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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
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Mortgage Lenders and Brokers in Rochelle, Georgia

Rochelle, Georgia mortgage lenders include Colony BankColony Bank920 1st Ave, Rochelle, GA 31079A+5.0 ★Texas Ratio: 4.01%, Bank of DudleyBank of Dudley200 W Jackson St, Dublin, GA 31021A+5.0 ★Texas Ratio: 0.93%, BoxCar Mortgage, LLCBoxCar Mortgage, LLCAtlanta, GA, Five Star Credit Union, Pennymac Loan Services LLC, American Pacific Mortgage Corporation, United Wholesale Mortgage, Rocket Mortgage, American Financial Network, Inc., and Geneva Financial LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rochelle, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rochelle are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rochelle, Georgia

Market share is the lender's share of all home loans closed in Rochelle, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Rochelle
920 1st Ave, Rochelle, GA 31079
A+5.0 ★Texas Ratio: 4.01%
Conventional, FHA 4 21.1% 100% $220,000 View
200 W Jackson St, Dublin, GA 31021
A+5.0 ★Texas Ratio: 0.93%
Conventional 1 5.3% 100% $85,000 View
BoxCar Mortgage, LLC
FHA 1 5.3% 100% $195,000
Five Star Credit Union
Conventional 3 15.8% 80% $41,666
Pennymac Loan Services LLC
Conventional, VA 2 10.5% 100% $95,000
American Pacific Mortgage Corporation
Conventional, FHA 2 10.5% 100% $130,000
United Wholesale Mortgage
FHA 1 5.3% 100% $115,000
Rocket Mortgage
Conventional 1 5.3% 33.3% $65,000
American Financial Network, Inc.
FHA 1 5.3% 100% $145,000
Geneva Financial LLC
FHA 1 5.3% 100% $415,000
Summit Funding.Inc
VA 1 5.3% 100% $205,000
Zillow Home Loans, LLC
VA 1 5.3% 100% $415,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Rochelle, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Rochelle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rochelle in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rochelle, GA

Use these to narrow the list above. Each category shows how many Rochelle, GA lenders fit and what that kind of lender is usually best for.

Who Lends in Rochelle, GA

Independent mortgage companies closed 57.9 percent of home loans in Rochelle, Georgia in 2025, banks 26.3 percent and credit unions 15.8 percent. BoxCar Mortgage, LLC was the largest mortgage company, Colony Bank the largest bank and Five Star Credit Union the largest credit union. Among lenders headquartered in Georgia, Colony Bank led with 4 loans.

57.9%
Mortgage companies
26.3%
Banks
15.8%
Credit unions
37%
FHA loans
16%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Rochelle, GA

Who is the largest mortgage lender in Rochelle, GA?

By home loans closed in 2025, Colony Bank was the largest mortgage lender in Rochelle, Georgia with 4 loans, about 21.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rochelle, GA mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Rochelle, Georgia in 2025, led by Colony Bank with 2. 3 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rochelle, GA lender list?

Yes. 2 banks and 1 credit unions closed home loans in Rochelle, Georgia in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rochelle, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rochelle, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rochelle, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rochelle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.