Mortgage Lenders and Brokers in Baldwin, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Baldwin, Georgia mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, MyGeorgia Credit UnionMyGeorgia Credit Union205 Collins Industrial Blvd, Athens, GA 30601A+5.0 ★Texas Ratio: 2.90%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, and Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baldwin, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baldwin are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Baldwin, Georgia
Market share is the lender's share of all home loans closed in Baldwin, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 8 +4 HELOCs |
4% | 81.8% | $230,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 7 | 3.5% | 80% | $145,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +4 HELOCs |
3% | 72.7% | $241,666 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 5 +15 HELOCs |
2.5% | 55.6% | $225,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, VA | 5 | 2.5% | 100% | $237,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 3 | 1.5% | 100% | $498,333 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1% | 100% | $540,000 | View |
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205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 50% | $25,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $105,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Peoples Bank & Trust
1899 Buford Hwy, Buford, GA 30518 |
Conventional | 1 | 0.5% | 100% | $215,000 | |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.5% | 100% | $145,000 | |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
Credit Union Financial Services, LLC
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Conventional | 3 | 1.5% | 100% | $265,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $358,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 22.2% | $120,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA | 21 | 10.5% | 76.7% | $185,476 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 15 +2 HELOCs |
7.5% | 93.8% | $391,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 11 | 5.5% | 100% | $275,909 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 6 | 3% | 100% | $338,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 3% | 100% | $320,000 | |
21St Mortgage
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Conventional | 6 | 3% | 42.9% | $145,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 2.5% | 100% | $273,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 2.5% | 55.6% | $381,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, USDA | 4 | 2% | 80% | $130,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 4 | 2% | 80% | $287,500 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 2% | 80% | $167,500 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $181,666 | |
loanDepot.com LLC
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Conventional | 3 | 1.5% | 75% | $128,333 | |
Discover Bank
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Conventional | 3 | 1.5% | 50% | $68,333 | |
Planet Home Lending, LLC
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FHA | 3 | 1.5% | 100% | $201,666 | |
Sente Mortgage, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $311,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 1% | 100% | $330,000 | View |
Nationstar Mortgage
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FHA | 2 | 1% | 100% | $195,000 | |
Lower, LLC
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Conventional | 2 | 1% | 100% | $280,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1% | 100% | $255,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $85,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $245,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $275,000 | |
Kind Lending, LLC
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USDA | 1 | 0.5% | 100% | $265,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
Credit Human Federal Credit Un
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Conventional | 1 | 0.5% | 25% | $115,000 | |
Greenbox Loans
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Conventional | 1 | 0.5% | 100% | $135,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 50% | $255,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $205,000 | |
T2 Financial LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Tjc Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
Mortgage Investors Group
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FHA | 1 | 0.5% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 50% | $35,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.5% | 100% | $285,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.5% | 50% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Baldwin Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Baldwin, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Baldwin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baldwin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Baldwin, GA
Use these to narrow the list above. Each category shows how many Baldwin, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Baldwin, GA
Independent mortgage companies closed 71.5 percent of home loans in Baldwin, Georgia in 2025, banks 24.5 percent and credit unions 4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Baldwin, GA
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Baldwin, Georgia with 8 loans, about 4 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Baldwin, Georgia in 2025, led by Rocket Mortgage with 7. 7 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in Baldwin, Georgia in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baldwin, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baldwin, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baldwin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
