Mortgage Lenders and Brokers in Cedartown, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedartown, Georgia mortgage lenders include Regions BankRegions Bank120 N Main St, Cedartown, GA 30125A+5.0 ★Texas Ratio: 4.37%, Colony BankColony Bank967 N Main St, Cedartown, GA 30125A+5.0 ★Texas Ratio: 4.01%, Truist BankTruist Bank632 N Main St, Cedartown, GA 30125A+5.0 ★Texas Ratio: 2.87%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, River City BankRiver City Bank206 Highway 515 E, Blairsville, GA 30512A+5.0 ★Texas Ratio: 0.00%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, and BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedartown, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedartown are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedartown, Georgia
Market share is the lender's share of all home loans closed in Cedartown, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cedartown 120 N Main St, Cedartown, GA 30125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 10 +4 HELOCs |
2.7% | 54.2% | $157,000 | View |
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1 office in Cedartown 967 N Main St, Cedartown, GA 30125 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, USDA | 6 | 1.6% | 85.7% | $298,333 | View |
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★ 1 stars, 1 review 1 office in Cedartown 632 N Main St, Cedartown, GA 30125 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $115,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 8 | 2.2% | 100% | $308,750 | View |
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206 Highway 515 E, Blairsville, GA 30512 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 7 | 1.9% | 88.9% | $157,857 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, USDA, HELOC | 4 +6 HELOCs |
1.1% | 66.7% | $162,500 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 4 | 1.1% | 100% | $150,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
VA, USDA | 2 | 0.5% | 50% | $210,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.3% | 100% | $135,000 | |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
First National Community Bank
7741 Adairsville Hwy, Adairsville, GA 30103 |
Conventional | 1 | 0.3% | 100% | $105,000 | |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
HELOC | 0 +1 HELOCs |
0% | 33.3% | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional, FHA | 7 | 1.9% | 53.8% | $106,428 | |
Loanunited.Com, LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $185,000 | |
Direct Lenders, LLC.
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Conventional, FHA, VA | 3 | 0.8% | 100% | $235,000 | |
Credit Union Financial Services, LLC
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Milend, Inc
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FHA | 2 | 0.5% | 66.7% | $180,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
AgGeorgia Farm Credit
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Conventional | 1 | 0.3% | 50% | $605,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 9% | 76.7% | $183,181 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 25 | 6.8% | 89.3% | $233,800 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 20 | 5.5% | 100% | $245,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 19 | 5.2% | 95% | $253,421 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA, USDA | 14 | 3.8% | 50% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 12 | 3.3% | 100% | $279,166 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 3.3% | 92.9% | $150,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional, FHA | 12 | 3.3% | 80% | $186,666 | View |
Kind Lending, LLC
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Conventional, FHA, USDA | 10 | 2.7% | 83.3% | $230,000 | |
loanDepot.com LLC
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Conventional, FHA | 10 | 2.7% | 100% | $150,000 | |
Mortgage Research Center
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VA | 10 | 2.7% | 83.3% | $263,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 9 | 2.5% | 100% | $203,888 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 8 | 2.2% | 100% | $260,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 8 | 2.2% | 100% | $227,500 | View |
Family Savings Credit Union
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Conventional, HELOC | 6 +13 HELOCs |
1.6% | 87.5% | $146,666 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 1.1% | 80% | $217,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 1.1% | 100% | $277,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.1% | 57.1% | $230,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 1.1% | 36.4% | $160,000 | |
Liberty Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $375,000 | |
Goodleap, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $145,000 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.8% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.8% | 75% | $285,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $221,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
0.5% | 40% | $295,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $100,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 50% | $90,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.5% | 50% | $80,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
Towne Mortgage Company
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Conventional, USDA | 2 | 0.5% | 100% | $330,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 50% | $170,000 | |
The Loan Store, Inc
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Conventional, USDA | 2 | 0.5% | 100% | $215,000 | |
CSL Financial, LLC
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Conventional | 2 | 0.5% | 100% | $120,000 | |
Loan Simple, Inc.
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FHA | 2 | 0.5% | 100% | $270,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.5% | 75% | $455,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $105,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
State Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $145,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.3% | 100% | $95,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $215,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $155,000 | |
HomePromise Corporation
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VA | 1 | 0.3% | 100% | $395,000 | |
Servion
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 50% | $275,000 | View |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 33.3% | $725,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 50% | $205,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.3% | 100% | $145,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.3% | 100% | $225,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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FHA | 1 | 0.3% | 100% | $195,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $255,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $265,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Bank Ozk
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 33.3% | $165,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 33.3% | $155,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 50% | $245,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $375,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $105,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Cedartown Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedartown, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cedartown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedartown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedartown, GA
Use these to narrow the list above. Each category shows how many Cedartown, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cedartown, GA
Independent mortgage companies closed 79.2 percent of home loans in Cedartown, Georgia in 2025, banks 15.3 percent and credit unions 5.5 percent. Amerisave Mortgage Company was the largest mortgage company, Regions Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Colony Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedartown, GA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Cedartown, Georgia with 10 loans, about 2.7 percent of the market. The largest lender headquartered in Georgia was Colony Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Cedartown, Georgia in 2025, led by United Wholesale Mortgage with 15. 24 lenders closed VA loans, led by Mortgage Research Center, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 11 credit unions closed home loans in Cedartown, Georgia in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedartown, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedartown, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedartown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
