Mortgage Lenders and Brokers in Emerson, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Emerson, Georgia mortgage lenders include LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%, and Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Emerson, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Emerson are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Emerson, Georgia
Market share is the lender's share of all home loans closed in Emerson, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 6 | 2.5% | 100% | $368,333 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 5 | 2.1% | 100% | $451,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 4 | 1.6% | 100% | $532,500 | |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $495,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.8% | 100% | $175,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $355,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.4% | 100% | $845,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Milend, Inc
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FHA | 3 | 1.2% | 100% | $191,666 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $355,000 | |
Direct Lenders, LLC.
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.4% | 100% | $155,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 75 | 30.9% | 92.6% | $375,666 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA | 20 | 8.2% | 100% | $279,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 16 +2 HELOCs |
6.6% | 85% | $374,375 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 11 | 4.5% | 80% | $467,727 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 6 | 2.5% | 85.7% | $416,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.5% | 85.7% | $426,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.6% | 100% | $395,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.6% | 100% | $485,000 | |
SWBC Mortgage Corporation
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Conventional | 3 | 1.2% | 100% | $425,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA, Jumbo | 3 | 1.2% | 100% | $535,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.2% | 75% | $575,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional | 3 | 1.2% | 100% | $408,333 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.2% | 100% | $81,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $130,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.8% | 100% | $255,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.8% | 100% | $575,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $330,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $295,000 | |
loanDepot.com LLC
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FHA, VA | 2 | 0.8% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.8% | 100% | $415,000 | View |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $420,000 | |
Nationstar Mortgage
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FHA, VA | 2 | 0.8% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.8% | 100% | $285,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,055,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.8% | 100% | $280,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 66.7% | $490,000 | |
Village Capital & Investment
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VA | 2 | 0.8% | 100% | $350,000 | |
Family Savings Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 50% | $415,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $145,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $425,000 | |
AAFMAA Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $75,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.4% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 50% | $465,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 33.3% | $145,000 | View |
Lower, LLC
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VA | 1 | 0.4% | 100% | $435,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Emerson Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Emerson, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Emerson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Emerson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Emerson, GA
Use these to narrow the list above. Each category shows how many Emerson, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Emerson, GA
Independent mortgage companies closed 83.1 percent of home loans in Emerson, Georgia in 2025, banks 12.3 percent and credit unions 4.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, LGE Community Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Emerson, GA
By home loans closed in 2025, LGE Community Credit Union was the largest mortgage lender in Emerson, Georgia with 6 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Emerson, Georgia, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 92.6 percent, against a 91.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Emerson, Georgia in 2025, led by DHI Mortgage Company, LTD. with 34. 14 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 10 credit unions closed home loans in Emerson, Georgia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Emerson, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Emerson, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Emerson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
