Fort Oglethorpe, Georgia mortgage lenders include FirstbankFirstbank3610 Battlefield Pkwy, Fort Oglethorpe, GA 30742A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank832 Battlefield Pkwy, Fort Oglethorpe, GA 30742A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA739 Battlefield Pkwy, Fort Oglethorpe, GA 30742A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank3040 Battlefield Pkwy, Fort Oglethorpe, GA 30742A+5.0 ★Texas Ratio: 2.87%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Pinnacle BankPinnacle Bank2102 E Oglethorpe Blvd, Albany, GA 31705A+5.0 ★Texas Ratio: 3.04%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, and First Financial Bank NAFirst Financial Bank NA2821 Chattanooga Valley Rd, Flintstone, GA 30725A+5.0 ★Texas Ratio: 4.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fort Oglethorpe, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Oglethorpe are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fort Oglethorpe, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Fort Oglethorpe 3610 Battlefield Pkwy, Fort Oglethorpe, GA 30742 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 21 +7 HELOCs |
3.8% | 100% | $244,523 | View |
|
1 office in Fort Oglethorpe 832 Battlefield Pkwy, Fort Oglethorpe, GA 30742 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 8 +14 HELOCs |
1.4% | 37.5% | $188,750 | View |
|
1 office in Fort Oglethorpe 739 Battlefield Pkwy, Fort Oglethorpe, GA 30742 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
★ 1 stars, 1 review 3040 Battlefield Pkwy, Fort Oglethorpe, GA 30742 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +5 HELOCs |
0.7% | 57.1% | $167,500 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 0.7% | 100% | $255,000 | View |
|
2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $190,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional | 2 | 0.4% | 100% | $145,000 | |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $225,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
USDA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $325,000 | View |
|
2821 Chattanooga Valley Rd, Flintstone, GA 30725 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 66.7% | $55,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 1 | 0.2% | 100% | $355,000 | |
|
100 Red Bud Rd Ne, Calhoun, GA 30701 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
|
Conventional | 4 | 0.7% | 33.3% | $72,500 | |
|
D2.1 ★Texas Ratio: 14.02% |
Conventional | 3 | 0.5% | 100% | $221,666 | View |
Loanunited.Com, LLC
|
VA | 2 | 0.4% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 50% | $255,000 | |
Mortgage Assurance Inc
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Milend, Inc
|
FHA | 1 | 0.2% | 33.3% | $245,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 61 | 11.1% | 80.8% | $181,557 | |
Tennessee Valley Federal C U
|
Conventional, VA, Jumbo, HELOC | 44 +13 HELOCs |
8% | 81.8% | $240,227 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
4.9% | 96.8% | $256,111 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, USDA | 26 | 4.7% | 96.7% | $271,538 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 24 +2 HELOCs |
4.3% | 96.7% | $284,166 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 24 | 4.3% | 88.9% | $277,083 | |
Summit Funding.Inc
|
Conventional, FHA, VA | 22 | 4% | 100% | $230,454 | |
Builtwell Bank
|
Conventional | 20 | 3.6% | 80% | $151,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 16 | 2.9% | 84.2% | $223,125 | |
Leaderone Financial Corp.
|
Conventional, FHA, VA | 15 | 2.7% | 88.2% | $196,333 | |
Mortgage Research Center
|
VA | 12 | 2.2% | 66.7% | $284,166 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 1.8% | 87.5% | $225,000 | |
21St Mortgage
|
Conventional | 10 | 1.8% | 45.5% | $49,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.4% | 57.1% | $223,750 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 8 | 1.4% | 100% | $252,500 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 7 | 1.3% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 6 | 1.1% | 100% | $300,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 5 | 0.9% | 100% | $293,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, USDA | 5 | 0.9% | 100% | $209,000 | |
Tjc Mortgage Inc
|
Conventional, FHA | 5 | 0.9% | 83.3% | $251,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 5 | 0.9% | 83.3% | $265,000 | |
Cadence Bank
|
Conventional, FHA, HELOC | 4 +4 HELOCs |
0.7% | 100% | $230,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
0.7% | 50% | $205,000 | |
Alameda Mortgage Corporation
|
Conventional, FHA | 4 | 0.7% | 100% | $317,500 | |
Primelending
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $277,500 | |
Newrez LLC
|
Conventional, VA | 4 | 0.7% | 45.5% | $297,500 | |
Discover Bank
|
Conventional | 4 | 0.7% | 62.5% | $65,000 | |
Mortgage Investors Group
|
Conventional, FHA | 4 | 0.7% | 57.1% | $235,000 | |
|
A+5.0 ★Texas Ratio: 1.74% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $391,666 | View |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 3 | 0.5% | 80% | $291,666 | View |
American Financial Resources LLC
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $185,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 0.5% | 100% | $145,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 3 | 0.5% | 60% | $201,666 | |
The Loan Store, Inc
|
Conventional, FHA | 3 | 0.5% | 100% | $275,000 | |
Spring Eq, LLC
|
Conventional | 3 | 0.5% | 57.1% | $38,333 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $180,000 | View |
SWBC Mortgage Corporation
|
FHA | 2 | 0.4% | 100% | $260,000 | |
|
A5.0 ★Texas Ratio: 8.01% |
Conventional | 2 | 0.4% | 100% | $320,000 | View |
Click n' Close, Inc.
|
FHA | 2 | 0.4% | 66.7% | $240,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.4% | 100% | $115,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.4% | 66.7% | $270,000 | View |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 0.4% | 100% | $210,000 | |
Community Mortgage Corporation
|
FHA | 2 | 0.4% | 100% | $260,000 | |
Stockton Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $205,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.4% | 66.7% | $140,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 66.7% | $295,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.4% | 12.5% | $170,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.4% | 75% | $290,000 | |
Village Capital & Investment
|
FHA | 2 | 0.4% | 75% | $260,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $355,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | |
EMM Loans LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
Residential Wholesale Mortgage
|
VA | 1 | 0.2% | 100% | $515,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 28.6% | $35,000 | |
|
A+5.0 ★Texas Ratio: 4.27% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Canopy Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Kind Lending, LLC
|
VA | 1 | 0.2% | 100% | $435,000 | |
Loansteady LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
TruHome Solutions, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 66.7% | $55,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $175,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $305,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 0.2% | 50% | $635,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.2% | 100% | $225,000 | |
|
★ 5 stars, 1 review A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.2% | 100% | $295,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Ross Mortgage Corporation
|
USDA | 1 | 0.2% | 100% | $255,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Flexpoint, Inc.
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Connexus Credit Union
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
Marlin Mortgage Capital, LLC
|
FHA | 1 | 0.2% | 100% | $175,000 | |
American Financing Corporation
|
FHA | 1 | 0.2% | 100% | $175,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
First Colony Mortgage Corporat
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Eastman Credit Union
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 16.7% | $425,000 | |
UNMB Home Loans Inc
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Suncoast Credit Union
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
T2 Financial LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
Chattanooga Area Schools Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $985,000 | View |
Gulf Coast Bank and Trust
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $495,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Chattanooga Federal Employees Credit Union
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Fairway Independent Mort Corp
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Christian Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Citizens National Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fort Oglethorpe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Oglethorpe in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fort Oglethorpe, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.1 percent of home loans in Fort Oglethorpe, Georgia in 2025, banks 19.9 percent and credit unions 10 percent. Amerisave Mortgage Company was the largest mortgage company, Firstbank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Firstbank was the largest mortgage lender in Fort Oglethorpe, Georgia with 21 loans, about 3.8 percent of the market. The largest lender headquartered in Georgia was Renasant Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fort Oglethorpe, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 80.8 percent, against a 79.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Fort Oglethorpe, Georgia in 2025, led by Cmg Mortgage Inc with 11. 28 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 12 credit unions closed home loans in Fort Oglethorpe, Georgia in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fort Oglethorpe, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Oglethorpe, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Oglethorpe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.