Mortgage Lenders and Brokers in Ephesus, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ephesus, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, United BankUnited Bank2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.3402 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.24%, and Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ephesus, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ephesus are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ephesus, Georgia
Market share is the lender's share of all home loans closed in Ephesus, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 4 | 4.3% | 66.7% | $337,500 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 3 | 3.2% | 100% | $541,666 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 2.1% | 66.7% | $195,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 1.1% | 100% | $925,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 1.1% | 100% | $265,000 | |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 1.1% | 100% | $615,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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VA | 1 | 1.1% | 100% | $785,000 | |
Loanunited.Com, LLC
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VA | 1 | 1.1% | 100% | $525,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 50% | $175,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 12.8% | 92.3% | $163,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 11.7% | 91.7% | $362,272 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 11 | 11.7% | 91.7% | $320,454 | View |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 6 | 6.4% | 100% | $260,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 4.3% | 100% | $290,000 | |
21St Mortgage
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Conventional | 4 | 4.3% | 100% | $145,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional, USDA | 3 | 3.2% | 100% | $378,333 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 2.1% | 100% | $130,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 2.1% | 100% | $530,000 | |
Bank Ozk
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Conventional, HELOC | 1 +2 HELOCs |
1.1% | 50% | $115,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.1% | 100% | $235,000 | |
Goodleap, LLC
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FHA | 1 | 1.1% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.1% | 100% | $235,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $95,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $485,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Guild Mortgage Company
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FHA | 1 | 1.1% | 100% | $355,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $455,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.1% | 100% | $205,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.1% | 100% | $205,000 | |
Geneva Financial LLC
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USDA | 1 | 1.1% | 100% | $285,000 | |
Cardinal Financial Company, Li
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VA | 1 | 1.1% | 50% | $425,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $135,000 | |
Nations Lending Corporation
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FHA | 1 | 1.1% | 100% | $335,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Endeavor Capital, LLC
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FHA | 1 | 1.1% | 100% | $305,000 | |
Lower, LLC
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Conventional | 1 | 1.1% | 100% | $265,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.1% | 100% | $305,000 | |
Alabama ONE Credit Union
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Conventional | 1 | 1.1% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.1% | 66.7% | $45,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Liberty Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ephesus Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ephesus, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Ephesus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ephesus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ephesus, GA
Use these to narrow the list above. Each category shows how many Ephesus, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Ephesus, GA
Independent mortgage companies closed 69.1 percent of home loans in Ephesus, Georgia in 2025, banks 29.8 percent and credit unions 1.1 percent. Equity Prime Mortgage LLC was the largest mortgage company, United Community Bank the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Georgia, Colony Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ephesus, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Ephesus, Georgia with 4 loans, about 4.3 percent of the market. The largest lender headquartered in Georgia was Colony Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Ephesus, Georgia in 2025, led by Magnolia Bank with 4. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Ephesus, Georgia in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ephesus, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ephesus, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ephesus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
