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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Naranja, Florida

Naranja, Florida mortgage lenders include Dade County Federal Credit UnionDade County Federal Credit Union20295 S Dixie Hwy, Cutler Bay, FL 33189 1207A+5.0 ★Texas Ratio: 1.61%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, and Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Naranja, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Naranja are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Naranja, Florida

Market share is the lender's share of all home loans closed in Naranja, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
20295 S Dixie Hwy, Cutler Bay, FL 33189 1207
A+5.0 ★Texas Ratio: 1.61%
Conventional, HELOC 2
+1 HELOCs
1.6% 100% $195,000 View
16460 SW 304th St, Homestead, FL 33033 3260
A+5.0 ★Texas Ratio: 2.35%
Conventional 2 1.6% 66.7% $35,000 View
514 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.71%
Conventional 2 1.6% 50% $55,000 View
360 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.37%
FHA, HELOC 1
+1 HELOCs
0.8% 100% $235,000 View
500 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.8% 33.3% $455,000 View
460 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.8% 100% $525,000 View
2999 Ne 191st St, Aventura, FL 33180
A5.0 ★Texas Ratio: 7.12%
Conventional 1 0.8% 100% $115,000 View
891 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 2.64%
Conventional 1 0.8% 100% $105,000 View
★ 5 stars, 1 review
400 Us Highway 27 N, Avon Park, FL 33825
A+5.0 ★Texas Ratio: 2.27%
Conventional 1 0.8% 100% $115,000 View
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
HELOC 0
+1 HELOCs
0% n/a View
8947 W Atlantic Blvd, Coral Springs, FL 33071
A5.0 ★Texas Ratio: 6.93%
HELOC 0
+1 HELOCs
0% 0% View
20437 State Road 7, Boca Raton, FL 33498
A+5.0 ★Texas Ratio: 5.37%
HELOC 0
+1 HELOCs
0% 0% View
1328 E Oak St, Arcadia, FL 34266
A5.0 ★Texas Ratio: 6.26%
HELOC 0
+1 HELOCs
0% n/a View
540 Biltmore Way, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 2.93%
HELOC 0
+1 HELOCs
0% n/a View
Lennar Mortgage, LLC
FHA 10 8.1% 83.3% $394,000
Freedom Mortgage Corporation
FHA, VA 5 4% 85.7% $291,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 1.6% 66.7% $330,000 View
Reliable Holdings Manager dba Lendz Financial
Conventional 2 1.6% 100% $405,000
Acrisure Mortgage, LLC
FHA 1 0.8% 100% $445,000
Ready Mortgage Lenders, LLC
FHA 1 0.8% 100% $365,000
American Bancshares Mortgage, LLC
FHA 1 0.8% 100% $385,000
Obsidian Financial Services
FHA 1 0.8% 100% $575,000
Banking Mortgage Svcs.,Bms Corp
FHA 1 0.8% 100% $375,000
United Wholesale Mortgage
Conventional, FHA, VA 31 25% 88.6% $388,548
Rocket Mortgage
Conventional, FHA 15 12.1% 83.3% $299,666
Gold Star Mortgage Financial Group, Corporation
Conventional, FHA 4 3.2% 100% $240,000
Nationstar Mortgage
Conventional 4 3.2% 100% $105,000
Cornerstone First Mortgage, LLC
Conventional, FHA 3 2.4% 100% $365,000
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA 3 2.4% 100% $148,333 View
loanDepot.com LLC
Conventional, FHA, HELOC 2
+1 HELOCs
1.6% 100% $290,000
Absolute Home Mortgage
Conventional, FHA 2 1.6% 100% $405,000
Planet Home Lending, LLC
FHA 2 1.6% 100% $410,000
Nationwide Mortgage Bankers, Inc.
FHA 2 1.6% 50% $605,000
Paramount Residential Mortgage
FHA 2 1.6% 100% $390,000
The Loan Store, Inc
Conventional, HELOC 1
+1 HELOCs
0.8% 100% $315,000
CrossCountry Mortgage, LLC
FHA 1 0.8% 100% $405,000
Kind Lending, LLC
Conventional 1 0.8% 33.3% $385,000
Pennymac Loan Services LLC
FHA 1 0.8% 100% $565,000
Guild Mortgage Company
Conventional 1 0.8% 50% $375,000
Fidelity Lending Solutions Inc
Conventional 1 0.8% 100% $415,000
Ahl Funding
FHA 1 0.8% 100% $485,000
Capital Partners Mortgage Services, LLC
FHA 1 0.8% 100% $335,000
Mid-Continent Funding, Inc.
VA 1 0.8% 100% $475,000
Intelliloan, Inc.
FHA 1 0.8% 50% $265,000
Mutual of Omaha Mortgage
Conventional 1 0.8% 100% $135,000
ClearEdge Lending LLC
Conventional 1 0.8% 100% $195,000
Nmsi, Inc.
Conventional 1 0.8% 100% $385,000
Right Start Mortgage, Inc
FHA 1 0.8% 100% $275,000
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.8% 66.7% $235,000 View
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.8% 100% $335,000 View
Ark-La-Tex Financial Services LLC
FHA 1 0.8% 100% $405,000
JMAC Lending, Inc.
Conventional 1 0.8% 100% $555,000
HomeBridge Financial Services, Inc
HELOC 0
+2 HELOCs
0% n/a
Coastal Community Bank
HELOC 0
+2 HELOCs
0% n/a
AmWest Funding Corp
HELOC 0
+1 HELOCs
0% n/a
Clearview Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Spring Eq, LLC
HELOC 0
+1 HELOCs
0% 0%
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Naranja, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Naranja? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Naranja in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Naranja, FL

Use these to narrow the list above. Each category shows how many Naranja, FL lenders fit and what that kind of lender is usually best for.

Who Lends in Naranja, FL

Independent mortgage companies closed 89.5 percent of home loans in Naranja, Florida in 2025, banks 6.5 percent and credit unions 4 percent. Lennar Mortgage, LLC was the largest mortgage company, TD Bank the largest bank and Dade County Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Dade County Federal Credit Union led with 2 loans.

89.5%
Mortgage companies
6.5%
Banks
4%
Credit unions
46%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Naranja, FL

Who is the largest mortgage lender in Naranja, FL?

By home loans closed in 2025, Dade County Federal Credit Union was the largest mortgage lender in Naranja, Florida with 2 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Naranja, FL mortgage lenders offer FHA, VA and USDA loans?

25 lenders closed FHA loans in Naranja, Florida in 2025, led by United Wholesale Mortgage with 14. 3 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Naranja, FL lender list?

Yes. 10 banks and 7 credit unions closed home loans in Naranja, Florida in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Naranja, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Naranja, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Naranja, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Naranja. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.