Chickamauga, Georgia mortgage lenders include Colony BankColony Bank12691 N Highway 27, Chickamauga, GA 30707A+5.0 ★Texas Ratio: 4.01%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Bank of DadeBank of Dade12660 N Main St, Trenton, GA 30752A-4.4 ★Texas Ratio: 2.48%, Pinnacle BankPinnacle Bank2102 E Oglethorpe Blvd, Albany, GA 31705A+5.0 ★Texas Ratio: 3.04%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%, and Bank of LafayetteBank of LafayetteLafayette, GAD2.1 ★Texas Ratio: 14.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chickamauga, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chickamauga are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Chickamauga, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Chickamauga 12691 N Highway 27, Chickamauga, GA 30707 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +8 HELOCs |
2.6% | 66.7% | $71,000 | View |
|
400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
1.6% | 75% | $355,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 100% | $210,000 | View |
|
12660 N Main St, Trenton, GA 30752 A-4.4 ★Texas Ratio: 2.48% |
Conventional | 2 | 1.1% | 66.7% | $455,000 | View |
|
2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
|
★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
D2.1 ★Texas Ratio: 14.02% |
Conventional, Jumbo | 5 | 2.6% | 100% | $453,000 | View |
Equity Prime Mortgage LLC
|
FHA | 2 | 1.1% | 100% | $195,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.1% | 66.7% | $170,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 28 | 14.8% | 71.4% | $181,428 | |
Movement Mortgage, LLC
|
Conventional, FHA | 13 | 6.9% | 100% | $231,923 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 13 | 6.9% | 92.9% | $245,769 | |
Tennessee Valley Federal C U
|
Conventional, HELOC | 11 +4 HELOCs |
5.8% | 73.3% | $226,818 | |
Summit Funding.Inc
|
Conventional, FHA | 10 | 5.3% | 100% | $176,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 4.2% | 88.9% | $310,000 | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 3.2% | 100% | $171,666 | |
Nationstar Mortgage
|
Conventional | 6 | 3.2% | 100% | $95,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 6 | 3.2% | 75% | $155,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 2.6% | 100% | $329,000 | |
Mortgage Research Center
|
VA | 5 | 2.6% | 100% | $297,000 | |
Alameda Mortgage Corporation
|
Conventional, FHA | 3 | 1.6% | 100% | $215,000 | |
Pennymac Loan Services LLC
|
FHA | 3 | 1.6% | 100% | $238,333 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 1.6% | 100% | $371,666 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1.6% | 100% | $195,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 1.1% | 100% | $220,000 | |
Newrez LLC
|
FHA, VA | 2 | 1.1% | 50% | $335,000 | |
Success Mortgage Partners, Inc
|
Conventional, VA | 2 | 1.1% | 100% | $265,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 2 | 1.1% | 100% | $355,000 | |
Tjc Mortgage Inc
|
Conventional, FHA | 2 | 1.1% | 100% | $125,000 | |
Mortgage Investors Group
|
Conventional, FHA | 2 | 1.1% | 100% | $300,000 | |
Ark-La-Tex Financial Services LLC
|
VA, USDA | 2 | 1.1% | 100% | $195,000 | |
Cadence Bank
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $465,000 | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $375,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.5% | 100% | $155,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.5% | 50% | $265,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $205,000 | |
Builtwell Bank
|
Conventional | 1 | 0.5% | 33.3% | $105,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.5% | 100% | $245,000 | |
|
★ 5 stars, 1 review A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.5% | 100% | $245,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.5% | 100% | $165,000 | |
Nfm, Inc
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.5% | 100% | $135,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $275,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.5% | 100% | $135,000 | |
First Citizens National Bank
|
Conventional | 1 | 0.5% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
First Jackson Bank, Inc
|
Conventional | 1 | 0.5% | 100% | $35,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Iserve Residential Lending
|
FHA | 1 | 0.5% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 50% | $395,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Top Flite Financial, Inc.
|
VA | 1 | 0.5% | 100% | $265,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
Village Capital & Investment
|
VA | 1 | 0.5% | 100% | $235,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Family Savings Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Chickamauga? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chickamauga in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Chickamauga, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.8 percent of home loans in Chickamauga, Georgia in 2025, banks 14.8 percent and credit unions 6.3 percent. Equity Prime Mortgage LLC was the largest mortgage company, Colony Bank the largest bank and Tennessee Valley Federal C U the largest credit union. Among lenders headquartered in Georgia, Colony Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Colony Bank was the largest mortgage lender in Chickamauga, Georgia with 1 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Chickamauga, Georgia in 2025, led by Rocket Mortgage with 6. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in Chickamauga, Georgia in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chickamauga, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chickamauga, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chickamauga. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.