Sky Lake, Florida mortgage lenders include Mccoy Federal Credit UnionMccoy Federal Credit Union931 N Park Ave, Apopka, FL 32712A+5.0 ★Texas Ratio: 3.49%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%, Freedom Mortgage CorporationFreedom Mortgage CorporationBoca Raton, FL, Acrisure Mortgage, LLCAcrisure Mortgage, LLCOrlando, FL, Alkan Mortgage CorporationAlkan Mortgage CorporationLake Mary, FL, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sky Lake, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sky Lake are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sky Lake, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 2 | 5.3% | 75% | $75,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
2.6% | 50% | $105,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 2.6% | 100% | $165,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 2.6% | 50% | $25,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
FHA | 2 | 5.3% | 100% | $295,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 2.6% | 100% | $365,000 | |
Alkan Mortgage Corporation
|
FHA | 1 | 2.6% | 100% | $245,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 13.2% | 71.4% | $335,000 | |
Rocket Mortgage
|
Conventional, FHA | 2 | 5.3% | 50% | $225,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 5.3% | 50% | $190,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 5.3% | 100% | $170,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
2.6% | 100% | $65,000 | |
Cliffco, Inc.
|
Conventional | 1 | 2.6% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 2.6% | 50% | $215,000 | View |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 2.6% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 2.6% | 100% | $355,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.6% | 33.3% | $355,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 2.6% | 100% | $45,000 | |
Discover Bank
|
Conventional | 1 | 2.6% | 50% | $95,000 | |
My Mortgage, Inc
|
FHA | 1 | 2.6% | 100% | $285,000 | |
Nationstar Mortgage
|
Conventional | 1 | 2.6% | 100% | $45,000 | |
Mortgage Research Center
|
VA | 1 | 2.6% | 50% | $375,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 2.6% | 100% | $175,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 2.6% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 2.6% | 100% | $295,000 | View |
Texana Bank
|
Conventional | 1 | 2.6% | 100% | $195,000 | |
Spring Eq, LLC
|
Conventional | 1 | 2.6% | 100% | $45,000 | |
Village Capital & Investment
|
FHA | 1 | 2.6% | 100% | $365,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 2.6% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sky Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sky Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sky Lake, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73.7 percent of home loans in Sky Lake, Florida in 2025, banks 13.2 percent and credit unions 13.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Mccoy Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Mccoy Federal Credit Union led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Mccoy Federal Credit Union was the largest mortgage lender in Sky Lake, Florida with 2 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Sky Lake, Florida in 2025, led by Freedom Mortgage Corporation with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 5 credit unions closed home loans in Sky Lake, Florida in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sky Lake, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sky Lake, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sky Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.