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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Ludowici, Georgia

Ludowici, Georgia mortgage lenders include Glennville BankGlennville Bank131 E Cypress St, Ludowici, GA 31316A+5.0 ★Texas Ratio: 5.18%, Renasant BankRenasant Bank60 W Cypress St, Ludowici, GA 31316A+5.0 ★Texas Ratio: 4.72%, South Georgia BankSouth Georgia Bank2839 Central Ave, Augusta, GA 30909A+5.0 ★Texas Ratio: 0.93%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Interstate Credit UnionInterstate Credit Union665 W Parker St, Baxley, GA 31513A+5.0 ★Texas Ratio: 2.66%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Loanunited.Com, LLCLoanunited.Com, LLCDuluth, GA, and Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ludowici, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ludowici are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ludowici, Georgia

Market share is the lender's share of all home loans closed in Ludowici, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Ludowici
131 E Cypress St, Ludowici, GA 31316
A+5.0 ★Texas Ratio: 5.18%
Conventional 38 4.8% 93% $107,631 View
1 office in Ludowici
60 W Cypress St, Ludowici, GA 31316
A+5.0 ★Texas Ratio: 4.72%
Conventional, VA, USDA, HELOC 3
+1 HELOCs
0.4% 75% $155,000 View
2839 Central Ave, Augusta, GA 30909
A+5.0 ★Texas Ratio: 0.93%
Conventional 4 0.5% 100% $102,500 View
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327
FHA, VA 3 0.4% 100% $291,666
665 W Parker St, Baxley, GA 31513
A+5.0 ★Texas Ratio: 2.66%
Conventional 2 0.3% 100% $70,000 View
★ 4 stars, 1 review
5895 Jeff Davis Ln Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 1.82%
Conventional, VA 2 0.3% 100% $405,000 View
4460 Cobb Parkway North Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.1% 100% $155,000 View
3334 Cobb Pkwy Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.1% 25% $155,000 View
Loanunited.Com, LLC
FHA, VA 19 2.4% 90.5% $329,736
Equity Prime Mortgage LLC
VA, USDA 7 0.9% 70% $276,428
Amerisave Mortgage Company
Conventional, FHA, VA 4 0.5% 50% $142,500
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.1% 100% $345,000 View
Credit Union Financial Services, LLC
Conventional 1 0.1% 100% $205,000
First Option Mortgage, LLC
Conventional 1 0.1% 100% $105,000
Milend, Inc
VA 1 0.1% 100% $335,000
Mortgage Research Center
VA, Jumbo 121 15.3% 83.6% $313,842
United Wholesale Mortgage
Conventional, FHA, VA, USDA 93 11.8% 88.6% $293,709
New American Funding, LLC.
Conventional, FHA, VA, USDA, HELOC 81
+1 HELOCs
10.2% 98.8% $269,320
Guild Mortgage Company
Conventional, FHA, VA, USDA 59 7.5% 100% $264,491
Vanderbilt Mortgage and Finance, Inc
Conventional, FHA, VA 43 5.4% 86.3% $303,372
Rocket Mortgage
Conventional, FHA, VA 34 4.3% 82.9% $265,294
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 33
+9 HELOCs
4.2% 75.6% $238,636
Freedom Mortgage Corporation
FHA, VA 28 3.5% 88.4% $265,357
Pennymac Loan Services LLC
Conventional, FHA, VA 18 2.3% 79.2% $285,555
Mortgage Solutions of Colorado
FHA, VA 17 2.1% 95.7% $271,470
Newrez LLC
Conventional, VA 16 2% 79.2% $271,875
Planet Home Lending, LLC
Conventional, FHA, VA 14 1.8% 100% $255,000
Village Capital & Investment
VA 9 1.1% 81% $321,666
Paramount Residential Mortgage
VA, USDA 8 1% 100% $263,750
Carrington Mortgage Services LLC
Conventional, FHA, VA 7 0.9% 58.3% $160,714
Movement Mortgage, LLC
Conventional, FHA, VA 6 0.8% 90% $231,666
Guaranteed Rate, Inc.
VA, USDA 5 0.6% 71.4% $291,000
CrossCountry Mortgage, LLC
Conventional, VA 5 0.6% 83.3% $253,000
loanDepot.com LLC
Conventional, FHA, VA 5 0.6% 85.7% $187,000
Towne Mortgage Company
FHA, VA, USDA 5 0.6% 100% $283,000
Fairway Independent Mort Corp
FHA, VA 5 0.6% 100% $269,000
A5.0 ★Texas Ratio: 9.09%
VA 5 0.6% 100% $319,000 View
Kind Lending, LLC
VA, USDA 4 0.5% 80% $422,500
A+5.0 ★Texas Ratio: 4.81%
VA 4 0.5% 100% $370,000 View
Primelending
Conventional, VA 3 0.4% 100% $325,000
Lakeview Loan Servicing, LLC
VA 3 0.4% 50% $375,000
Canopy Mortgage, LLC
Conventional, FHA, VA 3 0.4% 100% $181,666
A+5.0 ★Texas Ratio: 5.05%
VA 3 0.4% 100% $295,000 View
New Day Financial, LLC.
VA 3 0.4% 30% $281,666
21St Mortgage
Conventional 3 0.4% 27.3% $128,333
American Financial Resources LLC
VA 2 0.3% 100% $310,000
D3.3 ★Texas Ratio: 35.11%
VA 2 0.3% 100% $230,000 View
AdvantageFirst Lending Inc
FHA, VA 2 0.3% 100% $290,000
Cmg Mortgage Inc
VA 2 0.3% 100% $270,000
Click n' Close, Inc.
Conventional, FHA 2 0.3% 100% $145,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.3% 66.7% $250,000 View
Nations Lending Corporation
VA 2 0.3% 100% $290,000
Nationstar Mortgage
VA 2 0.3% 100% $330,000
Zillow Home Loans, LLC
VA 2 0.3% 100% $245,000
B+4.8 ★Texas Ratio: 16.98%
VA 2 0.3% 66.7% $350,000 View
Top Flite Financial, Inc.
FHA 2 0.3% 66.7% $175,000
Premier Mortgage Resources, LLC
FHA 1 0.1% 100% $305,000
Primary Residential Mortgage, INC.
FHA 1 0.1% 100% $345,000
Goodleap, LLC
VA 1 0.1% 100% $185,000
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0.1% 100% $65,000
Loansteady LLC
VA 1 0.1% 100% $305,000
PHH Mortgage Corporation
VA 1 0.1% 50% $375,000
Resicentral LLC
VA 1 0.1% 100% $285,000
Deephaven Mortgage LLC
Conventional 1 0.1% 100% $205,000
American Financial Network, Inc.
VA 1 0.1% 50% $375,000
AmWest Funding Corp
Conventional 1 0.1% 100% $335,000
First State Bank of St Charles
VA 1 0.1% 100% $325,000
AAFMAA Mortgage Services LLC
Conventional 1 0.1% 100% $105,000
Discover Bank
Conventional 1 0.1% 25% $55,000
Intercoastal Mortgage, LLC
VA 1 0.1% 100% $425,000
ClearPath Lending
VA 1 0.1% 100% $275,000
Union Home Mortgage Corp.
VA 1 0.1% 100% $395,000
Mid-Continent Funding, Inc.
VA 1 0.1% 100% $325,000
Greenbox Loans
Conventional, Jumbo 1 0.1% 100% $1,045,000
Nfm, Inc
VA 1 0.1% 100% $265,000
Cardinal Financial Company, Li
FHA 1 0.1% 100% $285,000
Servis One, Inc
VA 1 0.1% 100% $305,000
CityWorth Mortgage LLC
VA 1 0.1% 100% $325,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.1% 100% $345,000 View
The Mortgage Firm
VA 1 0.1% 100% $245,000
Saygo Home Loans, LLC
VA 1 0.1% 100% $335,000
Pentagon Federal Credit Union
FHA 1 0.1% 100% $275,000
A-5.0 ★Texas Ratio: 14.93%
VA 1 0.1% 100% $305,000 View
Nations Direct Mortgage, LLC
VA 1 0.1% 100% $105,000
A5.0 ★Texas Ratio: 8.47%
FHA 1 0.1% 100% $395,000 View
Prosperity Home Mortgage, LLC
Conventional 1 0.1% 33.3% $185,000
Mutual of Omaha Mortgage
VA 1 0.1% 100% $315,000
Veritas Funding, LLC
VA 1 0.1% 100% $305,000
Lower, LLC
Conventional 1 0.1% 100% $245,000
A+5.0 ★Texas Ratio: 2.14%
VA 1 0.1% 100% $345,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.1% 100% $145,000 View
Loan Simple, Inc.
FHA 1 0.1% 100% $225,000
Ark-La-Tex Financial Services LLC
VA 1 0.1% 100% $395,000
AgSouth Farm Credit
Conventional 1 0.1% 100% $85,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Ludowici, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Ludowici? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ludowici in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ludowici, GA

Use these to narrow the list above. Each category shows how many Ludowici, GA lenders fit and what that kind of lender is usually best for.

Who Lends in Ludowici, GA

Independent mortgage companies closed 85.6 percent of home loans in Ludowici, Georgia in 2025, banks 9.7 percent and credit unions 4.7 percent. Loanunited.Com, LLC was the largest mortgage company, Glennville Bank the largest bank and Interstate Credit Union the largest credit union. Among lenders headquartered in Georgia, Glennville Bank led with 38 loans.

85.6%
Mortgage companies
9.7%
Banks
4.7%
Credit unions
10%
FHA loans
71%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Ludowici, GA

Who is the largest mortgage lender in Ludowici, GA?

By home loans closed in 2025, Glennville Bank was the largest mortgage lender in Ludowici, Georgia with 38 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ludowici, GA have the highest approval rates?

Among lenders with meaningful volume in Ludowici, Georgia, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ludowici, GA mortgage lenders offer FHA, VA and USDA loans?

27 lenders closed FHA loans in Ludowici, Georgia in 2025, led by New American Funding, LLC. with 15. 66 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ludowici, GA lender list?

Yes. 22 banks and 4 credit unions closed home loans in Ludowici, Georgia in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ludowici, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ludowici, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ludowici, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ludowici. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.