Mortgage Lenders and Brokers in Milner, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milner, Georgia mortgage lenders include United BankUnited Bank2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, First Bank of PikeFirst Bank of Pike9700 Highway 18 W, Concord, GA 30206A+5.0 ★Texas Ratio: 5.09%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milner, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milner are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milner, Georgia
Market share is the lender's share of all home loans closed in Milner, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, USDA, HELOC | 7 +18 HELOCs |
2.9% | 88.9% | $229,285 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 6 +1 HELOCs |
2.5% | 100% | $256,666 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.3% | 100% | $211,666 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $275,000 | View |
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9700 Highway 18 W, Concord, GA 30206 A+5.0 ★Texas Ratio: 5.09% |
Conventional | 2 | 0.8% | 100% | $370,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA | 2 | 0.8% | 100% | $170,000 | |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA | 2 | 0.8% | 100% | $135,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +3 HELOCs |
0.4% | 100% | $265,000 | View |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $255,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.4% | 100% | $305,000 | View |
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2140 Old Covington Rd Ne, Conyers, GA 30013 A-4.9 ★Texas Ratio: 15.86% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 1 | 0.4% | 100% | $255,000 | |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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103 N Broad St, Buena Vista, GA 31803 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
Milend, Inc
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Conventional | 2 | 0.8% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $355,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.4% | 33.3% | $335,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 30 | 12.6% | 83.3% | $284,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 8% | 76.9% | $220,789 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 14 | 5.9% | 100% | $217,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
4.6% | 68.8% | $282,272 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
4.2% | 100% | $280,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 7 | 2.9% | 58.3% | $227,857 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 2.9% | 100% | $225,000 | |
Top Flite Financial, Inc.
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Conventional, FHA, USDA | 7 | 2.9% | 100% | $315,000 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.5% | 87.5% | $296,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.1% | 100% | $329,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 2.1% | 100% | $139,000 | |
Mortgage Research Center
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VA | 5 | 2.1% | 45.5% | $443,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.3% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1.3% | 100% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.3% | 50% | $228,333 | |
Pennymac Loan Services LLC
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FHA | 3 | 1.3% | 75% | $268,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 1.3% | 100% | $245,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $318,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 1.3% | 100% | $205,000 | View |
The Mortgage Firm
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Conventional, FHA | 3 | 1.3% | 100% | $408,333 | |
Lower, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $108,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.3% | 60% | $138,333 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.8% | 100% | $225,000 | |
Newrez LLC
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FHA, VA | 2 | 0.8% | 40% | $330,000 | |
Nbkc Bank
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VA | 2 | 0.8% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.8% | 100% | $300,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 100% | $345,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.8% | 50% | $230,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $150,000 | View |
Village Capital & Investment
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VA | 2 | 0.8% | 50% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $505,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
American Financial Resources LLC
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VA | 1 | 0.4% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 25% | $105,000 | |
Movement Mortgage, LLC
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USDA | 1 | 0.4% | 100% | $325,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $335,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $225,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.4% | 100% | $175,000 | |
VanDyk Mortgage Corporation
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VA | 1 | 0.4% | 100% | $395,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $215,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
VA, Jumbo | 1 | 0.4% | 100% | $875,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Towne Mortgage Company
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VA | 1 | 0.4% | 50% | $505,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.4% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $545,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $415,000 | View |
Mortgage Investors Group
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FHA | 1 | 0.4% | 100% | $365,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 0.4% | 50% | $325,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Milner Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milner, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Milner? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milner in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milner, GA
Use these to narrow the list above. Each category shows how many Milner, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Milner, GA
Independent mortgage companies closed 81.9 percent of home loans in Milner, Georgia in 2025, banks 13.9 percent and credit unions 4.2 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, United Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milner, GA
By home loans closed in 2025, United Bank was the largest mortgage lender in Milner, Georgia with 7 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Milner, Georgia in 2025, led by DHI Mortgage Company, LTD. with 20. 23 lenders closed VA loans, led by Rocket Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 3 credit unions closed home loans in Milner, Georgia in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milner, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milner, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milner. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
