Grayson, Georgia mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1870 Grayson Hwy, Grayson, GA 30017A+5.0 ★Texas Ratio: 3.68%, Renasant BankRenasant Bank2100 Grayson Hwy, Grayson, GA 30017A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA1865 Grayson Hwy, Grayson, GA 30017A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1949 Rosebud Rd, Grayson, GA 30017A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2437 Loganville Hwy, Grayson, GA 30017A5.0 ★Texas Ratio: 7.35%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grayson, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grayson are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Grayson, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Grayson 1870 Grayson Hwy, Grayson, GA 30017 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 100% | $275,000 | View |
|
1 office in Grayson 2100 Grayson Hwy, Grayson, GA 30017 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.5% | 100% | $275,000 | View |
|
1 office in Grayson 1865 Grayson Hwy, Grayson, GA 30017 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $188,333 | View |
|
★ 1 stars, 1 review 1 office in Grayson 1949 Rosebud Rd, Grayson, GA 30017 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $505,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 9 | 1.6% | 100% | $263,888 | View |
|
3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 4 | 0.7% | 100% | $420,000 | View |
|
2437 Loganville Hwy, Grayson, GA 30017 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 3 +7 HELOCs |
0.5% | 42.9% | $161,666 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.5% | 100% | $195,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 3 | 0.5% | 100% | $328,333 | |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 3 | 0.5% | 100% | $375,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $315,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $390,000 | View |
|
155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $210,000 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.4% | 100% | $340,000 | View |
|
5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.4% | 100% | $390,000 | View |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $465,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $105,000 | View |
|
5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.2% | 100% | $355,000 | View |
|
1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
|
Conventional, FHA | 10 | 1.8% | 100% | $369,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.5% | 60% | $481,666 | |
Acu
|
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $50,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 2 | 0.4% | 100% | $470,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 100% | $475,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 11.1% | $95,000 | |
Mortgage Assurance Inc
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
First Intercontinental Bank
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 73 | 13.2% | 78.6% | $301,849 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 57 +1 HELOCs |
10.3% | 89.2% | $452,719 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 54 +1 HELOCs |
9.8% | 80.6% | $421,666 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA | 22 | 4% | 77.4% | $408,181 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 21 | 3.8% | 84% | $301,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 18 | 3.3% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 14 | 2.5% | 87.5% | $386,428 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 13 | 2.4% | 76.5% | $314,230 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 12 +11 HELOCs |
2.2% | 59.1% | $151,666 | |
Nationstar Mortgage
|
Conventional, FHA | 11 | 2% | 75% | $154,090 | |
Everett Financial, Inc.
|
Conventional, FHA, VA | 8 | 1.4% | 88.9% | $310,000 | |
Newrez LLC
|
Conventional, FHA, VA | 7 | 1.3% | 53.8% | $306,428 | |
Pennymac Loan Services LLC
|
FHA, VA | 6 | 1.1% | 72.7% | $370,000 | |
Mortgage Research Center
|
VA | 5 | 0.9% | 83.3% | $461,000 | |
Zillow Home Loans, LLC
|
Conventional, VA | 5 | 0.9% | 100% | $353,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 0.9% | 100% | $381,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA | 4 | 0.7% | 100% | $532,500 | |
General Mortgage Capital Corporation
|
Conventional | 4 | 0.7% | 100% | $362,500 | |
American Financing Corporation
|
Conventional, FHA, VA | 4 | 0.7% | 66.7% | $240,000 | |
Provident Funding Associates
|
Conventional | 4 | 0.7% | 100% | $430,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 4 | 0.7% | 66.7% | $450,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 0.7% | 100% | $400,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +4 HELOCs |
0.5% | 57.1% | $68,333 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $385,000 | |
American Financial Resources LLC
|
Conventional, VA | 3 | 0.5% | 100% | $298,333 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 0.5% | 100% | $311,666 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 0.5% | 100% | $231,666 | |
AmWest Funding Corp
|
Conventional | 3 | 0.5% | 100% | $425,000 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 3 | 0.5% | 100% | $468,333 | |
Nfm, Inc
|
Conventional, FHA | 3 | 0.5% | 100% | $321,666 | |
Uif Corporation
|
Conventional | 3 | 0.5% | 60% | $378,333 | |
Geo-Corp, Inc.
|
FHA | 3 | 0.5% | 100% | $408,333 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.5% | 100% | $345,000 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 0.5% | 100% | $368,333 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 3 | 0.5% | 100% | $428,333 | |
Pentagon Federal Credit Union
|
VA, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $395,000 | |
Panorama Mortgage Group, LLC
|
FHA | 2 | 0.4% | 100% | $500,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.4% | 57.1% | $420,000 | |
Canopy Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $460,000 | |
Orchard Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $390,000 | |
Fair Way Lending, LLC
|
Conventional | 2 | 0.4% | 100% | $350,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 2 | 0.4% | 100% | $430,000 | View |
Nqm Funding, LLC
|
Conventional | 2 | 0.4% | 100% | $310,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $245,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 0.4% | 66.7% | $460,000 | |
Summit Funding.Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $245,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $300,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.4% | 75% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $130,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.4% | 37.5% | $75,000 | |
Reliance First Capital, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $445,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.4% | 75% | $400,000 | |
Mission Loans, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 0.38% |
VA, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
Residential Wholesale Mortgage
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.2% | 100% | $445,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.2% | 100% | $445,000 | View |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.2% | 100% | $425,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $555,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $445,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
Princeton Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $265,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Sanctuary Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 10% | $175,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $395,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Midwest Mortgage Associates Corp
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
First Heritage Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $535,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $165,000 | View |
Geneva Financial LLC
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Embrace Home Loans, Inc.
|
VA | 1 | 0.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $415,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $305,000 | |
Saygo Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Acopia, LLC
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Ardri LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
Digital Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 50% | $445,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Lower, LLC
|
FHA | 1 | 0.2% | 33.3% | $485,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.2% | 100% | $455,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 50% | $425,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $555,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Cadence Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Grayson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grayson in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Grayson, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 84.1 percent of home loans in Grayson, Georgia in 2025, banks 10.5 percent and credit unions 5.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Grayson, Georgia with 5 loans, about 0.9 percent of the market. The largest lender headquartered in Georgia was Renasant Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Grayson, Georgia, loanDepot.com LLC approved the highest share of completed applications in 2025 at 89.2 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Grayson, Georgia in 2025, led by loanDepot.com LLC with 18. 28 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 13 credit unions closed home loans in Grayson, Georgia in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grayson, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grayson, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grayson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.