Mortgage Lenders and Brokers in Warrington, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Warrington, Florida mortgage lenders include PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Members First Credit Union of FloridaMembers First Credit Union of Florida5005 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 1.18%, NBH BankNBH Bank3835 Pga Boulevard Suite 305, Palm Beach Gardens, FL 33410A+5.0 ★Texas Ratio: 2.90%, and Harvesters Federal Credit UnionHarvesters Federal Credit Union480 S Highway 29, Cantonment, FL 32533 6406A5.0 ★Texas Ratio: 6.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Warrington, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warrington are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Warrington, Florida
Market share is the lender's share of all home loans closed in Warrington, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.2% | 44.4% | $257,500 | View |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA | 4 | 1.2% | 80% | $72,500 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 4 | 1.2% | 100% | $150,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 33.3% | $231,666 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.6% | 100% | $350,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $225,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
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5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 1 | 0.3% | 50% | $65,000 | |
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3835 Pga Boulevard Suite 305, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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480 S Highway 29, Cantonment, FL 32533 6406 A5.0 ★Texas Ratio: 6.36% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA | 6 | 1.7% | 100% | $233,333 | |
Freedom Mortgage Corporation
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VA | 4 | 1.2% | 100% | $252,500 | |
Acrisure Mortgage, LLC
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FHA, VA | 2 | 0.6% | 100% | $300,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 75 | 21.7% | 78.9% | $271,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 27 +11 HELOCs |
7.8% | 73% | $233,518 | |
Mortgage Research Center
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VA | 23 | 6.6% | 76.7% | $240,217 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 5.8% | 73.3% | $157,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 5.5% | 83.3% | $218,684 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 14 | 4% | 93.3% | $183,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 2.9% | 90.9% | $178,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 9 | 2.6% | 100% | $207,222 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 8 | 2.3% | 90.9% | $182,500 | View |
Synovus Bank
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Conventional, HELOC | 6 +2 HELOCs |
1.7% | 85.7% | $231,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 1.7% | 70% | $246,666 | |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 1.2% | 100% | $240,000 | |
21St Mortgage
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Conventional | 4 | 1.2% | 30.8% | $85,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 60% | $101,666 | |
Cadence Bank
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Conventional, FHA | 3 | 0.9% | 100% | $115,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $235,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $308,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 0.9% | 100% | $181,666 | View |
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A-4.9 ★Texas Ratio: 16.48% |
FHA, VA | 2 | 0.6% | 100% | $255,000 | View |
MortgageOne, Inc
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FHA | 2 | 0.6% | 100% | $160,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.6% | 66.7% | $250,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.6% | 100% | $115,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 28.6% | $85,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 0.6% | 100% | $360,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 66.7% | $235,000 | View |
Mortgage Solutions of Colorado
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Conventional, FHA | 2 | 0.6% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.6% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.6% | 50% | $315,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA, VA | 2 | 0.6% | 100% | $275,000 | View |
Texana Bank
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Conventional, FHA | 2 | 0.6% | 100% | $265,000 | |
The Loan Store, Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $95,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $245,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 5.47% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $795,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.08% |
VA | 1 | 0.3% | 100% | $165,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $175,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $235,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.3% | 100% | $255,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Intelliloan, Inc.
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VA | 1 | 0.3% | 100% | $265,000 | |
Inspire Home Loans Inc.
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VA | 1 | 0.3% | 100% | $195,000 | |
New Story Lending LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $185,000 | View |
Towne Mortgage Company
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VA | 1 | 0.3% | 100% | $355,000 | |
DFCU Financial
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 33.3% | $45,000 | View |
Goprime Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $245,000 | |
Top Flite Financial, Inc.
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VA | 1 | 0.3% | 100% | $565,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 75% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Warrington Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Warrington, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Warrington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warrington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Warrington, FL
Use these to narrow the list above. Each category shows how many Warrington, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Warrington, FL
Independent mortgage companies closed 74.9 percent of home loans in Warrington, Florida in 2025, banks 13.9 percent and credit unions 11.3 percent. The Mortgage Firm was the largest mortgage company, Southstate Bank, National Association the largest bank and PenAir Credit Union the largest credit union. Among lenders headquartered in Florida, PenAir Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Warrington, FL
By home loans closed in 2025, PenAir Credit Union was the largest mortgage lender in Warrington, Florida with 4 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Warrington, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 78.9 percent, against a 78.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Warrington, Florida in 2025, led by DHI Mortgage Company, LTD. with 13. 36 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 8 credit unions closed home loans in Warrington, Florida in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Warrington, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warrington, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warrington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
