Martin, Georgia mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust10865 Haynes Bridge Rd, Alpharetta, GA 30022A5.0 ★Texas Ratio: 7.72%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Peach State Federal Credit UnionPeach State Federal Credit Union155 Hawthorne Park, Athens, GA 30606A+5.0 ★Texas Ratio: 2.27%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Loanunited.Com, LLCLoanunited.Com, LLCDuluth, GA, and US Bank, N.A.US Bank, N.A.A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Martin, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Martin are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Martin, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $105,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 2 | 2.2% | 100% | $120,000 | |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 2.2% | 100% | $165,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 1 +1 HELOCs |
1.1% | 50% | $35,000 | View |
|
155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1.1% | 50% | $235,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
Loanunited.Com, LLC
|
FHA, VA | 2 | 2.2% | 66.7% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
First Option Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $295,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 8 | 8.9% | 100% | $280,000 | |
21St Mortgage
|
Conventional | 7 | 7.8% | 63.6% | $143,571 | |
Rocket Mortgage
|
Conventional, FHA, VA | 6 | 6.7% | 75% | $331,666 | |
Homeowners Financial Group, LLC
|
Conventional, FHA, USDA | 6 | 6.7% | 100% | $238,333 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 5 | 5.6% | 100% | $203,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 5.6% | 83.3% | $279,000 | |
United Wholesale Mortgage
|
FHA, VA | 4 | 4.4% | 100% | $277,500 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 4.4% | 36.4% | $147,500 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 3.3% | 75% | $171,666 | |
Newrez LLC
|
Conventional, FHA | 2 | 2.2% | 100% | $80,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 2 | 2.2% | 100% | $225,000 | View |
Everett Financial, Inc.
|
VA | 1 | 1.1% | 33.3% | $355,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1.1% | 100% | $185,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 1.1% | 100% | $215,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.1% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
Connexus Credit Union
|
Conventional | 1 | 1.1% | 100% | $125,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 1.1% | 100% | $295,000 | |
Nfm, Inc
|
VA | 1 | 1.1% | 100% | $275,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.1% | 100% | $365,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1.1% | 100% | $175,000 | |
Intelliloan, Inc.
|
FHA | 1 | 1.1% | 100% | $315,000 | |
T2 Financial LLC
|
FHA | 1 | 1.1% | 100% | $245,000 | |
Geneva Financial LLC
|
FHA | 1 | 1.1% | 100% | $135,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.1% | 100% | $55,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 100% | $135,000 | |
Sente Mortgage, Inc.
|
FHA | 1 | 1.1% | 100% | $315,000 | |
Radius Financial Group Inc
|
FHA | 1 | 1.1% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 1.1% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.1% | 100% | $125,000 | |
Nexera Holding LLC
|
Conventional | 1 | 1.1% | 100% | $395,000 | |
Loan Simple, Inc.
|
FHA | 1 | 1.1% | 100% | $195,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Martin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Martin in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Martin, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.2 percent of home loans in Martin, Georgia in 2025, banks 15.6 percent and credit unions 2.2 percent. Loanunited.Com, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Peach State Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Martin, Georgia with 2 loans, about 2.2 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Martin, Georgia in 2025, led by BankSouth Mortgage Company LLC with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Martin, Georgia in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Martin, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Martin, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Martin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.