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Mortgage Lenders and Brokers in Fayetteville, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fayetteville, Georgia mortgage lenders include Ameris BankAmeris Bank1170 Highway 54 W, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA820 Glynn St S, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA219 Banks Sta, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank320 Lanier Ave W, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA830 Glynn St S, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1330 Highway 85 N, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.100 Beckett Ln, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 4.24%, The Southern Credit UnionThe Southern Credit Union430 Lanier Ave E, Fayetteville, GA 30214A5.0 ★Texas Ratio: 8.01%, United Community BankUnited Community Bank525 N Jeff Davis Dr, Fayetteville, GA 30214A+5.0 ★Texas Ratio: 2.97%, and Delta Community Credit UnionDelta Community Credit Union140 Highway 92 S, Fayetteville, GA 30215 5362A+5.0 ★Texas Ratio: 1.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fayetteville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fayetteville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fayetteville, Georgia

Market share is the lender's share of all home loans closed in Fayetteville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Fayetteville 1170 Highway 54 W, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	25 +5 HELOCs	2.9%	100%	$419,000	View
JPMorgan Chase Bank, NA 1 office in Fayetteville 820 Glynn St S, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	17 +2 HELOCs	1.9%	90%	$297,352	View
Bank of America NA 1 office in Fayetteville 219 Banks Sta, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +13 HELOCs	1%	100%	$415,000	View
Regions Bank 1 office in Fayetteville 320 Lanier Ave W, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	4 +4 HELOCs	0.5%	36.4%	$162,500	View
Wells Fargo Bank NA 2 offices in Fayetteville 830 Glynn St S, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	57.1%	$242,500	View
Truist Bank ★ 1 stars, 1 review 1 office in Fayetteville 1330 Highway 85 N, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +12 HELOCs	0.2%	66.7%	$330,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Fayetteville 100 Beckett Ln, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$365,000	View
The Southern Credit Union 430 Lanier Ave E, Fayetteville, GA 30214 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$135,000	View
United Community Bank 1 office in Fayetteville 525 N Jeff Davis Dr, Fayetteville, GA 30214 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +1 HELOCs	0%	0%		View
Delta Community Credit Union 140 Highway 92 S, Fayetteville, GA 30215 5362 A+5.0 ★Texas Ratio: 1.24%	Conventional, Jumbo, HELOC	22 +25 HELOCs	2.5%	61.1%	$302,727	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	11	1.3%	84.6%	$385,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA	5	0.6%	100%	$327,000
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	4	0.5%	100%	$440,000	View
Georgia'S Own Credit Union 131 Ginger Cake Rd, Fayetteville, GA 30214 1012 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	3 +9 HELOCs	0.3%	57.1%	$265,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	2 +8 HELOCs	0.2%	100%	$460,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +1 HELOCs	0.2%	40%	$405,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0.2%	100%	$345,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$525,000
United Bank Va 2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$355,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	FHA	1	0.1%	100%	$505,000	View
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	1	0.1%	100%	$255,000	View
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.1%	100%	$125,000	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$785,000	View
Exchange Bank 4306 Gray Hwy, Gray, GA 31032 A+5.0 ★Texas Ratio: 0.24%	Conventional	1	0.1%	100%	$345,000	View
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$335,000	View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA, HELOC	4 +1 HELOCs	0.5%	45.5%	$182,500
Equity Prime Mortgage LLC	FHA, VA	4	0.5%	80%	$485,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.2%	100%	$285,000	View
Loanunited.Com, LLC	FHA, VA	2	0.2%	66.7%	$305,000
Direct Lenders, LLC.	Conventional	1	0.1%	100%	$295,000
Mortgage Assurance Inc	Conventional	1	0.1%	100%	$205,000
Acu	Conventional	1	0.1%	50%	$85,000
First Intercontinental Bank	Conventional	1	0.1%	100%	$155,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$495,000
Milend, Inc	FHA	1	0.1%	33.3%	$315,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$215,000
Rocket Mortgage	Conventional, FHA, VA	104	11.9%	83.7%	$224,423
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	62 +3 HELOCs	7.1%	76.2%	$418,387
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	56	6.4%	60.2%	$498,392
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	30 +3 HELOCs	3.4%	79.5%	$251,666
Freedom Mortgage Corporation	Conventional, FHA, VA	26	3%	90%	$401,923
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	24 +20 HELOCs	2.8%	64.1%	$284,583
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	2.8%	100%	$382,916
Guild Mortgage Company	Conventional, FHA, VA	23	2.6%	92.9%	$555,000
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo, HELOC	19 +1 HELOCs	2.2%	100%	$390,263
Nationstar Mortgage	Conventional, FHA	18	2.1%	90.9%	$180,000
Pennymac Loan Services LLC	Conventional, FHA, VA	15	1.7%	75%	$231,666
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	14	1.6%	100%	$542,857
Fairway Independent Mort Corp	Conventional, FHA, VA	12	1.4%	100%	$404,166
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	11 +3 HELOCs	1.3%	86.7%	$504,090
Newrez LLC	Conventional, FHA, VA	11	1.3%	45.8%	$253,181
Mortgage Research Center	FHA, VA	11	1.3%	61.1%	$456,818
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	11	1.3%	100%	$403,181
New American Funding, LLC.	Conventional, FHA, VA, HELOC	8 +2 HELOCs	0.9%	80%	$365,000
Union Home Mortgage Corp.	Conventional, FHA, VA	7	0.8%	100%	$402,142
Zillow Home Loans, LLC	Conventional, FHA	7	0.8%	88.9%	$306,428
Spring Eq, LLC	Conventional, HELOC	5 +4 HELOCs	0.6%	45.5%	$93,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.6%	100%	$355,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	5	0.6%	100%	$451,000	View
Kind Lending, LLC	Conventional, FHA	5	0.6%	100%	$473,000
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo	5	0.6%	100%	$713,000
Discover Bank	Conventional	5	0.6%	25%	$63,000
Calcon Mutual Mortgage LLC	Conventional, FHA	5	0.6%	100%	$339,000
Nfm, Inc	Conventional, FHA	5	0.6%	100%	$315,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	5	0.6%	83.3%	$383,000	View
Carrington Mortgage Services LLC	Conventional, FHA	5	0.6%	42.9%	$245,000
Better Mortgage Corporation	Conventional, HELOC	4 +3 HELOCs	0.5%	57.1%	$420,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	4	0.5%	100%	$510,000
Canopy Mortgage, LLC	Conventional, FHA, VA	4	0.5%	100%	$397,500
Nbkc Bank	Conventional, VA	4	0.5%	100%	$287,500
AdvantageFirst Lending Inc	FHA, VA	4	0.5%	80%	$415,000
Success Mortgage Partners, Inc	Conventional	4	0.5%	100%	$450,000
New Day Financial, LLC.	VA	4	0.5%	57.1%	$417,500
Mutual of Omaha Mortgage	Conventional, FHA	4	0.5%	83.3%	$332,500
21St Mortgage	Conventional	4	0.5%	14.3%	$90,000
Village Capital & Investment	FHA, VA	4	0.5%	63.6%	$485,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$368,333	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, VA, Jumbo	3	0.3%	60%	$648,333	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo	3	0.3%	75%	$525,000	View
Sun West Mortgage Company, Inc	FHA, VA, Jumbo	3	0.3%	100%	$735,000
Securitynational Mortgage Company	Conventional, FHA	3	0.3%	100%	$215,000
Cardinal Financial Company, Li	Conventional, FHA	3	0.3%	75%	$541,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	50%	$465,000	View
Planet Home Lending, LLC	FHA	3	0.3%	80%	$428,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.3%	100%	$378,333	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	3	0.3%	100%	$308,333	View
Nations Direct Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$531,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	3	0.3%	50%	$415,000	View
Plaza Home Mortgage, Inc	Conventional, VA	3	0.3%	50%	$335,000
Top Flite Financial, Inc.	FHA, VA	3	0.3%	75%	$475,000
Cadence Bank	Conventional, FHA	2	0.2%	100%	$400,000
Alameda Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$350,000
American Financial Resources LLC	FHA, VA	2	0.2%	100%	$445,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.2%	100%	$475,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.2%	100%	$345,000
AmeriHome Mortgage Company, LLC	FHA	2	0.2%	100%	$420,000
Synergy One Lending, Inc.	Conventional, FHA	2	0.2%	100%	$230,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.2%	100%	$300,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	100%	$405,000	View
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	2	0.2%	100%	$290,000	View
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$365,000
American Financing Corporation	Conventional, FHA	2	0.2%	14.3%	$230,000
SIRVA Mortgage, Inc.	Conventional	2	0.2%	100%	$415,000
Mid-Continent Funding, Inc.	VA	2	0.2%	100%	$420,000
Atlantic Bay Mortgage Group	Conventional	2	0.2%	100%	$415,000
Churchill Mortgage Corporation	Conventional, VA	2	0.2%	75%	$350,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	2	0.2%	100%	$425,000	View
Acopia, LLC	Conventional, FHA	2	0.2%	100%	$235,000
Stockton Mortgage Corporation	Conventional	2	0.2%	100%	$355,000
Summit Funding.Inc	FHA	2	0.2%	100%	$450,000
Lower, LLC	Conventional, VA	2	0.2%	66.7%	$420,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0.2%	100%	$245,000	View
Paramount Residential Mortgage	FHA, VA	2	0.2%	100%	$465,000
The Loan Store, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$275,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$225,000	View
HomeBridge Financial Services, Inc	VA, HELOC	1 +1 HELOCs	0.1%	33.3%	$295,000
Southern Bank of Tennessee	Conventional	1	0.1%	100%	$405,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$275,000
Lakeview Loan Servicing, LLC	FHA	1	0.1%	27.3%	$145,000
Sage Home Loans Corporation	Conventional	1	0.1%	50%	$465,000
Skyone Federal Credit Union	Conventional	1	0.1%	100%	$255,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$245,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$765,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$325,000
Triad Financial Services, Inc.	Conventional	1	0.1%	10%	$65,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$405,000
United Trust Bank	FHA	1	0.1%	100%	$215,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$385,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	50%	$95,000
American Financial Network, Inc.	FHA	1	0.1%	50%	$685,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$265,000
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$355,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$465,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$425,000	View
Sanctuary Home Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Valley West Corporation	FHA	1	0.1%	100%	$355,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$265,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	25%	$345,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$275,000	View
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$335,000
Bay Equity LLC	Conventional	1	0.1%	100%	$405,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$335,000
Weichert Financial Services	Conventional	1	0.1%	100%	$95,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$325,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Guardian Savings Bank A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$255,000	View
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$225,000
Shoreham Bank	FHA	1	0.1%	100%	$15,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$745,000	View
Truliant Federal Credit Union	Conventional	1	0.1%	100%	$215,000
T2 Financial LLC	FHA	1	0.1%	100%	$315,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$455,000	View
Gardner Financial Services	Conventional	1	0.1%	100%	$215,000
Geneva Financial LLC	FHA	1	0.1%	100%	$405,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$435,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$355,000	View
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$205,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$405,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$375,000	View
Tjc Mortgage Inc	FHA	1	0.1%	100%	$325,000
Iserve Residential Lending	FHA	1	0.1%	100%	$445,000
V.I.P. Mortgage, Inc.	VA	1	0.1%	100%	$425,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$275,000
Ussfcu	Conventional	1	0.1%	100%	$125,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$205,000
VyStar Credit Union	Conventional	1	0.1%	50%	$115,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	20%	$465,000
Reliance First Capital, LLC	VA	1	0.1%	100%	$435,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$245,000
Pentagon Federal Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
PFN Lending Group, Inc.	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Credit Union 1	HELOC	0 +1 HELOCs	0%	n/a
Southern Energy Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Fayetteville Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fayetteville, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Fayetteville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fayetteville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fayetteville, GA

Use these to narrow the list above. Each category shows how many Fayetteville, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 118 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 48 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 73 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 10 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 23 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Fayetteville, GA

Independent mortgage companies closed 76.8 percent of home loans in Fayetteville, Georgia in 2025, banks 15.7 percent and credit unions 7.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and The Southern Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 25 loans.

76.8%

Mortgage companies

15.7%

Banks

7.5%

Credit unions

23%

FHA loans

18%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Fayetteville, GA

Who is the largest mortgage lender in Fayetteville, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Fayetteville, Georgia with 25 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fayetteville, GA have the highest approval rates?

Among lenders with meaningful volume in Fayetteville, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.7 percent, against a 74.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fayetteville, GA mortgage lenders offer FHA, VA and USDA loans?

73 lenders closed FHA loans in Fayetteville, Georgia in 2025, led by United Wholesale Mortgage with 25. 52 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fayetteville, GA lender list?

Yes. 48 banks and 24 credit unions closed home loans in Fayetteville, Georgia in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fayetteville, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fayetteville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fayetteville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fayetteville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.