Mortgage Lenders and Brokers in Westgate, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westgate, Florida mortgage lenders include Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Tropical Financial Credit UnionTropical Financial Credit Union8947 W Atlantic Blvd, Coral Springs, FL 33071A5.0 ★Texas Ratio: 6.93%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, A&D Mortgage LLCA&D Mortgage LLCFt. Lauderdale, FLA+5.0 ★Texas Ratio: 4.11%, Obsidian Financial ServicesObsidian Financial ServicesMelbourne, FL, Mortgage300 CorporationMortgage300 CorporationPalm Beach Gardens, FL, United Wholesale Mortgage, and JMAC Lending, Inc.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westgate, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westgate are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westgate, Florida
Market share is the lender's share of all home loans closed in Westgate, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 3% | 100% | $145,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 3% | 100% | $350,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.5% | 50% | $25,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 6% | 80% | $332,500 | View |
Obsidian Financial Services
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FHA | 1 | 1.5% | 100% | $415,000 | |
Mortgage300 Corporation
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FHA | 1 | 1.5% | 100% | $395,000 | |
United Wholesale Mortgage
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Conventional, FHA | 14 | 20.9% | 88.2% | $345,714 | |
JMAC Lending, Inc.
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Conventional, FHA | 6 | 9% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 3 | 4.5% | 42.9% | $355,000 | View |
Paramount Residential Mortgage
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Conventional | 3 | 4.5% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 3% | 100% | $355,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3% | 50% | $350,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 3% | 100% | $105,000 | |
The Loan Store, Inc
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Conventional | 2 | 3% | 100% | $375,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 3% | 66.7% | $210,000 | |
21St Mortgage
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Conventional | 2 | 3% | 66.7% | $100,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 1.5% | 100% | $405,000 | |
American Airlines Federal Cred
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Conventional | 1 | 1.5% | 100% | $395,000 | |
Rocket Mortgage
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Conventional | 1 | 1.5% | 50% | $55,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1.5% | 100% | $415,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 1.5% | 100% | $415,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.5% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.5% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 1.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 1.5% | 100% | $395,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.5% | 100% | $255,000 | |
Point Mortgage Corp
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FHA | 1 | 1.5% | 100% | $455,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.5% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $55,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 1.5% | 100% | $275,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.5% | 50% | $285,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.5% | 100% | $315,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.5% | 100% | $215,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Westgate Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westgate, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Westgate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westgate in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westgate, FL
Use these to narrow the list above. Each category shows how many Westgate, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Westgate, FL
Independent mortgage companies closed 89.6 percent of home loans in Westgate, Florida in 2025, banks 9 percent and credit unions 1.5 percent. Triad Financial Services, Inc. was the largest mortgage company, Bank of America NA the largest bank and Tropical Financial Credit Union the largest credit union. Among lenders headquartered in Florida, Triad Financial Services, Inc. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westgate, FL
By home loans closed in 2025, Triad Financial Services, Inc. was the largest mortgage lender in Westgate, Florida with 2 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Westgate, Florida in 2025, led by JMAC Lending, Inc. with 5. 1 lenders closed VA loans, led by AdvantageFirst Lending Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Westgate, Florida in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westgate, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westgate, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westgate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
