Mortgage Lenders and Brokers in Jefferson, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jefferson, Georgia mortgage lenders include Regions BankRegions Bank15 Lee St, Jefferson, GA 30549A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA135 Sycamore St, Jefferson, GA 30549A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association71 Memorial Dr, Jefferson, GA 30549A+5.0 ★Texas Ratio: 2.27%, United Bank VaUnited Bank Va1420 Winder Hwy, Jefferson, GA 30549A+5.0 ★Texas Ratio: 2.15%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.1775 Old Pendergrass Rd, Jefferson, GA 30549A+5.0 ★Texas Ratio: 0.06%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, and Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jefferson, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jefferson are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jefferson, Georgia
Market share is the lender's share of all home loans closed in Jefferson, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jefferson 15 Lee St, Jefferson, GA 30549 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 17 +5 HELOCs |
2.6% | 60.7% | $230,882 | View |
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1 office in Jefferson 135 Sycamore St, Jefferson, GA 30549 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.1% | 100% | $153,571 | View |
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★ 5 stars, 1 review 1 office in Jefferson 71 Memorial Dr, Jefferson, GA 30549 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, Jumbo, HELOC | 4 +9 HELOCs |
0.6% | 100% | $535,000 | View |
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1 office in Jefferson 1420 Winder Hwy, Jefferson, GA 30549 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $875,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, Jumbo, HELOC | 10 +1 HELOCs |
1.5% | 90.9% | $503,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 9 | 1.4% | 100% | $346,111 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA | 7 | 1.1% | 100% | $306,428 | |
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1775 Old Pendergrass Rd, Jefferson, GA 30549 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 5 | 0.8% | 100% | $313,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 0.6% | 100% | $342,500 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 4 | 0.6% | 100% | $475,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 3 +8 HELOCs |
0.5% | 100% | $555,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +7 HELOCs |
0.5% | 100% | $311,666 | View |
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1681 Old Pendergrass Rd, Jefferson, GA 30549 2718 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $71,666 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 3 | 0.5% | 75% | $91,666 | View |
Peoples Bank & Trust
1899 Buford Hwy, Buford, GA 30518 |
Conventional | 3 | 0.5% | 100% | $348,333 | |
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300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 3 | 0.5% | 100% | $361,666 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 100% | $170,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, USDA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $375,000 | |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 2 | 0.3% | 100% | $40,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 0.3% | 100% | $255,000 | View |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 2 | 0.3% | 100% | $790,000 | View |
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1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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948 Lee St, Jefferson, GA 30549 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Peach State Bank and Trust
1502 Friendship Rd, Braselton, GA 30517 |
Conventional | 1 | 0.2% | 100% | $405,000 | |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 50% | $315,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Acu
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Conventional, HELOC | 5 +3 HELOCs |
0.8% | 100% | $409,000 | |
Amerisave Mortgage Company
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Conventional | 5 | 0.8% | 54.5% | $127,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | View |
Credit Union Financial Services, LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Mortgage Assurance Inc
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FHA | 1 | 0.2% | 100% | $375,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $475,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 61 | 9.3% | 86.7% | $255,163 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 57 +2 HELOCs |
8.6% | 98.4% | $357,982 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA, HELOC | 33 +1 HELOCs |
5% | 64.7% | $316,818 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 31 | 4.7% | 93.9% | $355,645 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 24 +1 HELOCs |
3.6% | 100% | $324,583 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 23 | 3.5% | 85.2% | $280,217 | |
Everett Financial, Inc.
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Conventional, FHA | 16 | 2.4% | 94.1% | $301,875 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 14 | 2.1% | 83.3% | $393,571 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2% | 88.2% | $352,692 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 2% | 76.5% | $201,153 | |
Mortgage Research Center
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VA | 12 | 1.8% | 85.7% | $424,166 | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 10 | 1.5% | 83.3% | $392,000 | |
Inspire Home Loans Inc.
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Conventional, FHA | 8 | 1.2% | 100% | $381,250 | |
Acopia, LLC
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Conventional, FHA, VA | 8 | 1.2% | 100% | $351,250 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.2% | 88.9% | $330,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.1% | 100% | $340,714 | |
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A5.0 ★Texas Ratio: 7.12% |
Conventional | 7 | 1.1% | 100% | $312,142 | View |
Nationstar Mortgage
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Conventional | 7 | 1.1% | 100% | $123,571 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 6 | 0.9% | 75% | $506,666 | |
Provident Funding Associates
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Conventional | 6 | 0.9% | 100% | $398,333 | |
American Pacific Mortgage Corporation
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Conventional | 6 | 0.9% | 100% | $400,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
0.8% | 54.5% | $81,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 5 | 0.8% | 100% | $455,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 5 | 0.8% | 83.3% | $293,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 5 | 0.8% | 100% | $409,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +8 HELOCs |
0.6% | 50% | $115,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, USDA | 4 | 0.6% | 100% | $410,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.6% | 46.7% | $265,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.6% | 80% | $275,000 | |
Guaranty Mortgage Services, LLC
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Conventional, VA | 4 | 0.6% | 100% | $365,000 | |
Stockton Mortgage Corporation
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Conventional | 4 | 0.6% | 100% | $315,000 | |
Zillow Home Loans, LLC
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Conventional | 4 | 0.6% | 100% | $385,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 4 | 0.6% | 100% | $347,500 | View |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.6% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $458,333 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.5% | 100% | $345,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $261,666 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 0.5% | 100% | $371,666 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $371,666 | |
Summit Funding.Inc
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Conventional, FHA | 3 | 0.5% | 100% | $418,333 | |
Lower, LLC
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Conventional, FHA | 3 | 0.5% | 75% | $398,333 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 66.7% | $80,000 | View |
Goodleap, LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $250,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 66.7% | $140,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $330,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $200,000 | |
Guild Mortgage Company
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FHA, VA | 2 | 0.3% | 66.7% | $400,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $390,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
Nfm, Inc
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Conventional | 2 | 0.3% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 100% | $220,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.3% | 33.3% | $420,000 | View |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.3% | 50% | $390,000 | |
Prc Mortgage, LLC
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FHA | 2 | 0.3% | 100% | $460,000 | |
First Continental Mortgage, Ltd.
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FHA | 2 | 0.3% | 100% | $460,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.3% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $480,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $345,000 | |
Village Capital & Investment
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FHA | 2 | 0.3% | 71.4% | $325,000 | |
Bank Ozk
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Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $185,000 | |
Connexus Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | |
Digital Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.2% | 100% | $385,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Trailblazer Mortgage L.L.C.
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VA | 1 | 0.2% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.2% | 100% | $515,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Brighton Bank
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FHA | 1 | 0.2% | 100% | $355,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Shelter Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $75,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $265,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $365,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $355,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
Pentagon Federal Credit Union
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FHA | 1 | 0.2% | 100% | $425,000 | |
Sente Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Iserve Residential Lending
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FHA | 1 | 0.2% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $445,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 60% | $45,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Plaza Home Mortgage, Inc
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VA, Jumbo | 1 | 0.2% | 100% | $945,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Southern Energy Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jefferson Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jefferson, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Jefferson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jefferson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jefferson, GA
Use these to narrow the list above. Each category shows how many Jefferson, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Jefferson, GA
Independent mortgage companies closed 78.3 percent of home loans in Jefferson, Georgia in 2025, banks 17.8 percent and credit unions 3.9 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jefferson, GA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Jefferson, Georgia with 17 loans, about 2.6 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jefferson, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 98.4 percent, against a 85.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
63 lenders closed FHA loans in Jefferson, Georgia in 2025, led by United Wholesale Mortgage with 23. 32 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 18 credit unions closed home loans in Jefferson, Georgia in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jefferson, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jefferson, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jefferson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
