Mortgage Lenders and Brokers in Molino, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Molino, Florida mortgage lenders include PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, SmartbankSmartbank34990 Emerald Coast Pkwy, Destin, FL 32541A+5.0 ★Texas Ratio: 1.74%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Harvesters Federal Credit UnionHarvesters Federal Credit Union480 S Highway 29, Cantonment, FL 32533 6406A5.0 ★Texas Ratio: 6.36%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Molino, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Molino are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Molino, Florida
Market share is the lender's share of all home loans closed in Molino, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
3.9% | 85.7% | $318,333 | View |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +2 HELOCs |
3.9% | 75% | $163,333 | View |
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34990 Emerald Coast Pkwy, Destin, FL 32541 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 3 | 2% | 100% | $605,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $445,000 | View |
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480 S Highway 29, Cantonment, FL 32533 6406 A5.0 ★Texas Ratio: 6.36% |
Conventional | 2 | 1.3% | 100% | $400,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 1.3% | 66.7% | $305,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 1.3% | 100% | $460,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $205,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.7% | 76.5% | $95,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.7% | 100% | $215,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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1452 Us Highway 331 S, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA, VA | 4 | 2.6% | 100% | $215,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 100% | $250,000 | |
Home Office
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Conventional | 1 | 0.7% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 10.5% | 80% | $258,750 | |
21St Mortgage
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Conventional | 14 | 9.2% | 51.9% | $150,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 9 +10 HELOCs |
5.9% | 75% | $451,666 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 7 | 4.6% | 100% | $303,571 | View |
United Wholesale Mortgage
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FHA, VA, HELOC | 6 +1 HELOCs |
3.9% | 75% | $425,000 | |
Nationstar Mortgage
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Conventional, VA | 6 | 3.9% | 100% | $128,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 6 | 3.9% | 85.7% | $318,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 2% | 100% | $155,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 2% | 100% | $255,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 3 | 2% | 100% | $258,333 | |
Mortgage Research Center
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VA | 3 | 2% | 60% | $301,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 1.3% | 66.7% | $230,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.3% | 50% | $90,000 | |
First Nation Bank and Trust
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Conventional | 2 | 1.3% | 100% | $450,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 1.3% | 66.7% | $185,000 | View |
Southwest Stage Funding LLC
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Conventional | 2 | 1.3% | 100% | $190,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 50% | $165,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 0.7% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $165,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $515,000 | |
Guild Mortgage Company
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FHA | 1 | 0.7% | 100% | $285,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $45,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.7% | 50% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
Mid-Continent Funding, Inc.
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VA | 1 | 0.7% | 100% | $195,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $85,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $185,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Synovus Bank
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Conventional | 1 | 0.7% | 50% | $405,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.7% | 100% | $355,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.7% | 100% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 22.2% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.7% | 100% | $245,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 50% | $805,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.7% | 100% | $75,000 | |
Southwest Funding LP
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Conventional | 1 | 0.7% | 100% | $345,000 | |
All In Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a |
Molino Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Molino, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Molino? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Molino in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Molino, FL
Use these to narrow the list above. Each category shows how many Molino, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Molino, FL
Independent mortgage companies closed 62.7 percent of home loans in Molino, Florida in 2025, banks 20.3 percent and credit unions 17 percent. Triad Financial Services, Inc. was the largest mortgage company, Smartbank the largest bank and PenAir Credit Union the largest credit union. Among lenders headquartered in Florida, PenAir Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Molino, FL
By home loans closed in 2025, PenAir Credit Union was the largest mortgage lender in Molino, Florida with 6 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Molino, Florida in 2025, led by Rocket Mortgage with 4. 15 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Molino, Florida in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Molino, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Molino, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Molino. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
