Mortgage Lenders and Brokers in Fairplay, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairplay, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and Servisfirst BankServisfirst Bank300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairplay, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairplay are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairplay, Georgia
Market share is the lender's share of all home loans closed in Fairplay, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 9 | 3.2% | 100% | $611,666 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +2 HELOCs |
1.4% | 83.3% | $200,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $141,666 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $335,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 75% | $361,666 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 3 | 1.1% | 100% | $498,333 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.7% | 100% | $185,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 2 | 0.7% | 100% | $95,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 2 | 0.7% | 100% | $430,000 | View |
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300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
FHA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $295,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 25% | $155,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Credit Union Financial Services, LLC
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Conventional | 2 | 0.7% | 100% | $190,000 | |
Direct Lenders, LLC.
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VA | 2 | 0.7% | 100% | $470,000 | |
Acu
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $555,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 14.3% | $45,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 17.3% | 77.4% | $271,875 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 9.4% | 81.2% | $395,384 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 3.6% | 90.9% | $229,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 10 | 3.6% | 100% | $339,000 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 2.5% | 88.9% | $215,000 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.2% | 70% | $465,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.2% | 85.7% | $343,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 2.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.8% | 71.4% | $251,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 1.8% | 100% | $463,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.4% | 80% | $72,500 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 1.4% | 100% | $317,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.4% | 100% | $375,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.4% | 100% | $377,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 4 | 1.4% | 100% | $267,500 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 4 | 1.4% | 100% | $472,500 | |
Liberty Federal Credit Union
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Conventional, FHA | 3 | 1.1% | 100% | $425,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.1% | 42.9% | $61,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 1.1% | 100% | $488,333 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 3 | 1.1% | 75% | $465,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.1% | 100% | $178,333 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 3 | 1.1% | 100% | $345,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 3 | 1.1% | 75% | $358,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.1% | 75% | $188,333 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $85,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $365,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 0.7% | 50% | $525,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 2 | 0.7% | 100% | $510,000 | View |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional, FHA | 2 | 0.7% | 100% | $380,000 | View |
Discover Bank
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Conventional | 2 | 0.7% | 66.7% | $80,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $355,000 | |
Weichert Financial Services
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Conventional, FHA | 2 | 0.7% | 100% | $600,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.7% | 66.7% | $365,000 | View |
Mortgage Research Center
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Conventional, VA | 2 | 0.7% | 25% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 100% | $385,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $525,000 | |
Better Mortgage Corporation
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.4% | 100% | $745,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.4% | 100% | $295,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 50% | $425,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Princeton Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $355,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.4% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.4% | 100% | $505,000 | View |
American Financing Corporation
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FHA | 1 | 0.4% | 50% | $255,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $215,000 | |
Truliant Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $25,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Gulf Winds Credit Union
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $725,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.4% | 100% | $425,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 50% | $745,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.05% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fairplay Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairplay, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Fairplay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairplay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairplay, GA
Use these to narrow the list above. Each category shows how many Fairplay, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Fairplay, GA
Independent mortgage companies closed 75.8 percent of home loans in Fairplay, Georgia in 2025, banks 16.6 percent and credit unions 7.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairplay, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Fairplay, Georgia with 9 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Fairplay, Georgia in 2025, led by United Wholesale Mortgage with 13. 23 lenders closed VA loans, led by Ameris Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 14 credit unions closed home loans in Fairplay, Georgia in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairplay, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairplay, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairplay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
