Mortgage Lenders and Brokers in Chattanooga Valley, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chattanooga Valley, Georgia mortgage lenders include FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Bank of DadeBank of Dade12660 N Main St, Trenton, GA 30752A-4.4 ★Texas Ratio: 2.48%, Peoples Bank & TrustPeoples Bank & Trust1899 Buford Hwy, Buford, GA 30518, Coosa Valley Credit UnionCoosa Valley Credit Union375 S Industrial Blvd, Calhoun, GA 30701 3075A+5.0 ★Texas Ratio: 4.80%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA, and Angel Oak Mortgage Solutions LLCAngel Oak Mortgage Solutions LLCAtlanta, GA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chattanooga Valley, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chattanooga Valley are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chattanooga Valley, Georgia
Market share is the lender's share of all home loans closed in Chattanooga Valley, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.4% | 100% | $205,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 50% | $40,000 | View |
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12660 N Main St, Trenton, GA 30752 A-4.4 ★Texas Ratio: 2.48% |
Conventional | 2 | 1.6% | 100% | $385,000 | View |
Peoples Bank & Trust
1899 Buford Hwy, Buford, GA 30518 |
Conventional | 1 | 0.8% | 100% | $855,000 | |
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375 S Industrial Blvd, Calhoun, GA 30701 3075 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 50% | $175,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $135,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 15.1% | 95% | $147,105 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 14 | 11.1% | 93.3% | $247,857 | |
Summit Funding.Inc
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Conventional, FHA | 8 | 6.3% | 100% | $212,500 | |
Tennessee Valley Federal C U
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Conventional, HELOC | 6 +2 HELOCs |
4.8% | 60% | $153,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 4% | 71.4% | $291,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 5 | 4% | 100% | $237,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 5 | 4% | 100% | $213,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 3.2% | 100% | $152,500 | |
Newrez LLC
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VA | 3 | 2.4% | 60% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.4% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 2.4% | 100% | $275,000 | |
Cadence Bank
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.6% | 100% | $300,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.6% | 100% | $165,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.6% | 50% | $130,000 | |
Atlantic Bay Mortgage Group
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FHA | 2 | 1.6% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $175,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.6% | 66.7% | $250,000 | |
Lower, LLC
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FHA | 2 | 1.6% | 100% | $165,000 | |
Mortgage Investors Group
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Conventional, FHA | 2 | 1.6% | 100% | $210,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $345,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $35,000 | |
Builtwell Bank
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Conventional | 1 | 0.8% | 50% | $45,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $335,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Guaranty Mortgage Services, LLC
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $75,000 | |
American Financing Corporation
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FHA | 1 | 0.8% | 100% | $185,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.8% | 100% | $245,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.8% | 100% | $315,000 | |
Nfm, Inc
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FHA | 1 | 0.8% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
Chattanooga Area Schools Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.74% |
FHA | 1 | 0.8% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.8% | 100% | $225,000 | View |
Tjc Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Chattanooga Federal Employees Credit Union
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Conventional | 1 | 0.8% | 100% | $165,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.8% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 22.2% | $235,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.8% | 100% | $215,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.8% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Chattanooga Valley Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chattanooga Valley, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Chattanooga Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chattanooga Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chattanooga Valley, GA
Use these to narrow the list above. Each category shows how many Chattanooga Valley, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Chattanooga Valley, GA
Independent mortgage companies closed 80.2 percent of home loans in Chattanooga Valley, Georgia in 2025, banks 12.7 percent and credit unions 7.1 percent. Equity Prime Mortgage LLC was the largest mortgage company, Firstbank the largest bank and Coosa Valley Credit Union the largest credit union. Among lenders headquartered in Georgia, Bank of Dade led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chattanooga Valley, GA
By home loans closed in 2025, Firstbank was the largest mortgage lender in Chattanooga Valley, Georgia with 3 loans, about 2.4 percent of the market. The largest lender headquartered in Georgia was Bank of Dade with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Chattanooga Valley, Georgia in 2025, led by Rocket Mortgage with 7. 12 lenders closed VA loans, led by Newrez LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Chattanooga Valley, Georgia in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chattanooga Valley, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chattanooga Valley, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chattanooga Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
