Mortgage Lenders and Brokers in Homer, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Homer, Georgia mortgage lenders include Regions BankRegions Bank1287 Historic Homer Hwy, Homer, GA 30547A+5.0 ★Texas Ratio: 4.37%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, MyGeorgia Credit UnionMyGeorgia Credit Union448 Evans St, Homer, GA 30547A+5.0 ★Texas Ratio: 2.90%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Peoples Bank & TrustPeoples Bank & Trust1899 Buford Hwy, Buford, GA 30518, and Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Homer, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Homer are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Homer, Georgia
Market share is the lender's share of all home loans closed in Homer, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Homer 1287 Historic Homer Hwy, Homer, GA 30547 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 7 +3 HELOCs |
4% | 66.7% | $207,857 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, VA | 19 | 10.9% | 100% | $370,263 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 6 +10 HELOCs |
3.4% | 100% | $216,666 | View |
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448 Evans St, Homer, GA 30547 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $50,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 2 | 1.1% | 100% | $475,000 | |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.1% | 66.7% | $370,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 1.1% | 100% | $340,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
FHA | 2 | 1.1% | 66.7% | $305,000 | View |
Peoples Bank & Trust
1899 Buford Hwy, Buford, GA 30518 |
Conventional | 1 | 0.6% | 100% | $455,000 | |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $205,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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FHA, USDA | 6 | 3.4% | 100% | $271,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Acu
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Conventional | 1 | 0.6% | 100% | $205,000 | |
AgGeorgia Farm Credit
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Conventional | 1 | 0.6% | 100% | $305,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 18 | 10.3% | 78.3% | $222,222 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
6.9% | 100% | $255,833 | |
Primelending
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Conventional, FHA, VA | 12 | 6.9% | 100% | $301,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 4.6% | 100% | $300,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 4% | 100% | $249,285 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.9% | 71.4% | $321,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 2.9% | 100% | $239,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 5 | 2.9% | 100% | $357,000 | View |
21St Mortgage
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Conventional | 5 | 2.9% | 75% | $165,000 | |
Mortgage Research Center
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VA | 4 | 2.3% | 66.7% | $350,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.7% | 75% | $221,666 | |
Canopy Mortgage, LLC
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FHA, VA | 3 | 1.7% | 100% | $361,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $225,000 | |
Newrez LLC
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FHA, VA | 2 | 1.1% | 66.7% | $345,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 1.1% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $200,000 | |
Sente Mortgage, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $130,000 | |
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A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $435,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $405,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,405,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $105,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.6% | 100% | $505,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.6% | 100% | $235,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.6% | 100% | $525,000 | View |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.6% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Lower, LLC
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FHA | 1 | 0.6% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 25% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Homer Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Homer, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Homer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Homer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Homer, GA
Use these to narrow the list above. Each category shows how many Homer, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Homer, GA
Independent mortgage companies closed 55.7 percent of home loans in Homer, Georgia in 2025, banks 40.2 percent and credit unions 4 percent. Equity Prime Mortgage LLC was the largest mortgage company, Regions Bank the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, Capital City Home Loans, LLC led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Homer, GA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Homer, Georgia with 7 loans, about 4 percent of the market. The largest lender headquartered in Georgia was Capital City Home Loans, LLC with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Homer, Georgia in 2025, led by Capital City Home Loans, LLC with 11. 13 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 6 credit unions closed home loans in Homer, Georgia in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Homer, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Homer, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Homer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
