Mortgage Lenders and Brokers in Milledgeville, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milledgeville, Georgia mortgage lenders include Exchange BankExchange Bank250 W Hancock St, Milledgeville, GA 31061A+5.0 ★Texas Ratio: 0.24%, Magnolia State BankMagnolia State Bank2451 N Columbia St, Milledgeville, GA 31061A+5.0 ★Texas Ratio: 1.87%, Truist BankTruist Bank150 W Greene St, Milledgeville, GA 31061A+5.0 ★Texas Ratio: 2.87%, Robins Financial Credit UnionRobins Financial Credit Union2584 N Columbia St, Milledgeville, GA 31061A+5.0 ★Texas Ratio: 1.27%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, The Commercial BankThe Commercial Bank35 N 4th St, Colbert, GA 30628A+5.0 ★Texas Ratio: 1.44%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Loyal Trust BankLoyal Trust Bank11675 Medlock Bridge Rd, Johns Creek, GA 30097A+5.0 ★Texas Ratio: 5.99%, and Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milledgeville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milledgeville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milledgeville, Georgia
Market share is the lender's share of all home loans closed in Milledgeville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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250 W Hancock St, Milledgeville, GA 31061 A+5.0 ★Texas Ratio: 0.24% |
Conventional | 32 | 10.2% | 84.2% | $152,500 | View |
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2 offices in Milledgeville 2451 N Columbia St, Milledgeville, GA 31061 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 20 | 6.4% | 100% | $131,000 | View |
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★ 1 stars, 1 review 1 office in Milledgeville 150 W Greene St, Milledgeville, GA 31061 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 6 +4 HELOCs |
1.9% | 85.7% | $430,000 | View |
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2584 N Columbia St, Milledgeville, GA 31061 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 10 +18 HELOCs |
3.2% | 93.3% | $289,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 7 | 2.2% | 100% | $160,714 | View |
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35 N 4th St, Colbert, GA 30628 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 5 | 1.6% | 100% | $147,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, Jumbo | 5 | 1.6% | 100% | $535,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 3 | 1% | 100% | $265,000 | |
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11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 3 | 1% | 100% | $425,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 50% | $265,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.6% | 100% | $550,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 0.6% | 100% | $765,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA | 2 | 0.6% | 100% | $245,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $505,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,955,000 | View |
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200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93% |
Conventional, Jumbo | 1 | 0.3% | 100% | $845,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1% | 50% | $141,666 | |
Credit Union Financial Services, LLC
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Conventional | 3 | 1% | 100% | $225,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.6% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Morris Bank
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Conventional | 1 | 0.3% | 50% | $155,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Acu
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Conventional | 1 | 0.3% | 100% | $425,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Milend, Inc
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FHA | 1 | 0.3% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 12.1% | 89.1% | $221,315 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 14 | 4.5% | 93.8% | $267,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.2% | 77.8% | $226,538 | |
Mortgage Research Center
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Conventional, VA | 9 | 2.9% | 83.3% | $307,222 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 2.9% | 81.8% | $170,555 | |
CrossCountry Mortgage, LLC
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FHA | 7 | 2.2% | 100% | $189,285 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 2.2% | 100% | $296,428 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.9% | 66.7% | $201,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.6% | 83.3% | $209,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 1.6% | 100% | $197,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 1.6% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.6% | 83.3% | $115,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.3% | 83.3% | $302,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.3% | 100% | $175,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1.3% | 44.4% | $290,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1% | 75% | $235,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 1% | 100% | $155,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 1% | 100% | $201,666 | |
Planet Home Lending, LLC
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FHA | 3 | 1% | 100% | $235,000 | |
21St Mortgage
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Conventional | 3 | 1% | 20% | $141,666 | |
Everett Financial, Inc.
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Conventional | 2 | 0.6% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.6% | 66.7% | $415,000 | View |
My Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $120,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $305,000 | View |
Mortgage Solutions of Colorado
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FHA | 2 | 0.6% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 25% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 2 | 0.6% | 50% | $725,000 | |
Bank Ozk
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $695,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.3% | 100% | $135,000 | |
American Financial Resources LLC
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USDA | 1 | 0.3% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Princeton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 0.3% | 100% | $355,000 | View |
Absolute Home Mortgage
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Conventional | 1 | 0.3% | 100% | $765,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $325,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | View |
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A+5.0 ★Texas Ratio: 1.12% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.3% | 50% | $165,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Mortgage Investors Group
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Conventional | 1 | 0.3% | 100% | $75,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 50% | $265,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.3% | 50% | $585,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $205,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 33.3% | $245,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | 50% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Milledgeville Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milledgeville, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Milledgeville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milledgeville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milledgeville, GA
Use these to narrow the list above. Each category shows how many Milledgeville, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Milledgeville, GA
Independent mortgage companies closed 59.7 percent of home loans in Milledgeville, Georgia in 2025, banks 33.5 percent and credit unions 6.7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Exchange Bank the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Exchange Bank led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milledgeville, GA
By home loans closed in 2025, Exchange Bank was the largest mortgage lender in Milledgeville, Georgia with 32 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Milledgeville, Georgia in 2025, led by Mutual of Omaha Mortgage with 7. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Milledgeville, Georgia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milledgeville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milledgeville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milledgeville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
