Mortgage Lenders and Brokers in Cornelia, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cornelia, Georgia mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association282 Historical Highway 441 North, Cornelia, GA 30531A+5.0 ★Texas Ratio: 2.27%, Pinnacle BankPinnacle Bank218 Carpenters Cove Ln, Cornelia, GA 30531A+5.0 ★Texas Ratio: 3.22%, United Community BankUnited Community Bank1472 441 By Pass, Cornelia, GA 30531A+5.0 ★Texas Ratio: 2.97%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, MyGeorgia Credit UnionMyGeorgia Credit Union205 Collins Industrial Blvd, Athens, GA 30601A+5.0 ★Texas Ratio: 2.90%, and Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cornelia, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cornelia are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cornelia, Georgia
Market share is the lender's share of all home loans closed in Cornelia, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 2 offices in Cornelia 282 Historical Highway 441 North, Cornelia, GA 30531 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 5 +12 HELOCs |
2.5% | 71.4% | $231,000 | View |
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1 office in Cornelia 218 Carpenters Cove Ln, Cornelia, GA 30531 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 4 | 2% | 66.7% | $160,000 | View |
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1 office in Cornelia 1472 441 By Pass, Cornelia, GA 30531 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 3 +7 HELOCs |
1.5% | 42.9% | $305,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 8 | 4% | 100% | $247,500 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 3% | 85.7% | $243,333 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 2 | 1% | 100% | $195,000 | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA | 2 | 1% | 100% | $270,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 66.7% | $75,000 | View |
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205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 33.3% | $65,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | View |
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221 Highway 76 E, Clayton, GA 30525 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
VA | 1 | 0.5% | 100% | $285,000 | View |
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255 N Main St, Cornelia, GA 30531 2123 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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665 Historic 441 Hwy, Cornelia, GA 30531 5726 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
Acu
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Conventional | 1 | 0.5% | 100% | $35,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 10.6% | 91.7% | $269,761 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 8.6% | 65.4% | $205,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 12 | 6.1% | 92.3% | $270,833 | |
Homeowners Financial Group, LLC
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Conventional, FHA, USDA | 10 | 5.1% | 100% | $258,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 8 | 4% | 100% | $180,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 3.5% | 100% | $302,142 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 6 | 3% | 85.7% | $226,666 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.5% | 100% | $297,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.5% | 55.6% | $193,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 2.5% | 100% | $315,000 | View |
Mortgage Research Center
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VA | 5 | 2.5% | 45.5% | $319,000 | |
Newrez LLC
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Conventional, FHA, USDA | 4 | 2% | 100% | $150,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.5% | 100% | $331,666 | |
Acopia, LLC
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Conventional | 3 | 1.5% | 100% | $295,000 | |
New American Funding, LLC.
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Conventional | 3 | 1.5% | 60% | $65,000 | |
Lower, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1% | 100% | $410,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1% | 66.7% | $155,000 | |
Everett Financial, Inc.
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Conventional | 2 | 1% | 100% | $300,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 1% | 100% | $320,000 | View |
Cardinal Financial Company, Li
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FHA | 2 | 1% | 100% | $360,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $140,000 | |
Sente Mortgage, Inc.
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Conventional, FHA | 2 | 1% | 100% | $240,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 1% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $295,000 | |
Onward Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
VanDyk Mortgage Corporation
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VA | 1 | 0.5% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $375,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $305,000 | |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Gardner Financial Services
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Conventional, Jumbo | 1 | 0.5% | 100% | $955,000 | |
Sierra Pacific Mortgage Co. Inc
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USDA | 1 | 0.5% | 100% | $215,000 | |
Stockton Mortgage Corporation
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VA | 1 | 0.5% | 50% | $235,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.5% | 100% | $305,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $385,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 20% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 33.3% | $55,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Family Savings Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cornelia Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cornelia, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cornelia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cornelia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cornelia, GA
Use these to narrow the list above. Each category shows how many Cornelia, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cornelia, GA
Independent mortgage companies closed 77.8 percent of home loans in Cornelia, Georgia in 2025, banks 20.2 percent and credit unions 2 percent. Equity Prime Mortgage LLC was the largest mortgage company, Southstate Bank, National Association the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cornelia, GA
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Cornelia, Georgia with 5 loans, about 2.5 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Cornelia, Georgia in 2025, led by United Wholesale Mortgage with 7. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 7 credit unions closed home loans in Cornelia, Georgia in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cornelia, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cornelia, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cornelia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
