Mortgage Lenders and Brokers in Reidsville, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Reidsville, Georgia mortgage lenders include South Georgia BankSouth Georgia Bank221 S Main St, Reidsville, GA 30453A+5.0 ★Texas Ratio: 0.93%, Glennville BankGlennville Bank248 South Main Street, Reidsville, GA 30453A+5.0 ★Texas Ratio: 5.18%, Renasant BankRenasant Bank104 West Main Street, Reidsville, GA 30453A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Rocket Mortgage, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reidsville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reidsville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Reidsville, Georgia
Market share is the lender's share of all home loans closed in Reidsville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Reidsville 221 S Main St, Reidsville, GA 30453 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 14 | 17.5% | 93.8% | $88,571 | View |
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1 office in Reidsville 248 South Main Street, Reidsville, GA 30453 A+5.0 ★Texas Ratio: 5.18% |
Conventional | 12 | 15% | 85.7% | $135,833 | View |
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1 office in Reidsville 104 West Main Street, Reidsville, GA 30453 A+5.0 ★Texas Ratio: 4.72% |
Conventional, USDA, HELOC | 2 +1 HELOCs |
2.5% | 100% | $115,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $155,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
VA | 1 | 1.2% | 100% | $95,000 | |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 1.2% | 100% | $395,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.2% | 50% | $145,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 11.2% | 64.3% | $153,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 10% | 100% | $223,750 | |
Planet Home Lending, LLC
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FHA | 5 | 6.2% | 100% | $215,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 3.8% | 100% | $205,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 2.5% | 100% | $135,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 2.5% | 100% | $220,000 | |
21St Mortgage
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Conventional | 2 | 2.5% | 40% | $105,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $225,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 1.2% | 100% | $175,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $55,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.2% | 50% | $145,000 | |
Newrez LLC
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FHA | 1 | 1.2% | 100% | $115,000 | |
Movement Mortgage, LLC
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VA | 1 | 1.2% | 100% | $255,000 | |
Air Academy Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $155,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
FHA | 1 | 1.2% | 100% | $195,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.2% | 100% | $135,000 | |
Absolute Home Mortgage
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FHA | 1 | 1.2% | 100% | $215,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 1.2% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 1.2% | 50% | $115,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.2% | 50% | $145,000 | |
Nationstar Mortgage
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FHA | 1 | 1.2% | 50% | $165,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 33.3% | $155,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $65,000 | |
Towne Mortgage Company
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VA | 1 | 1.2% | 100% | $175,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Reidsville Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Reidsville, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Reidsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reidsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Reidsville, GA
Use these to narrow the list above. Each category shows how many Reidsville, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Reidsville, GA
Independent mortgage companies closed 57.5 percent of home loans in Reidsville, Georgia in 2025, banks 40 percent and credit unions 2.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, South Georgia Bank the largest bank and Air Academy Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, South Georgia Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Reidsville, GA
By home loans closed in 2025, South Georgia Bank was the largest mortgage lender in Reidsville, Georgia with 14 loans, about 17.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Reidsville, Georgia in 2025, led by Planet Home Lending, LLC with 5. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Reidsville, Georgia in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reidsville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reidsville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reidsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
