Mortgage Lenders and Brokers in Cuthbert, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cuthbert, Georgia mortgage lenders include Bank of DawsonBank of Dawson209 N Main St, Dawson, GA 39842A+5.0 ★Texas Ratio: 0.86%, Flint Community BankFlint Community Bank2910 Meredyth Dr, Albany, GA 31721B+4.7 ★Texas Ratio: 18.53%, Georgia Community BankGeorgia Community Bank704 N Westover Blvd, Albany, GA 31707A5.0 ★Texas Ratio: 6.55%, Peoplessouth BankPeoplessouth Bank701 N Westover Blvd, Albany, GA 31707B+4.5 ★Texas Ratio: 11.31%, First State Bank of BlakelyFirst State Bank of Blakely2101 N Slappey Blvd, Albany, GA 31701, First National Bank of DecaturFirst National Bank of Decatur819 E Shotwell St, Bainbridge, GA 39819A-4.3 ★Texas Ratio: 5.54%, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Nationstar Mortgage, Mortgage Research Center, and Vanderbilt Mortgage and Finance, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cuthbert, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cuthbert are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cuthbert, Georgia
Market share is the lender's share of all home loans closed in Cuthbert, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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209 N Main St, Dawson, GA 39842 A+5.0 ★Texas Ratio: 0.86% |
Conventional | 3 | 10.3% | 100% | $31,666 | View |
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2910 Meredyth Dr, Albany, GA 31721 B+4.7 ★Texas Ratio: 18.53% |
Conventional | 2 | 6.9% | 100% | $135,000 | View |
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704 N Westover Blvd, Albany, GA 31707 A5.0 ★Texas Ratio: 6.55% |
Conventional | 2 | 6.9% | 100% | $25,000 | View |
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701 N Westover Blvd, Albany, GA 31707 B+4.5 ★Texas Ratio: 11.31% |
Conventional | 1 | 3.4% | 100% | $115,000 | View |
First State Bank of Blakely
2101 N Slappey Blvd, Albany, GA 31701 |
Conventional | 1 | 3.4% | 100% | $25,000 | |
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819 E Shotwell St, Bainbridge, GA 39819 A-4.3 ★Texas Ratio: 5.54% |
Conventional | 1 | 3.4% | 100% | $115,000 | View |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 3.4% | 100% | $195,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 6.9% | 100% | $210,000 | |
Mortgage Research Center
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VA | 2 | 6.9% | 66.7% | $170,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 6.9% | 25% | $125,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 3.4% | 100% | $45,000 | |
Rocket Mortgage
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FHA | 1 | 3.4% | 50% | $135,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 3.4% | 100% | $235,000 | |
loanDepot.com LLC
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Conventional | 1 | 3.4% | 50% | $75,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 3.4% | 100% | $235,000 | |
Geneva Financial LLC
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FHA | 1 | 3.4% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 3.4% | 100% | $95,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 3.4% | 100% | $105,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 3.4% | 100% | $155,000 | |
Gmfs, LLC
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FHA | 1 | 3.4% | 100% | $85,000 | |
21St Mortgage
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Conventional | 1 | 3.4% | 16.7% | $75,000 | |
Five Star Credit Union
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Conventional | 1 | 3.4% | 25% | $45,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cuthbert Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cuthbert, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cuthbert? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cuthbert in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cuthbert, GA
Use these to narrow the list above. Each category shows how many Cuthbert, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cuthbert, GA
Independent mortgage companies closed 55.2 percent of home loans in Cuthbert, Georgia in 2025, banks 37.9 percent and credit unions 6.9 percent. Nationstar Mortgage was the largest mortgage company, Bank of Dawson the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Bank of Dawson led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cuthbert, GA
By home loans closed in 2025, Bank of Dawson was the largest mortgage lender in Cuthbert, Georgia with 3 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Cuthbert, Georgia in 2025, led by Nationstar Mortgage with 1. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 3 credit unions closed home loans in Cuthbert, Georgia in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cuthbert, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cuthbert, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cuthbert. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
