Mortgage Lenders and Brokers in Fort Valley, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fort Valley, Georgia mortgage lenders include Truist BankTruist Bank110 N Camellia Blvd, Fort Valley, GA 31030A+5.0 ★Texas Ratio: 2.87%, Sunmark Community BankSunmark Community Bank205 S Camellia Blvd, Fort Valley, GA 31030A+5.0 ★Texas Ratio: 0.22%, Robins Financial Credit UnionRobins Financial Credit Union960 Bluebird Blvd, Fort Valley, GA 31030A+5.0 ★Texas Ratio: 1.27%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Synovus BankSynovus Bank302 Vineville St, Fort Valley, GA 31030, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and The Citizens National Bank of QuitmanThe Citizens National Bank of Quitman100 East Stevens Street, Quitman, GA 31643A+5.0 ★Texas Ratio: 1.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fort Valley, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Valley are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fort Valley, Georgia
Market share is the lender's share of all home loans closed in Fort Valley, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Fort Valley 110 N Camellia Blvd, Fort Valley, GA 31030 A+5.0 ★Texas Ratio: 2.87% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $345,000 | View |
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205 S Camellia Blvd, Fort Valley, GA 31030 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 13 | 6.8% | 100% | $188,846 | View |
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960 Bluebird Blvd, Fort Valley, GA 31030 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 7 +22 HELOCs |
3.7% | 88.9% | $155,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA, VA | 3 | 1.6% | 100% | $248,333 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $165,000 | View |
Synovus Bank
302 Vineville St, Fort Valley, GA 31030 |
Conventional | 2 | 1.1% | 66.7% | $510,000 | |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA | 2 | 1.1% | 100% | $225,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $95,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.5% | 100% | $285,000 | |
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100 East Stevens Street, Quitman, GA 31643 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.5% | 50% | $375,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2.1% | 44.4% | $147,500 | |
Equity Prime Mortgage LLC
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FHA | 3 | 1.6% | 75% | $168,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 1.1% | 100% | $325,000 | View |
Morris Bank
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Conventional | 2 | 1.1% | 66.7% | $125,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 12.1% | 85.2% | $202,391 | |
Guild Mortgage Company
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Conventional, FHA, VA | 17 | 8.9% | 94.7% | $172,058 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 14 | 7.4% | 71.4% | $320,714 | |
Mortgage Research Center
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Conventional, VA | 11 | 5.8% | 68.8% | $215,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA | 10 | 5.3% | 100% | $193,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 5 | 2.6% | 100% | $191,000 | |
Cadence Bank
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Conventional, FHA, HELOC | 4 +4 HELOCs |
2.1% | 80% | $142,500 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 2.1% | 100% | $230,000 | |
American Financial Resources LLC
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FHA, VA, USDA | 3 | 1.6% | 75% | $251,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.6% | 60% | $218,333 | |
Inspire Home Loans Inc.
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FHA, USDA | 3 | 1.6% | 75% | $178,333 | |
Newrez LLC
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Conventional, FHA | 2 | 1.1% | 60% | $140,000 | |
ALCOVA Mortgage, LLC
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Conventional, VA | 2 | 1.1% | 100% | $440,000 | |
Kind Lending, LLC
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VA | 2 | 1.1% | 100% | $375,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 1.1% | 100% | $410,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 1.1% | 100% | $120,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 1.1% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 100% | $135,000 | |
21St Mortgage
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Conventional | 2 | 1.1% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Alameda Mortgage Corporation
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VA | 1 | 0.5% | 100% | $165,000 | |
Goodleap, LLC
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VA | 1 | 0.5% | 100% | $315,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $405,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.5% | 100% | $475,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.5% | 100% | $235,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 25% | $45,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.5% | 50% | $205,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 100% | $245,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.5% | 100% | $145,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.5% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 20% | $155,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
FHA | 1 | 0.5% | 50% | $195,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
Keystone Funding, Inc
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VA | 1 | 0.5% | 100% | $555,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.5% | 100% | $765,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Gmfs, LLC
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FHA | 1 | 0.5% | 100% | $75,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.5% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 100% | $145,000 | |
Texana Bank
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FHA | 1 | 0.5% | 100% | $195,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $255,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 66.7% | $445,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fort Valley Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fort Valley, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Fort Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fort Valley, GA
Use these to narrow the list above. Each category shows how many Fort Valley, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Fort Valley, GA
Independent mortgage companies closed 76.3 percent of home loans in Fort Valley, Georgia in 2025, banks 19.5 percent and credit unions 4.2 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Truist Bank the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Sunmark Community Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fort Valley, GA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Fort Valley, Georgia with 1 loans, about 0.5 percent of the market. The largest lender headquartered in Georgia was Sunmark Community Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Fort Valley, Georgia in 2025, led by Guild Mortgage Company with 7. 25 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Fort Valley, Georgia in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fort Valley, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Valley, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
