Poulan, Georgia mortgage lenders include South Georgia Banking CompanySouth Georgia Banking Company561 E Washington Ave, Ashburn, GA 31714A+5.0 ★Texas Ratio: 3.23%, Commercial Banking CompanyCommercial Banking Company110 W Main St, Hahira, GA 31632A+5.0 ★Texas Ratio: 0.32%, First State Bank of BlakelyFirst State Bank of Blakely2101 N Slappey Blvd, Albany, GA 31701, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, BoxCar Mortgage, LLCBoxCar Mortgage, LLCAtlanta, GA, Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Poulan, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poulan are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Poulan, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
561 E Washington Ave, Ashburn, GA 31714 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 3 | 6.2% | 100% | $98,333 | View |
|
110 W Main St, Hahira, GA 31632 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 3 | 6.2% | 100% | $105,000 | View |
First State Bank of Blakely
2101 N Slappey Blvd, Albany, GA 31701 |
Conventional | 2 | 4.2% | 100% | $95,000 | |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
2.1% | 100% | $135,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 2.1% | 100% | $125,000 | View |
|
400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 2.1% | 100% | $385,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
BoxCar Mortgage, LLC
|
FHA, USDA | 2 | 4.2% | 100% | $195,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 2.1% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 14.6% | 87.5% | $175,000 | |
21St Mortgage
|
Conventional | 7 | 14.6% | 63.6% | $160,714 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 8.3% | 57.1% | $135,000 | |
Guaranteed Rate, Inc.
|
Conventional, USDA | 2 | 4.2% | 100% | $215,000 | |
Canopy Mortgage, LLC
|
FHA, VA | 2 | 4.2% | 100% | $225,000 | |
Planet Home Lending, LLC
|
VA | 2 | 4.2% | 100% | $210,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 2.1% | 100% | $135,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 2.1% | 100% | $385,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 2.1% | 100% | $165,000 | View |
Triad Financial Services, Inc.
|
Conventional | 1 | 2.1% | 69.2% | $175,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 2.1% | 100% | $235,000 | |
New Day Financial, LLC.
|
VA | 1 | 2.1% | 50% | $205,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 2.1% | 100% | $75,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 2.1% | 100% | $375,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 2.1% | 100% | $245,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 2.1% | 100% | $225,000 | View |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Poulan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poulan in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Poulan, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.8 percent of home loans in Poulan, Georgia in 2025, banks 27.1 percent and credit unions 2.1 percent. BoxCar Mortgage, LLC was the largest mortgage company, South Georgia Banking Company the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, South Georgia Banking Company led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, South Georgia Banking Company was the largest mortgage lender in Poulan, Georgia with 3 loans, about 6.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Poulan, Georgia in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Planet Home Lending, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 2 credit unions closed home loans in Poulan, Georgia in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Poulan, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poulan, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poulan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.