Mortgage Lenders and Brokers in West Perrine, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Perrine, Florida mortgage lenders include Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233, FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Dade County Federal Credit UnionDade County Federal Credit Union20295 S Dixie Hwy, Cutler Bay, FL 33189 1207A+5.0 ★Texas Ratio: 1.61%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, and TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Perrine, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Perrine are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Perrine, Florida
Market share is the lender's share of all home loans closed in West Perrine, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 3 | 4.1% | 50% | $91,666 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 50% | $185,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 1 | 1.4% | 100% | $145,000 | |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.4% | 100% | $525,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.4% | 100% | $125,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $295,000 | |
Banking Mortgage Svcs.,Bms Corp
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Conventional | 1 | 1.4% | 100% | $735,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 1.4% | 100% | $485,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 15 +2 HELOCs |
20.3% | 72.7% | $485,666 | |
Rocket Mortgage
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Conventional, FHA | 7 | 9.5% | 58.3% | $329,285 | |
The Loan Store, Inc
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Conventional, FHA | 7 | 9.5% | 100% | $487,857 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 5.4% | 100% | $482,500 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 3 | 4.1% | 42.9% | $411,666 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 2.7% | 100% | $445,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 2.7% | 100% | $320,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 2.7% | 50% | $455,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +2 HELOCs |
1.4% | 50% | $675,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 50% | $25,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.4% | 100% | $605,000 | |
Kind Lending, LLC
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FHA | 1 | 1.4% | 50% | $645,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $295,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.4% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.4% | 100% | $605,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 1.4% | 100% | $555,000 | |
Geneva Financial LLC
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FHA | 1 | 1.4% | 100% | $435,000 | |
Point Mortgage Corp
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Conventional | 1 | 1.4% | 100% | $635,000 | |
1st Financial, Inc.
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Conventional | 1 | 1.4% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 100% | $715,000 | View |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 1.4% | 100% | $445,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.4% | 100% | $575,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.4% | 100% | $645,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 1.4% | 50% | $605,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.4% | 33.3% | $535,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 1.4% | 100% | $75,000 | |
Village Capital & Investment
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FHA | 1 | 1.4% | 100% | $315,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.4% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Perrine Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Perrine, Florida
Looking for mortgage lenders near me or mortgage brokers near me in West Perrine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Perrine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Perrine, FL
Use these to narrow the list above. Each category shows how many West Perrine, FL lenders fit and what that kind of lender is usually best for.
Who Lends in West Perrine, FL
Independent mortgage companies closed 89.2 percent of home loans in West Perrine, Florida in 2025, banks 2.7 percent and credit unions 8.1 percent. A&D Mortgage LLC was the largest mortgage company, Firstbank the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Educational Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Perrine, FL
By home loans closed in 2025, Educational Federal Credit Union was the largest mortgage lender in West Perrine, Florida with 3 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in West Perrine, Florida in 2025, led by United Wholesale Mortgage with 6. 2 lenders closed VA loans, led by Nationstar Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in West Perrine, Florida in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Perrine, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Perrine, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Perrine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
