Mortgage Lenders and Brokers in Starke, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Starke, Florida mortgage lenders include First Federal BankFirst Federal Bank841 S Walnut St, Starke, FL 32091A+5.0 ★Texas Ratio: 1.10%, TD BankTD Bank606 W Madison St, Starke, FL 32091A+5.0 ★Texas Ratio: 3.71%, Capital City BankCapital City Bank350 N Temple Ave, Starke, FL 32091A+5.0 ★Texas Ratio: 2.55%, VyStar Credit UnionVyStar Credit Union1450 S Walnut St, Starke, FL 32091A5.0 ★Texas Ratio: 9.56%, Florida Credit UnionFlorida Credit Union2460 Commercial Dr, Starke, FL 32091 7865A+5.0 ★Texas Ratio: 4.76%, Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, and Calhoun Liberty Credit UnionCalhoun Liberty Credit Union16076 State Road 71 S, Blountstown, FL 32424 5100A+5.0 ★Texas Ratio: 0.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Starke, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Starke are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Starke, Florida
Market share is the lender's share of all home loans closed in Starke, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Starke 841 S Walnut St, Starke, FL 32091 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 6 | 2.9% | 100% | $368,333 | View |
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1 office in Starke 606 W Madison St, Starke, FL 32091 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $155,000 | View |
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1 office in Starke 350 N Temple Ave, Starke, FL 32091 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1450 S Walnut St, Starke, FL 32091 A5.0 ★Texas Ratio: 9.56% |
Conventional, VA, HELOC | 12 +2 HELOCs |
5.8% | 48% | $125,000 | View |
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2460 Commercial Dr, Starke, FL 32091 7865 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 3 +5 HELOCs |
1.5% | 44.4% | $181,666 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 3 | 1.5% | 100% | $121,666 | |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 1% | 88.9% | $195,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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16076 State Road 71 S, Blountstown, FL 32424 5100 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
USDA | 1 | 0.5% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.9% | 66.7% | $301,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 39 | 18.9% | 95.1% | $255,512 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 8.3% | 77.3% | $181,470 | |
21St Mortgage
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Conventional | 12 | 5.8% | 60% | $180,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 7 | 3.4% | 100% | $223,571 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 4 | 1.9% | 100% | $217,500 | View |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.9% | 80% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 4 | 1.9% | 100% | $522,500 | View |
Mortgage Research Center
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VA | 4 | 1.9% | 66.7% | $252,500 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 4 | 1.9% | 100% | $162,500 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 1.5% | 100% | $121,666 | View |
Union Home Mortgage Corp.
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FHA, VA | 3 | 1.5% | 100% | $451,666 | |
New American Funding, LLC.
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Conventional | 3 | 1.5% | 60% | $138,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.5% | 100% | $171,666 | |
EMM Loans LLC
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Conventional, VA, Jumbo | 2 | 1% | 100% | $715,000 | |
Guaranteed Rate, Inc.
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FHA | 2 | 1% | 50% | $220,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1% | 100% | $105,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1% | 66.7% | $275,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1% | 60% | $275,000 | |
Loanunited.Com, LLC
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VA | 2 | 1% | 100% | $290,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 1% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 2 | 1% | 100% | $195,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1% | 100% | $310,000 | View |
American Pacific Mortgage Corporation
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FHA | 2 | 1% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 50% | $140,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 1% | 100% | $430,000 | |
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A-4.9 ★Texas Ratio: 15.86% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
American Financial Resources LLC
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VA | 1 | 0.5% | 50% | $305,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $125,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 50% | $145,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
5Th Sreet Capital Inc.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.5% | 50% | $525,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 20% | $65,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 25% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
USDA | 1 | 0.5% | 100% | $225,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.5% | 100% | $335,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $225,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $245,000 | |
Loanpeople, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 50% | $205,000 | |
T2 Financial LLC
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FHA | 1 | 0.5% | 100% | $185,000 | |
Towne Mortgage Company
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VA | 1 | 0.5% | 100% | $235,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.5% | 100% | $145,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $245,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.5% | 50% | $295,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.5% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Texana Bank
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 33.3% | $325,000 | |
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Starke Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Starke, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Starke? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Starke in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Starke, FL
Use these to narrow the list above. Each category shows how many Starke, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Starke, FL
Independent mortgage companies closed 76.2 percent of home loans in Starke, Florida in 2025, banks 11.2 percent and credit unions 12.6 percent. Triad Financial Services, Inc. was the largest mortgage company, First Federal Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, First Federal Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Starke, FL
By home loans closed in 2025, First Federal Bank was the largest mortgage lender in Starke, Florida with 6 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Starke, Florida in 2025, led by United Wholesale Mortgage with 21. 24 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 10 credit unions closed home loans in Starke, Florida in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Starke, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Starke, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Starke. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
