Mortgage Lenders and Brokers in Quincy, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Quincy, Florida mortgage lenders include Centennial BankCentennial Bank702 S Pat Thomas Pkwy, Quincy, FL 32351A+5.0 ★Texas Ratio: 3.14%, Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%, First Commerce Credit UnionFirst Commerce Credit Union4472 Lafayette St, Marianna, FL 32446A+5.0 ★Texas Ratio: 3.60%, Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Colony BankColony Bank10970 San Jose Boulevard, Jacksonville, FL 32223A+5.0 ★Texas Ratio: 4.01%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, and Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Quincy, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Quincy are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Quincy, Florida
Market share is the lender's share of all home loans closed in Quincy, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Quincy 702 S Pat Thomas Pkwy, Quincy, FL 32351 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 2 | 2% | 66.7% | $85,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 3 | 2.9% | 100% | $208,333 | View |
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4472 Lafayette St, Marianna, FL 32446 A+5.0 ★Texas Ratio: 3.60% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 40% | $115,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
FHA, HELOC | 1 +1 HELOCs |
1% | 100% | $475,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $125,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1% | 100% | $295,000 | View |
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10970 San Jose Boulevard, Jacksonville, FL 32223 A+5.0 ★Texas Ratio: 4.01% |
FHA | 1 | 1% | 100% | $195,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 1% | 100% | $275,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 1% | 100% | $215,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1% | 100% | $245,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1% | 50% | $355,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $455,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $115,000 | |
The Mortgage Firm
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FHA | 1 | 1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 13 | 12.7% | 92.9% | $232,692 | View |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 8.8% | 78.6% | $195,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 6.9% | 100% | $106,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.9% | 85.7% | $240,000 | |
21St Mortgage
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Conventional | 6 | 5.9% | 35% | $135,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 4.9% | 83.3% | $147,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 3.9% | 57.1% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, USDA | 4 | 3.9% | 80% | $245,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 3 | 2.9% | 75% | $68,333 | View |
Summit Mortgage Corporation
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Conventional, FHA | 3 | 2.9% | 100% | $125,000 | |
Norwich Commercial Group Inc
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Conventional, FHA | 2 | 2% | 100% | $130,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 2 | 2% | 100% | $130,000 | View |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 2% | 100% | $180,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2% | 50% | $245,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
1% | 100% | $155,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $325,000 | |
American Financial Resources LLC
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FHA | 1 | 1% | 100% | $225,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1% | 50% | $115,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 1% | 100% | $255,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 1% | 100% | $125,000 | |
T2 Financial LLC
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FHA | 1 | 1% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $45,000 | |
The Loan Store, Inc
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FHA | 1 | 1% | 100% | $285,000 | |
Veritas Funding, LLC
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VA | 1 | 1% | 100% | $325,000 | |
New American Funding, LLC.
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VA | 1 | 1% | 50% | $205,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1% | 80% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1% | 100% | $85,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 28.6% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 1% | 100% | $65,000 | View |
Village Capital & Investment
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VA | 1 | 1% | 100% | $275,000 |
Quincy Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Quincy, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Quincy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Quincy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Quincy, FL
Use these to narrow the list above. Each category shows how many Quincy, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Quincy, FL
Independent mortgage companies closed 67.6 percent of home loans in Quincy, Florida in 2025, banks 28.4 percent and credit unions 3.9 percent. A&D Mortgage LLC was the largest mortgage company, Centennial Bank the largest bank and First Commerce Credit Union the largest credit union. Among lenders headquartered in Florida, First Commerce Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Quincy, FL
By home loans closed in 2025, Centennial Bank was the largest mortgage lender in Quincy, Florida with 2 loans, about 2 percent of the market. The largest lender headquartered in Florida was First Commerce Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Quincy, Florida in 2025, led by University Bank with 8. 11 lenders closed VA loans, led by University Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 3 credit unions closed home loans in Quincy, Florida in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Quincy, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Quincy, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Quincy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
