Mortgage Lenders and Brokers in Welaka, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Welaka, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Freedom Mortgage CorporationFreedom Mortgage CorporationBoca Raton, FL, and Taylor Morrison Home Funding, Inc.Taylor Morrison Home Funding, Inc.Maitland, FL. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Welaka, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Welaka are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Welaka, Florida
Market share is the lender's share of all home loans closed in Welaka, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 4 | 4.6% | 66.7% | $195,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 2.3% | 50% | $145,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 1.1% | 100% | $325,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $125,000 | |
Taylor Morrison Home Funding, Inc.
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FHA | 1 | 1.1% | 100% | $325,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 1.1% | 50% | $255,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $255,000 | |
The Mortgage Firm
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Conventional | 1 | 1.1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 9 | 10.3% | 90% | $268,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 9.2% | 88.9% | $265,000 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA, USDA | 7 | 8% | 80% | $233,571 | |
Rocket Mortgage
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Conventional, FHA | 5 | 5.7% | 71.4% | $161,000 | |
Mortgage Research Center
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VA | 4 | 4.6% | 100% | $252,500 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 3.4% | 100% | $301,666 | View |
21St Mortgage
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Conventional | 3 | 3.4% | 57.1% | $211,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 2.3% | 100% | $275,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 2 | 2.3% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 2.3% | 100% | $230,000 | View |
Guild Mortgage Company
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Conventional, FHA | 2 | 2.3% | 100% | $160,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 2.3% | 100% | $130,000 | |
Planet Home Lending, LLC
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FHA | 2 | 2.3% | 50% | $205,000 | |
Village Capital & Investment
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VA | 2 | 2.3% | 66.7% | $475,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
American Financial Resources LLC
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VA | 1 | 1.1% | 100% | $175,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 1.1% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.1% | 100% | $225,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 1.1% | 50% | $235,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 1.1% | 100% | $215,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.1% | 50% | $165,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $145,000 | |
Stg Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
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VA | 1 | 1.1% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $215,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Keystone Funding, Inc
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $125,000 | |
New American Funding, LLC.
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VA | 1 | 1.1% | 100% | $315,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.1% | 12.5% | $125,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.1% | 100% | $125,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.1% | 100% | $215,000 |
Welaka Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Welaka, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Welaka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Welaka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Welaka, FL
Use these to narrow the list above. Each category shows how many Welaka, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Welaka, FL
Independent mortgage companies closed 85.1 percent of home loans in Welaka, Florida in 2025, banks 8 percent and credit unions 6.9 percent. Triad Financial Services, Inc. was the largest mortgage company, Truist Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Welaka, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Welaka, Florida with 4 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Welaka, Florida in 2025, led by CrossCountry Mortgage, LLC with 4. 11 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 4 credit unions closed home loans in Welaka, Florida in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Welaka, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Welaka, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Welaka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
