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Home / Mortgage Lenders / Georgia / Lookout Mountain
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lookout Mountain, Georgia

Lookout Mountain, Georgia mortgage lenders include Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, Pinnacle BankPinnacle Bank2102 E Oglethorpe Blvd, Albany, GA 31705A+5.0 ★Texas Ratio: 3.04%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Citizens Bank & Trust, Inc.Citizens Bank & Trust, Inc.Trenton, GA, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lookout Mountain, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lookout Mountain are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lookout Mountain, Georgia

Market share is the lender's share of all home loans closed in Lookout Mountain, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
4590 Morningside Dr, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 3
+4 HELOCs
5.6% 75% $221,666 View
★ 1 stars, 1 review
3340 Cobb Pkwy Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+10 HELOCs
1.9% 100% $385,000 View
11575 Haynes Bridge Rd, Alpharetta, GA 30009
A+5.0 ★Texas Ratio: 1.24%
Conventional, Jumbo, HELOC 1
+1 HELOCs
1.9% 100% $955,000 View
301 W 4th St, Adel, GA 31620
A+5.0 ★Texas Ratio: 4.72%
Conventional 1 1.9% 100% $385,000 View
2101 Rosebrier Ave, Albany, GA 31705
A5.0 ★Texas Ratio: 7.35%
HELOC 0
+1 HELOCs
0% n/a View
2102 E Oglethorpe Blvd, Albany, GA 31705
A+5.0 ★Texas Ratio: 3.04%
HELOC 0
+1 HELOCs
0% n/a View
4460 Cobb Parkway North Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
400 17th St Nw, Atlanta, GA 30363
A5.0 ★Texas Ratio: 7.51%
HELOC 0
+1 HELOCs
0% n/a View
Citizens Bank & Trust, Inc.
Conventional 3 5.6% 100% $45,000
Rocket Mortgage
Conventional 6 11.1% 85.7% $155,000
Movement Mortgage, LLC
Conventional, Jumbo 4 7.4% 100% $847,500
Tennessee Valley Federal C U
Conventional, HELOC 3
+1 HELOCs
5.6% 100% $575,000
Cmg Mortgage Inc
Conventional, FHA 3 5.6% 100% $318,333
United Wholesale Mortgage
Conventional, VA 2 3.7% 66.7% $415,000
Primelending
Conventional 2 3.7% 100% $250,000
Pennymac Loan Services LLC
Conventional 2 3.7% 100% $330,000
A+5.0 ★Texas Ratio: 0.38%
Conventional 1 1.9% 100% $465,000 View
Sage Home Loans Corporation
Conventional 1 1.9% 100% $485,000
loanDepot.com LLC
FHA 1 1.9% 50% $155,000
Bank of Cleveland
Conventional 1 1.9% 100% $115,000
Intercoastal Mortgage, LLC
Conventional 1 1.9% 100% $805,000
Flat Branch Mortgage, Inc.
Conventional 1 1.9% 100% $475,000
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 1.9% 100% $545,000 View
Churchill Mortgage Corporation
Conventional 1 1.9% 100% $535,000
A+5.0 ★Texas Ratio: 1.74%
Conventional, Jumbo 1 1.9% 100% $2,005,000 View
Community Mortgage Corporation
Conventional 1 1.9% 100% $805,000
A5.0 ★Texas Ratio: 8.69%
Conventional 1 1.9% 100% $525,000 View
Mortgage Research Center
VA 1 1.9% 100% $315,000
Mission Loans, LLC
Conventional 1 1.9% 100% $355,000
Tjc Mortgage Inc
Conventional 1 1.9% 100% $215,000
Endeavor Capital, LLC
Conventional 1 1.9% 100% $265,000
The Loan Store, Inc
Conventional 1 1.9% 100% $405,000
Nations Direct Mortgage, LLC
FHA 1 1.9% 100% $225,000
Summit Funding.Inc
Conventional 1 1.9% 100% $165,000
New American Funding, LLC.
Conventional 1 1.9% 100% $155,000
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 1.9% 100% $505,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 1 1.9% 50% $2,205,000 View
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional, Jumbo 1 1.9% 100% $1,805,000 View
A5.0 ★Texas Ratio: 8.14%
Conventional 1 1.9% 100% $235,000
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lookout Mountain, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Lookout Mountain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lookout Mountain in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lookout Mountain, GA

Use these to narrow the list above. Each category shows how many Lookout Mountain, GA lenders fit and what that kind of lender is usually best for.

Who Lends in Lookout Mountain, GA

Independent mortgage companies closed 57.4 percent of home loans in Lookout Mountain, Georgia in 2025, banks 33.3 percent and credit unions 9.3 percent. Rocket Mortgage was the largest mortgage company, Regions Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Delta Community Credit Union led with 1 loans.

57.4%
Mortgage companies
33.3%
Banks
9.3%
Credit unions
6%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lookout Mountain, GA

Who is the largest mortgage lender in Lookout Mountain, GA?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Lookout Mountain, Georgia with 3 loans, about 5.6 percent of the market. The largest lender headquartered in Georgia was Delta Community Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lookout Mountain, GA mortgage lenders offer FHA, VA and USDA loans?

3 lenders closed FHA loans in Lookout Mountain, Georgia in 2025, led by Cmg Mortgage Inc with 1. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lookout Mountain, GA lender list?

Yes. 17 banks and 5 credit unions closed home loans in Lookout Mountain, Georgia in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lookout Mountain, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lookout Mountain, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lookout Mountain, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lookout Mountain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.