Mortgage Lenders and Brokers in Ellijay, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ellijay, Georgia mortgage lenders include United Community BankUnited Community Bank558 Industrial Blvd, Ellijay, GA 30540A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank187 S Main St, Ellijay, GA 30540A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Community Bank of Pickens CountyCommunity Bank of Pickens County15 Sammy Mcghee Blvd, Jasper, GA 30143A+5.0 ★Texas Ratio: 1.43%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, and LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ellijay, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ellijay are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ellijay, Georgia
Market share is the lender's share of all home loans closed in Ellijay, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ellijay 558 Industrial Blvd, Ellijay, GA 30540 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, Jumbo, HELOC | 38 +76 HELOCs |
8% | 82.6% | $292,894 | View |
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1 office in Ellijay 187 S Main St, Ellijay, GA 30540 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, Jumbo, HELOC | 9 +3 HELOCs |
1.9% | 71.4% | $515,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +9 HELOCs |
1.7% | 80% | $451,250 | View |
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15 Sammy Mcghee Blvd, Jasper, GA 30143 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 7 | 1.5% | 100% | $239,285 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 6 | 1.3% | 100% | $405,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA | 5 | 1.1% | 100% | $445,000 | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 5 | 1.1% | 100% | $353,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA, USDA | 4 | 0.8% | 100% | $370,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 0.8% | 100% | $462,500 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 4 | 0.8% | 80% | $287,500 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $151,666 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $238,333 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, VA | 3 | 0.6% | 100% | $391,666 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 3 | 0.6% | 100% | $408,333 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $375,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $315,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Peach State Bank and Trust
1502 Friendship Rd, Braselton, GA 30517 |
Conventional | 1 | 0.2% | 100% | $555,000 | |
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★ 5 stars, 1 review 501 W 12th St, Alma, GA 31510 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 33.3% | $65,000 | |
Acu
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Conventional | 2 | 0.4% | 100% | $195,000 | |
BoxCar Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $745,000 | |
Credit Union Financial Services, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
First Option Mortgage, LLC
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VA | 1 | 0.2% | 100% | $425,000 | |
Milend, Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 10.9% | 80% | $269,423 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 38 | 8% | 78% | $332,894 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +1 HELOCs |
3.2% | 78.9% | $285,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, VA | 14 | 2.9% | 51.9% | $293,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 2.3% | 92.3% | $255,000 | |
Towne Mortgage Company
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Conventional, FHA | 11 | 2.3% | 100% | $380,454 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, VA | 8 | 1.7% | 100% | $400,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.7% | 88.9% | $342,500 | |
Everett Financial, Inc.
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Conventional | 7 | 1.5% | 100% | $429,285 | |
Mortgage Research Center
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Conventional, FHA, VA | 7 | 1.5% | 77.8% | $442,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.3% | 100% | $383,333 | |
Movement Mortgage, LLC
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Conventional, VA | 6 | 1.3% | 100% | $415,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.3% | 85.7% | $388,333 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 1.1% | 71.4% | $481,000 | |
Success Mortgage Partners, Inc
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Conventional, VA | 5 | 1.1% | 62.5% | $323,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $379,000 | |
Liberty Federal Credit Union
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Conventional, HELOC | 4 +2 HELOCs |
0.8% | 100% | $400,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.8% | 100% | $272,500 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.8% | 100% | $400,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 4 | 0.8% | 57.1% | $822,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 0.8% | 83.3% | $292,500 | |
Planet Home Lending, LLC
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FHA | 4 | 0.8% | 100% | $180,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.8% | 50% | $192,500 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 0.8% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.8% | 100% | $355,000 | |
Lower, LLC
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Conventional, FHA | 4 | 0.8% | 80% | $275,000 | |
Bank Ozk
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Conventional, HELOC | 3 +9 HELOCs |
0.6% | 42.9% | $321,666 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 100% | $591,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.6% | 42.9% | $248,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 0.6% | 100% | $388,333 | |
Homeowners Financial Group, LLC
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Conventional | 3 | 0.6% | 100% | $275,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.6% | 100% | $661,666 | View |
21St Mortgage
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Conventional | 3 | 0.6% | 33.3% | $105,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 60% | $80,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $210,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.4% | 100% | $455,000 | |
AmeriHome Mortgage Company, LLC
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VA | 2 | 0.4% | 66.7% | $255,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 33.3% | $65,000 | |
Calcon Mutual Mortgage LLC
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FHA | 2 | 0.4% | 100% | $180,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 66.7% | $395,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.4% | 100% | $220,000 | View |
Sente Mortgage, Inc.
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FHA, VA | 2 | 0.4% | 100% | $330,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $110,000 | |
VyStar Credit Union
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Conventional, Jumbo | 2 | 0.4% | 66.7% | $670,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.4% | 100% | $325,000 | View |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $340,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 50% | $165,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.4% | 100% | $375,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $535,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 18.2% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $355,000 | |
Onward Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Sanctuary Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 50% | $315,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Truliant Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $555,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Community Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
The Mortgage Firm
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.11% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Grow Financial Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Peoples Bank of East Tennessee
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.2% | 100% | $445,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $395,000 | |
Keystone Funding, Inc
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VA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
The Mortgage Link, Inc.
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FHA | 1 | 0.2% | 100% | $405,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ellijay Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ellijay, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Ellijay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ellijay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ellijay, GA
Use these to narrow the list above. Each category shows how many Ellijay, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Ellijay, GA
Independent mortgage companies closed 62.7 percent of home loans in Ellijay, Georgia in 2025, banks 29.1 percent and credit unions 8.2 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Community Bank of Pickens County led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ellijay, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Ellijay, Georgia with 38 loans, about 8 percent of the market. The largest lender headquartered in Georgia was Community Bank of Pickens County with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ellijay, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 80 percent, against a 80.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Ellijay, Georgia in 2025, led by Rocket Mortgage with 6. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 17 credit unions closed home loans in Ellijay, Georgia in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ellijay, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ellijay, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ellijay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
