Roopville, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, and Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roopville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roopville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Roopville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 5 | 7.9% | 83.3% | $281,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 2 | 3.2% | 100% | $655,000 | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 1 +3 HELOCs |
1.6% | 100% | $325,000 | |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 66.7% | $55,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.6% | 100% | $475,000 | View |
|
140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 1.6% | 100% | $255,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 1.6% | 100% | $365,000 | View |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1.6% | 100% | $425,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.6% | 100% | $425,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Direct Lenders, LLC.
|
Conventional | 2 | 3.2% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.6% | 100% | $435,000 | View |
Acu
|
Conventional | 1 | 1.6% | 100% | $45,000 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 11.1% | 87.5% | $159,285 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 6 | 9.5% | 100% | $338,333 | View |
United Wholesale Mortgage
|
Conventional | 4 | 6.3% | 80% | $210,000 | |
CrossCountry Mortgage, LLC
|
FHA | 3 | 4.8% | 100% | $378,333 | |
Movement Mortgage, LLC
|
FHA, VA | 3 | 4.8% | 100% | $628,333 | |
Nationstar Mortgage
|
Conventional | 3 | 4.8% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 4.8% | 100% | $465,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 3.2% | 100% | $255,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 3.2% | 33.3% | $210,000 | |
Bank Ozk
|
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $45,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 1.6% | 100% | $285,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1.6% | 100% | $115,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 1.6% | 100% | $445,000 | |
Newrez LLC
|
Conventional | 1 | 1.6% | 100% | $205,000 | |
Discover Bank
|
Conventional | 1 | 1.6% | 50% | $145,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 1.6% | 100% | $455,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 1.6% | 100% | $515,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.6% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.6% | 100% | $465,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 1.6% | 100% | $165,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 1.6% | 100% | $215,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
All In Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Roopville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roopville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Roopville, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55.6 percent of home loans in Roopville, Georgia in 2025, banks 34.9 percent and credit unions 9.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Credit Union of Georgia the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Roopville, Georgia with 5 loans, about 7.9 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Roopville, Georgia in 2025, led by CrossCountry Mortgage, LLC with 3. 2 lenders closed VA loans, led by Movement Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Roopville, Georgia in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roopville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roopville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roopville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.