 HELOCs	1.8%	88.9%	$756,250	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Sandy Springs 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	20 +6 HELOCs	1.5%	87%	$932,000	View
Pinnacle Bank 1 office in Sandy Springs 280 Sandy Springs Cir, Sandy Springs, GA 30328 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	100%	$835,000	View
First Community Bank 1 office in Sandy Springs 6065 Roswell Rd, Sandy Springs, GA 30328 A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0.1%	100%	$685,000	View
Amerisave Mortgage Company	Conventional, FHA	8	0.6%	27.6%	$131,250
Truist Bank ★ 1 stars, 1 review 8725 Roswell Rd, Sandy Springs, GA 30350 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	60 +55 HELOCs	4.6%	93.8%	$1,051,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, Jumbo	28	2.1%	96.6%	$606,785
Delta Community Credit Union 1100 Hammond Dr Ste 100, Sandy Springs, GA 30328 8153 A+5.0 ★Texas Ratio: 1.24%	Conventional, Jumbo, HELOC	24 +25 HELOCs	1.8%	77.4%	$369,166	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	17	1.3%	56.7%	$920,294	View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	15 +11 HELOCs	1.1%	76.2%	$790,333	View
Synovus Bank 280 Sandy Springs Cir, Sandy Springs, GA 30328	Conventional, Jumbo, HELOC	14 +26 HELOCs	1.1%	93.3%	$1,338,571
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +50 HELOCs	0.9%	80%	$862,500	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	9	0.7%	90%	$672,777	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, Jumbo	8	0.6%	100%	$670,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, Jumbo, HELOC	6 +10 HELOCs	0.5%	54.5%	$523,333	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	6 +6 HELOCs	0.5%	100%	$1,220,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.5%	77.8%	$1,111,666	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	5 +4 HELOCs	0.4%	71.4%	$165,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	4 +9 HELOCs	0.3%	66.7%	$1,090,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	Conventional, HELOC	3 +6 HELOCs	0.2%	100%	$581,666	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,005,000	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$165,000	View
Coastal States Bank 3000 Summit Pl, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 4.83%	Conventional, Jumbo	2	0.2%	100%	$1,660,000	View
Affinity Bank 400 Galleria Pkwy Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	2	0.2%	100%	$330,000	View
Paragon Bank 2970 Clairmont Rd Ne, Atlanta, GA 30329 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	2	0.2%	100%	$490,000	View
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	2	0.2%	100%	$665,000	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.2%	100%	$430,000	View
LGE Community Credit Union 6637 Roswell Rd, Sandy Springs, GA 30328 3103 A+5.0 ★Texas Ratio: 2.70%	Conventional	2	0.2%	66.7%	$165,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5600 Roswell Rd, Sandy Springs, GA 30342 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	1 +19 HELOCs	0.1%	50%	$2,105,000	View
United Community Bank 4600 Roswell Rd, Sandy Springs, GA 30342 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$385,000	View
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$145,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000
Oconee State Bank 1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44%	Conventional	1	0.1%	100%	$635,000	View
First Peoples Bank 8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0.1%	100%	$325,000	View
Firstbank 400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$435,000	View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	Conventional	1	0.1%	100%	$305,000	View
City National Bank 3333 Piedmont Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$4,005,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +15 HELOCs	0%	n/a		View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +2 HELOCs	0%	n/a		View
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank 2905 Bethany Bnd, Milton, GA 30004 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
BoxCar Mortgage, LLC	Conventional, FHA, Jumbo	26	2%	100%	$615,384
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	11 +4 HELOCs	0.8%	91.7%	$894,090	View
Acu	Conventional, Jumbo, HELOC	11 +1 HELOCs	0.8%	100%	$698,636
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.4%	100%	$871,000
Mortgage Assurance Inc	Conventional	3	0.2%	100%	$521,666
Milend, Inc	Conventional, FHA	3	0.2%	75%	$305,000
Equity Prime Mortgage LLC	VA	2	0.2%	50%	$195,000
Direct Lenders, LLC.	Conventional	2	0.2%	100%	$275,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	111 +8 HELOCs	8.4%	85.1%	$548,513
Rocket Mortgage	Conventional, FHA, VA, Jumbo	110	8.4%	77%	$382,272
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	2.7%	80.9%	$596,388
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	28 +3 HELOCs	2.1%	100%	$749,285
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	27	2.1%	100%	$655,370
Everett Financial, Inc.	Conventional, FHA, HELOC	25 +1 HELOCs	1.9%	83.3%	$305,400
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	22 +2 HELOCs	1.7%	88%	$980,909	View
Movement Mortgage, LLC	Conventional, Jumbo	18	1.4%	100%	$637,777
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	18	1.4%	90%	$441,111
Prosperity Home Mortgage, LLC	Conventional, FHA	16	1.2%	84.2%	$391,250
Sanctuary Home Mortgage, LLC	Conventional, VA, Jumbo	15	1.1%	100%	$789,666
Newrez LLC	Conventional, VA, Jumbo	14	1.1%	57.7%	$386,428
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	12 +2 HELOCs	0.9%	54.5%	$601,666
Zillow Home Loans, LLC	Conventional, FHA, VA	12	0.9%	80%	$335,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	11	0.8%	76.5%	$149,545	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	9 +2 HELOCs	0.7%	100%	$855,000	View
Onward Home Mortgage, LLC	Conventional, FHA, Jumbo	9	0.7%	81.8%	$547,222
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	9	0.7%	90%	$681,666	View
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	8	0.6%	66.7%	$530,000
United Trust Bank	Conventional, Jumbo	8	0.6%	100%	$933,750
Shelter Home Mortgage, LLC	Conventional	8	0.6%	100%	$316,250
Nationstar Mortgage	Conventional	8	0.6%	81.8%	$362,500
Mutual of Omaha Mortgage	Conventional, Jumbo	8	0.6%	100%	$717,500
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	8	0.6%	100%	$1,582,500	View
Spring Eq, LLC	Conventional, Jumbo, HELOC	7 +5 HELOCs	0.5%	58.3%	$180,714
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	7 +2 HELOCs	0.5%	87.5%	$1,049,285
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.5%	50%	$395,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	7	0.5%	100%	$529,285
Assurance Financial Group, L.L.C.	Conventional	7	0.5%	100%	$312,142
Homeowners Financial Group, LLC	Conventional, VA, Jumbo	7	0.5%	87.5%	$603,571
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	7	0.5%	87.5%	$937,857	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	7	0.5%	100%	$1,259,285	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	6 +6 HELOCs	0.5%	60%	$438,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	6	0.5%	100%	$988,333	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, Jumbo	6	0.5%	75%	$951,666	View
Guaranteed Rate Affinity, LLC	Conventional	6	0.5%	100%	$391,666
Guild Mortgage Company	Conventional, Jumbo	6	0.5%	85.7%	$723,333
Mortgage Research Center	VA, Jumbo	6	0.5%	75%	$408,333
Freedom Mortgage Corporation	Conventional, FHA, VA	5	0.4%	50%	$421,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	5	0.4%	100%	$767,000	View
Discover Bank	Conventional	5	0.4%	29.4%	$115,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	5	0.4%	100%	$725,000	View
Acopia, LLC	Conventional, FHA	5	0.4%	100%	$349,000
Stockton Mortgage Corporation	Conventional	5	0.4%	100%	$569,000
New American Funding, LLC.	Conventional, VA	5	0.4%	62.5%	$373,000
Paramount Residential Mortgage	Conventional, FHA	5	0.4%	100%	$369,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +18 HELOCs	0.3%	100%	$270,000	View
The Loan Store, Inc	Conventional, HELOC	4 +6 HELOCs	0.3%	71.4%	$585,000
Cadence Bank	Conventional, Jumbo, HELOC	4 +5 HELOCs	0.3%	100%	$1,397,500
Better Mortgage Corporation	Conventional, VA, HELOC	4 +5 HELOCs	0.3%	57.1%	$477,500
SWBC Mortgage Corporation	Conventional	4	0.3%	100%	$202,500
Sage Home Loans Corporation	Conventional, Jumbo	4	0.3%	100%	$842,500
Success Mortgage Partners, Inc	Conventional	4	0.3%	100%	$485,000
Provident Funding Associates	Conventional	4	0.3%	100%	$565,000
Citadel Servicing Corporation	Conventional, Jumbo	4	0.3%	100%	$1,220,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, Jumbo	4	0.3%	100%	$615,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	4	0.3%	100%	$842,500	View
Tomo Mortgage LLC	Conventional	4	0.3%	100%	$472,500
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +5 HELOCs	0.2%	37.5%	$401,666
Liberty Federal Credit Union	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	100%	$555,000
Canopy Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$468,333
Envoy Mortgage, Ltd	Conventional	3	0.2%	75%	$318,333
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	3	0.2%	60%	$551,666	View
Planet Home Lending, LLC	Conventional, FHA	3	0.2%	100%	$365,000
Lendsure Mortgage Corp.	Conventional, Jumbo	3	0.2%	100%	$668,333
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	3	0.2%	100%	$445,000	View
American Neighborhood Mortgage Acceptance Company	FHA, VA, Jumbo	3	0.2%	100%	$645,000
Bank Ozk	Conventional, Jumbo, HELOC	2 +6 HELOCs	0.2%	100%	$1,505,000
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$975,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$515,000	View
Wings Financial Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$695,000
EMM Loans LLC	Conventional	2	0.2%	50%	$570,000
Genisys Credit Union	Conventional, Jumbo	2	0.2%	100%	$1,100,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.2%	100%	$760,000	View
Premier Mortgage Resources, LLC	Conventional, FHA	2	0.2%	100%	$200,000
Alameda Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$365,000
American Financial Resources LLC	Conventional, FHA	2	0.2%	100%	$295,000
Primelending	Conventional, FHA, Jumbo	2	0.2%	66.7%	$605,000
Acrisure Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$1,025,000
ALCOVA Mortgage, LLC	Conventional	2	0.2%	100%	$540,000
Princeton Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$260,000
American Financial Network, Inc.	Conventional	2	0.2%	100%	$605,000
General Mortgage Capital Corporation	Conventional, Jumbo	2	0.2%	100%	$1,050,000
Diamond Residential Mtg Corp	Conventional, FHA	2	0.2%	100%	$180,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$165,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.2%	100%	$640,000
First Heritage Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$1,105,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	2	0.2%	66.7%	$715,000	View
Mortgage Equity Partners LLC	Conventional	2	0.2%	100%	$395,000
Hometown Equity Mortgage, LLC	Conventional, FHA	2	0.2%	40%	$490,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.2%	100%	$1,300,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo	2	0.2%	66.7%	$725,000	View
SRP Federal Credit Union	Conventional	2	0.2%	100%	$545,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.2%	100%	$1,030,000	View
Nations Direct Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$680,000
TowneBank	Conventional, Jumbo	2	0.2%	100%	$965,000
Carrington Mortgage Services LLC	Conventional, VA	2	0.2%	42.9%	$205,000
Vista Point Mortgage, LLC	Conventional, Jumbo	2	0.2%	66.7%	$2,175,000
Leaderone Financial Corp.	Conventional	2	0.2%	100%	$635,000
Village Capital & Investment	FHA, VA, Jumbo	2	0.2%	66.7%	$715,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +9 HELOCs	0.1%	50%	$1,005,000	View
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	50%	$1,085,000
VyStar Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	33.3%	$815,000
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$805,000	View
Arc Home LLC	Conventional, Jumbo	1	0.1%	100%	$1,105,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$645,000	View
Originpoint, LLC	Conventional	1	0.1%	100%	$755,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$275,000	View
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$555,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$505,000
Nbkc Bank	Conventional	1	0.1%	100%	$305,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$735,000
Loansteady LLC	Conventional, Jumbo	1	0.1%	100%	$2,165,000
Lcnb National Bank A+5.0 ★Texas Ratio: 2.05%	Conventional	1	0.1%	100%	$165,000	View
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	FHA	1	0.1%	100%	$535,000	View
Climate First Bank A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	1	0.1%	100%	$1,325,000	View
Dart Bank	Conventional, Jumbo	1	0.1%	100%	$935,000
Deephaven Mortgage LLC	Conventional, Jumbo	1	0.1%	25%	$455,000
First Home Mortgage	Conventional	1	0.1%	100%	$235,000
AmWest Funding Corp	Conventional, Jumbo	1	0.1%	50%	$1,505,000
Guaranty Mortgage Services, LLC	Conventional	1	0.1%	100%	$175,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$1,285,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	25%	$315,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$565,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$705,000
Union Home Mortgage Corp.	FHA	1	0.1%	100%	$165,000
Bay Equity LLC	Conventional	1	0.1%	100%	$215,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$655,000
Ivy Mortgage, Inc.	Conventional	1	0.1%	100%	$425,000
Nfm, Inc	Conventional	1	0.1%	100%	$455,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$245,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$475,000	View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	100%	$3,005,000	View
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	FHA	1	0.1%	100%	$175,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$2,305,000	View
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$565,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$285,000
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$255,000
Ithink Financial Credit Union	Conventional	1	0.1%	100%	$155,000
Communityamerica Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$865,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$605,000
Radius Financial Group Inc	Conventional	1	0.1%	50%	$805,000
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0.1%	100%	$145,000	View
Republic Bank & Trust A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo	1	0.1%	100%	$845,000	View
ClearEdge Lending LLC	Conventional, Jumbo	1	0.1%	100%	$1,375,000
Lower, LLC	FHA	1	0.1%	100%	$95,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$315,000
RBC Bank (Georgia), N.A. A+5.0 ★Texas Ratio: 1.90%	Conventional	1	0.1%	100%	$645,000	View
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	100%	$505,000
Plaza Home Mortgage, Inc	Conventional, Jumbo	1	0.1%	100%	$885,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$175,000
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	50%	$1,255,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$215,000
JMAC Lending, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,995,000
Figure Lending LLC	HELOC	0 +20 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +6 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +3 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +2 HELOCs	0%	n/a		View
Lafayette Federal Credit Union D2.1 ★Texas Ratio: 14.02%	HELOC	0 +2 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union 1	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	HELOC	0 +1 HELOCs	0%	n/a		View
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sandy Springs Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sandy Springs, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Sandy Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandy Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sandy Springs, GA

Use these to narrow the list above. Each category shows how many Sandy Springs, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 32 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 46 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 27 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 100 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 28 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Sandy Springs, GA

Independent mortgage companies closed 58.7 percent of home loans in Sandy Springs, Georgia in 2025, banks 35.7 percent and credit unions 5.6 percent. Amerisave Mortgage Company was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 74 loans.

58.7%

Mortgage companies

35.7%

Banks

5.6%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Sandy Springs, GA

Who is the largest mortgage lender in Sandy Springs, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Sandy Springs, Georgia with 74 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sandy Springs, GA have the highest approval rates?

Among lenders with meaningful volume in Sandy Springs, Georgia, Truist Bank approved the highest share of completed applications in 2025 at 93.8 percent, against a 82.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sandy Springs, GA mortgage lenders offer FHA, VA and USDA loans?

46 lenders closed FHA loans in Sandy Springs, Georgia in 2025, led by United Wholesale Mortgage with 11. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sandy Springs, GA lender list?

Yes. 74 banks and 32 credit unions closed home loans in Sandy Springs, Georgia in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sandy Springs, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sandy Springs, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandy Springs, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandy Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.