Mortgage Lenders and Brokers in Hoschton, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hoschton, Georgia mortgage lenders include Ameris BankAmeris Bank1907 Highway 211 Nw, Hoschton, GA 30548A+5.0 ★Texas Ratio: 1.82%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, and Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hoschton, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hoschton are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hoschton, Georgia
Market share is the lender's share of all home loans closed in Hoschton, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Hoschton 1907 Highway 211 Nw, Hoschton, GA 30548 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.8% | 87.5% | $296,428 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, VA | 9 | 1.8% | 100% | $420,555 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 3 | 0.6% | 100% | $278,333 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $335,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $505,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $155,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $210,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 2 | 0.4% | 100% | $190,000 | |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.4% | 100% | $275,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $35,000 | View |
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300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
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155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 50% | $635,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Assurance Inc
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Conventional | 3 | 0.6% | 100% | $371,666 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
First Intercontinental Bank
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Conventional | 1 | 0.2% | 100% | $295,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Acu
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Victory Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 81 | 16.2% | 91% | $454,382 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 37 | 7.4% | 100% | $460,405 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 36 | 7.2% | 80% | $405,277 | |
Guild Mortgage Company
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Conventional, FHA, VA | 33 | 6.6% | 94.3% | $276,212 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 5% | 100% | $376,600 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 24 | 4.8% | 82.8% | $343,750 | |
New American Funding, LLC.
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Conventional, FHA, USDA, HELOC | 22 +1 HELOCs |
4.4% | 95.7% | $341,818 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 3.8% | 83.3% | $302,368 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 14 | 2.8% | 100% | $340,714 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 2.6% | 72.2% | $315,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 1.8% | 100% | $413,888 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.6% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.6% | 100% | $305,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 1.4% | 87.5% | $406,428 | |
Everett Financial, Inc.
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Conventional, FHA | 6 | 1.2% | 100% | $310,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 1.2% | 75% | $316,666 | |
Republic State Mortgage Company
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Conventional, FHA | 5 | 1% | 100% | $465,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.8% | 100% | $415,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 0.8% | 100% | $217,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $341,666 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.6% | 66.7% | $421,666 | |
Sfmc, LP
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Conventional, FHA | 3 | 0.6% | 80% | $411,666 | |
Nationstar Mortgage
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FHA, VA | 3 | 0.6% | 80% | $391,666 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.6% | 100% | $331,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $75,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.4% | 100% | $325,000 | |
Sun West Mortgage Company, Inc
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VA | 2 | 0.4% | 100% | $405,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 66.7% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $395,000 | View |
Mortgage Research Center
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VA, Jumbo | 2 | 0.4% | 40% | $625,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $365,000 | |
Prc Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $430,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $565,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.4% | 100% | $395,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $575,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $295,000 | |
Cadence Bank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 50% | $345,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Affordable Mortgage Advisors
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VA | 1 | 0.2% | 50% | $785,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 50% | $805,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $505,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,125,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $65,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $445,000 | |
Gardner Financial Services
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Conventional | 1 | 0.2% | 100% | $445,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Acopia, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $415,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $395,000 | |
First Continental Mortgage, Ltd.
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FHA | 1 | 0.2% | 100% | $505,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Mortgage Investors Group
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FHA | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $455,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $485,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $335,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
River Bank & Trust
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D2.1 ★Texas Ratio: 14.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hoschton Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hoschton, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Hoschton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hoschton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hoschton, GA
Use these to narrow the list above. Each category shows how many Hoschton, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Hoschton, GA
Independent mortgage companies closed 88.2 percent of home loans in Hoschton, Georgia in 2025, banks 10 percent and credit unions 1.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hoschton, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Hoschton, Georgia with 14 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hoschton, Georgia, Victory Mortgage, LLC approved the highest share of completed applications in 2025 at 91 percent, against a 89.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Hoschton, Georgia in 2025, led by Victory Mortgage, LLC with 27. 25 lenders closed VA loans, led by Victory Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Hoschton, Georgia in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hoschton, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hoschton, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hoschton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
